The top-rated workers' compensation insurance agent in Beavercreek, Ohio is Jack Herbst - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Michael Saylor - State Farm Insurance Agent, Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency. This directory lists 17 workers' compensation insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack Herbst - State Farm Insurance Agent | 3297 Seajay Dr | (937) 426-1000 |
| 2 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 3 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 4 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 5 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 6 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 7 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 8 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
| 9 | Papanek Insurance | 4048 Colonel Glenn Hwy | (937) 716-1935 |
| 10 | Cotterman & Associates LLC American Family Insurance | 4049 Dayton Xenia Rd STE 204 | (419) 318-5935 |
Jack Herbst - State Farm Insurance Agent serves the Beavercreek, Ohio area in Greene County. The agency provides workers' compensation insurance for local businesses. Policies are designed to cover medical expenses and lost wages for employees who suffer job-related injuries. The agent works with business owners to assess their specific risk exposures and coverage needs. Assistance is offered with claims filing and policy adjustments as circumstances change. These services include payroll auditing and annual policy reviews for commercial clients.
Michaels Saylor - State Farm Insurance Agent provides workers' compensation insurance coverage and related risk management services for local businesses in the Beavercreek area. Its service plans include policy review, claims assistance, and loss control guidance to help employers manage workplace injury costs. Maintenance plans involve periodic coverage updates and compliance support with Ohio’s workers’ compensation regulations. The agency services single-family homes, apartments, retail stores, and restaurants.
Mick Lundy - State Farm Insurance Agent serves local homeowners, business owners, and property managers in Beavercreek, Ohio, by providing workers' compensation insurance coverage. This type of policy helps protect employers from the financial burden of workplace injuries or illnesses. The agency works with clients to explain policy options and tailor coverage to fit the specific risks of different industries. Services include guiding employers through claims reporting and offering safety resources. Mick Lundy also covers the surrounding areas of Dayton and the greater Greene County metro.
Serving Beavercreek and the surrounding communities in Ohio, Matulka Insurance Agency handles workers' compensation insurance for local employers. It assists businesses with obtaining coverage that meets state requirements for workplace injuries and lost wages. The agency works with clients to understand their specific payroll classifications and risk exposure. For a typical job, it reviews the employer's operations and employee roles to find a suitable policy and provide guidance on filing claims when an injury occurs.
Miller Insurance & Financial Services, LLC specializes in helping local employers secure workers’ compensation insurance policies that comply with Ohio regulations. The company generally consults with businesses in Beavercreek to manage workplace injury claims, reduce coverage costs, and protect against liability. In seasonal industries like construction or landscaping, the agency assists firms in adjusting their coverage before the busy summer work months when accident risks increase.
A workers' compensation insurance agent can help a business set up coverage once, or review and adjust it as part of an ongoing relationship. Reichley Insurance Agency powered by OneDigital in Beavercreek, OH, serves local employers with tailored policies that comply with state requirements. Their offerings include guiding clients through claim filing and premium audits. Service is provided on an ongoing, scheduled basis to ensure coverage stays current with a company’s changing workforce and risk profile.
Guardian Assurance serves workers’ compensation clients in Beavercreek, Ohio, with residential service for individual policyholders seeking coverage for home-based or small-scale work. The agent also offers commercial coverage tailored to local businesses navigating Ohio’s workers’ compensation requirements. Service extends throughout Beavercreek and surrounding areas, assisting both new and renewing clients with policy selection and filing support. After the initial setup, the agent provides ongoing follow-up to adjust coverage as business needs change and maintains repeat-service contact to ensure clients remain informed between regular policy visits.
Spring construction activity in Beavercreek brings increased risk of workplace strains and falls, prompting local contractors to secure comprehensive coverage. Papanek Insurance serves as a workers' compensation insurance agent, helping area businesses comply with Ohio’s coverage requirements while managing premium costs. Their guidance includes evaluating payroll classifications and past claim histories to match policies with each client’s specific operational hazards. A representative typically begins by scheduling an on-site review of the workplace, walking through facilities to document safety protocols and identify potential exposures before recommending any policy adjustments.
Cotterman & Associates LLC American Family Insurance provides workers' compensation coverage for local businesses in the Beavercreek, Ohio area. Their general work involves helping employers manage the financial risks of workplace injuries, and they specialize in tailoring policy add-ons to meet each business's specific operational needs. The agency designs its policies to work with companies from a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Workers' Compensation Insurance Agent in Beavercreek Cost?
Workers compensation insurance costs in Ohio are set by the Ohio BWC based on industry classification and payroll. For a small retail business, annual premiums might range from 500 to 2,000 dollars. For higher-risk industries like construction, costs can be 5,000 to 20,000 dollars or more. An agent can provide a specific quote for your Beavercreek business. This is general information and not insurance advice.
About workers' compensation insurance agents in Beavercreek
Workers compensation insurance agents in Beavercreek Ohio help local businesses comply with Ohio Bureau of Workers Compensation (BWC) requirements. Ohio law requires most employers to provide workers comp coverage for their employees. An agent can guide you through state-specific rules and help you choose the right policy for your business.
Frequently Asked Questions
Do all Beavercreek employers need workers compensation insurance?
Yes, Ohio law requires most employers with at least one employee to carry workers compensation insurance through the Ohio BWC. There are limited exceptions for certain sole proprietors and family members.
How can a workers comp insurance agent help my Beavercreek business?
An agent can explain Ohio BWC rating systems, help you complete payroll classification forms, and advise on safety programs that may reduce your premium. They also assist with claims reporting and policy renewals.
What is the cost of workers compensation insurance in Ohio?
Costs vary by industry and payroll. Ohio BWC sets base rates, and agents can help you understand your specific premium. Typical rates range from 0.50 to 5.00 per 100 dollars of payroll depending on risk class.
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