The top-rated workers' compensation insurance agent in Boardman, Ohio is The Agent Insurance Services, rated 4.9 stars across 331 reviews. Other highly rated options include John G Clark - State Farm Insurance Agent, Kuchmaner Advisory Group, Monica Hoskins Agency LLC American Family Insurance. This directory lists 11 workers' compensation insurance agents serving Boardman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Agent Insurance Services | 6911 Bridgewood Dr | (330) 758-3339 |
| 2 | John G Clark - State Farm Insurance Agent | 7205 Market St | (330) 758-4067 |
| 3 | Kuchmaner Advisory Group | 1032 Boardman-Canfield Rd #101 | (330) 623-7891 |
| 4 | Monica Hoskins Agency LLC American Family Insurance | 7006 Market St | (330) 782-6100 |
| 5 | George Passas: Allstate Insurance | 1240 Boardman-Canfield Rd | (330) 726-1696 |
| 6 | Rocco Nolfi Agency: Allstate Insurance | 6810 Market St | (330) 729-5657 |
| 7 | Smotrila Insurance | 8286 South Ave Building A | (330) 953-3722 |
| 8 | Ashton Insurance, Inc. | 725 Boardman-Canfield Rd P2 | (330) 726-5502 |
| 9 | Chase Agency, Inc. | 809 Kentwood Dr | (330) 726-3300 |
| 10 | Landers-Lewis Insurance Agency & Consulting Services, LLC | 721 Boardman Poland Rd #205 | (330) 318-3220 |
The Agent Insurance Services serves Mahoning County and the surrounding region from its location in Boardman, Ohio, offering workers’ compensation insurance coverage for local businesses. This type of insurance is required for most employers in the state, providing medical and wage replacement benefits to employees who suffer work-related injuries or illnesses. The agency assists clients in securing policies that comply with Ohio’s specific regulations and also helps with claims management to reduce employer liability. It provides policy reviews and premium audit assistance for area companies.
John G Clark - State Farm Insurance Agent in Boardman, OH provides workers' compensation insurance coverage to help local businesses manage costs associated with workplace injuries. The agency works with clients to establish policies that meet state requirements and offers ongoing plan reviews to adjust coverage as business needs change. Service includes assistance with claims filing procedures and risk management guidance. The agency typically serves single-family homes, apartments, retail, and restaurants.
Businesses throughout Boardman, Ohio, turn to Kuchmaner Advisory Group for workers’ compensation insurance coverage and guidance. The agency helps commercial clients understand their obligations under state law and secure policies that protect employees against job-related injuries. Services include risk evaluation, policy placement, and claims support designed to reduce workplace disruptions. This firm also serves organizations operating in nearby Youngstown and the greater Mahoning Valley metro area.
Serving Boardman, Ohio, and the surrounding Mahoning Valley communities, this agency handles workers’ compensation insurance for local businesses. It helps employers secure coverage that addresses medical expenses and lost wages for job-related injuries. By analyzing each client’s operational risks, it tailors policies to meet specific industry needs. The agency’s typical approach begins with a thorough consultation to identify coverage gaps, followed by selecting appropriate protection plans that comply with state regulations.
George Passas: Allstate Insurance provides workers’ compensation insurance agent services for businesses in the Boardman, Ohio area. The agency helps employers navigate mandatory coverage requirements, ensuring claims are properly filed and managed to protect both workers and company assets. It also assists with policy renewals and coverage adjustments as businesses grow or change operations. For seasonal employers facing fluctuating payroll, the office can help adjust workers' compensation premiums accordingly to avoid overpayment during slower months.
For workers' compensation insurance, clients may choose between a one-time policy placement or an ongoing service relationship involving annual renewals and adjustments. Coverage typically protects a business against costs from employee workplace injuries, including medical expenses and lost wages, as required by applicable regulations. As a local agency in Boardman, Ohio, assistance is provided to area employers in assessing their liability exposure and identifying suitable policy options from available carriers. Service for claims support and policy updates generally operates on an as-needed basis following the initial setup.
Spring construction in Boardman often creates temporary staffing needs for small contractors, and Smotrila Insurance offers workers' compensation coverage tailored to that fluctuating workforce. As a local agent, the company evaluates each business’s specific operational risks and loss history to recommend appropriate policy limits. Owners requiring coverage for single work sites or ongoing commercial projects can request an on-site inspection of their premises. That initial assessment identifies job classifications and safety protocols before the agent presents coverage options.
As Ashton Insurance, Inc. provides workers' compensation insurance agent services to businesses based in Boardman, this firm assists employers in securing coverage that meets state-mandated requirements for workplace injury protection. The agents analyze client risk profiles to recommend appropriate insurance policies tailored to the operational needs of local enterprises. Commercial sectors commonly served through these services include offices, warehouses, and food service operations.
Chase Agency, Inc. in Boardman, OH provides residential workers’ compensation insurance to self-employed individuals and to homeowners with household employees. Commercial coverage is also arranged for small and mid-sized businesses throughout the local area and the surrounding Mahoning Valley. As a dedicated insurance agent, the company assists clients with policy selection, claims reporting, and compliance with state regulations. Follow-up consultations are typically scheduled between regular policy periods to review coverage needs.
Landers-Lewis Insurance Agency & Consulting Services, LLC is known in Boardman, Ohio, for its focus on workers' compensation coverage for local employers. The agency helps businesses manage mandatory insurance requirements and navigate the complexities of payroll classification and premium audits. By connecting clients with market options from multiple carriers, they work to secure coverage that meets state regulations. An additional specialty service the firm offers is providing strategic loss control consulting to help reduce workplace injury claims and improve overall safety practices.
What Does a a Workers' Compensation Insurance Agent in Boardman Cost?
Workers compensation insurance costs in Ohio vary by industry payroll and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs up to 15.00 dollars or more for high risk construction work. The Ohio BWC sets base rates annually and employers may qualify for discounts through group rating or safety programs. This is general information not insurance advice.
About workers' compensation insurance agents in Boardman
A workers compensation insurance agent in Boardman Ohio helps local businesses comply with Ohio Bureau of Workers Compensation rules. Ohio is a monopolistic state for workers comp meaning most employers must obtain coverage through the state fund or a qualified self-insuring employer. An agent can guide you through classification codes and premium audits specific to your industry.
Frequently Asked Questions
Do all Ohio employers need workers compensation insurance?
Yes most Ohio employers with one or more employees must carry workers compensation coverage. Ohio law requires coverage through the Ohio Bureau of Workers Compensation or an approved self-insurance program. Failure to comply can result in fines and legal penalties.
How does an agent help with Ohio workers comp classification codes?
An agent reviews your business operations to assign the correct classification codes from the Ohio BWC manual. Proper codes ensure accurate premium calculations and reduce the risk of reclassification audits. Incorrect codes can lead to higher costs or penalties.
Can an agent help reduce my workers comp premium in Ohio?
Yes an agent can advise on safety programs and experience rating modifications that may lower your premium. Ohio offers group rating and deductible programs for eligible employers. An agent helps you understand these options and submit required paperwork to the BWC.
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