The top-rated workers' compensation insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Clinton Coble - State Farm Insurance Agent, Ingram Insurance Group, Universal Insurance Agency. This directory lists 26 workers' compensation insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 3 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 4 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 5 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 6 | Richard Keller - State Farm Insurance Agent | 7825 N Dixie Dr a | (937) 890-2880 |
| 7 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 8 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
| 9 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
| 10 | CoverPoint Insurance Solutions | 3610 Pentagon Blvd Suite 110 | (937) 345-1001 |
Meridian Capstone Insurance serves workers in Montgomery County and the greater Dayton, Ohio area by providing workers’ compensation insurance agent services. It helps businesses navigate the complexities of obtaining proper coverage for work-related injuries and illnesses. The agency assists employers with policy selection, claim management support, and compliance guidance. Its offerings include helping companies secure coverage for both standard and high-risk industry classifications in Ohio’s regulated market.
Clinton Coble - State Farm Insurance Agent offers assistance with workers’ compensation insurance policies for businesses in the Dayton, Ohio area. Services typically include assessing employer risk, recommending appropriate coverage levels, and explaining how benefits help injured employees. Support often involves policy maintenance and periodic reviews to adjust coverage as business needs change. The agency generally serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Ingram Insurance Group serves businesses and employers throughout the Dayton area, providing workers’ compensation insurance coverage tailored to local industries. It helps companies navigate Ohio’s specific claim regulations and manage workplace risk to protect both their employees and their financial stability. The agency works closely with owners to structure policies that meet legal requirements and support long-term operational safety. In addition to serving Dayton itself, it also covers clients in the nearby communities of Kettering and Miamisburg across Montgomery County.
Universal Insurance Agency serves Dayton, Ohio, and the surrounding Miami Valley communities, handling workers' compensation insurance for local businesses. It works with employers to secure coverage that meets state requirements while protecting both the company and its employees. The agency helps clients navigate Ohio’s specific classification rules and claim procedures. For a typical job, it reviews the client’s payroll and industry risks to recommend a policy that balances compliance with cost, following up on any questions about premium audits or claims management.
Sanderson Insurance Agency specializes in securing workers’ compensation coverage for businesses in Dayton, OH. It assists local employers in navigating the complexities of workplace injury claims and compliance with state regulations. The agency provides guidance on policy selection to match varied operational risks, helping to protect both business owners and their staff. It also addresses rising premiums during economic downturns, ensuring clients have appropriate coverage when labor markets are tight and injury costs shift.
As Dayton businesses adjust to shifting seasonal work demands or onboarding new employees, Richard Keller - State Farm Insurance Agent helps secure proper workers' compensation insurance. These policies cover medical expenses and lost wages if an employee is injured on the job. The agent works with local business owners to select coverage that meets Ohio’s regulatory requirements and balances risk with premium cost. A typical initial step involves a detailed review of the company’s current payroll classifications and workplace safety practices, followed by an on-site inspection to finalize the policy proposal.
Wagner Insurance Agency works to help Dayton businesses manage employer liability risks and meet workplace injury coverage requirements. Its focus as a workers’ compensation insurance agent includes recommending policy structures that abide by Ohio regulatory standards and offering guidance on claims and payroll reporting. The agency applies this expertise purposefully to serve local commercial sectors such as offices, warehouses, and food service operations.
Dane Harding Insurance is known for providing workers' compensation coverage to businesses in the Dayton area. Its service range includes helping employers secure policies that meet Ohio’s specific job-injury regulations. The company guides clients through mandatory classifications and premium audits. It can also add on an occupational accident policy for independent contractors who are not covered under standard employer plans.
Buckner Insurance provides workers' compensation insurance agent services for businesses in Dayton, Ohio. For residential clients, the agency assists with policies that cover home-based operations and associated employee risks. Commercial coverage is arranged for local companies requiring protection under Ohio's workers' compensation system. The agency serves clients throughout the Dayton area, helping employers navigate coverage requirements and claim processes. Regular visits and check-ins are scheduled as policies renew or business needs change, with follow-up service offered between these planned appointments to address any emerging workers' compensation concerns.
What Does a a Workers' Compensation Insurance Agent in Dayton Cost?
Workers compensation insurance costs in Ohio vary widely by industry and payroll. Typical rates range from 0.50 to 3.50 per 100 dollars of payroll for low-risk office jobs, and up to 15.00 or more for high-risk construction or manufacturing. Agents can help you estimate your premium using BWC rate tables. This is general information, not insurance advice.
About workers' compensation insurance agents in Dayton
Workers compensation insurance agents in Dayton Ohio help businesses comply with Ohio Bureau of Workers Compensation (BWC) requirements. Ohio is a monopolistic state where the BWC is the sole provider of workers comp coverage, but private agents assist with policy management, classification codes, and claims support. These agents guide Dayton employers through state-specific rules like the Ohio Revised Code 4123 and payroll reporting deadlines.
Frequently Asked Questions
Do I need a workers compensation insurance agent in Dayton Ohio?
Yes, because Ohio requires most employers to carry workers comp coverage through the state fund or a self-insured program. An agent helps you navigate BWC rules, set up your policy, and manage annual true-up audits.
What does a workers compensation insurance agent do in Ohio?
An agent helps Dayton businesses apply for BWC coverage, select the correct manual classification codes, and file payroll reports. They also assist with claims filing, premium disputes, and safety program discounts.
How is workers compensation insurance cost determined in Ohio?
Ohio BWC sets base rates by industry classification code, and your premium depends on your payroll and claims history. Agents can help you apply for experience rating adjustments and group rating programs to lower costs.
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