The top-rated boat insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Gracey Backer Insurance, Insurance World of Delray, We Insure Del Ray Beach - Jay Lerner. This directory lists 13 boat insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 3 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 4 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 5 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 6 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 7 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 8 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
| 9 | Plastridge Insurance | 820 NE 6th Ave | (561) 276-5221 |
| 10 | Billiet Insurance Agency | 5300 W Atlantic Ave Ste 305 | (561) 734-2330 |
Imperial Insurance & Tax in Delray Beach, Florida, serves Palm Beach County as a boat insurance agent. The company assists clients in securing coverage for a range of watercraft. Protection can include hull damage, liability, and theft for vessels used on local waterways. Policies are designed to cover a boat's value and potential accidents on the Intracoastal Waterway or the Atlantic Ocean. Agents provide options for standard motorboat policies and specialized coverage for personal watercraft.
Gracey Backer Insurance provides a full range of boat insurance agent services for clients in Delray Beach, Florida, including coverage for yachts, fishing vessels, and personal watercraft. The company offers regular policy reviews and maintenance plans to ensure coverage keeps pace with changing vessel values and local boating conditions. These plans help adjust for seasonal storage needs and liability requirements unique to coastal waterways. The firm services single-family homes, apartments, commercial retail locations, and waterfront restaurants that require marine liability protection.
Insurance World of Delray serves Delray Beach and the surrounding coastal communities of South Florida, providing coverage options for boat owners. It handles a range of watercraft insurance needs, including policies for fishing boats, yachts, and personal watercraft. The agent works to match each client with a liability and hull protection plan suitable for local waterways and hurricane exposure. To handle a typical job, it first reviews the vessel’s details and the owner’s navigational habits before presenting a selection of quotes from multiple carriers.
We Insure Del Ray Beach - Jay Lerner serves local boat owners and marine enthusiasts who need tailored coverage for their watercraft. This agency assists clients with acquiring insurance policies that address common risks for vessels used in coastal and inland waters around Delray Beach, Florida. It evaluates individual boating habits and needs to recommend appropriate liability and physical damage protection. The business also extends its service reach to boat owners in adjacent Boca Raton and the greater Palm Beach County area.
John Peters – State Farm Insurance Agent in Delray Beach, FL, provides boat insurance coverage through either a one-time policy term or a recurring annual plan, depending on the client's boating activity. Coverage protects against common risks such as physical damage, liability for accidents, and theft of watercraft. The agent will help tailor options to meet local needs, including protection for trailer and equipment. Service runs on either a scheduled renewal basis for recurring clients or as needed for one-time policy requests.
Sunny Jack: Allstate Insurance specializes in boat insurance for personal watercraft and larger vessels navigating the waters near Delray Beach, FL. It provides tailored coverage options that address liability, physical damage, and towing needs for local boat owners. The agency assists clients by evaluating their specific boating risks and selecting appropriate policies from multiple plans. As hurricane season approaches, it helps ensure that policies include proper protection against storm-related damage and named storms common to South Florida waterways.
As spring boating season approaches in Delray Beach, many owners begin checking their coverage for unexpected damage or liability. Kapital Insurance, Inc helps boat owners in the local area secure policies tailored to their specific vessel and cruising habits. Operating as a dedicated boat insurance agent, the company works through the process of comparing options and explaining policy terms. An initial assessment of the boat’s condition, typical use, and storage location is the first step toward obtaining a quote.
Apex Insurance provides boat insurance coverage to clients in Delray Beach, Florida. Its policies help protect vessels against damage, theft, and liability while on the water. The agency can also offer add-ons for equipment, towing, and fuel spill liability to tailor coverage for specific boating needs. It assists with policies for private pleasure craft as well as commercial vessels. The company further supports businesses such as marinas, boat repair shops, and waterfront restaurants that require specialized marine liability protection.
Plastridge Insurance provides residential boat insurance coverage for clients in Delray Beach, Florida, and also handles commercial marine policies for area businesses. The agency serves the surrounding coastal communities, offering personalized guidance to match policies with specific watercraft needs. Local boat owners can expect clear consultations about liability and hull protection. Returning customers appreciate the availability of follow-up service between regular policy reviews, adjusting coverage as vessels or usage changes over time.
Billiet Insurance Agency in Delray Beach, FL, is known for providing boat insurance coverage to local boat owners and operators. Its services extend to policyholders throughout South Florida’s coastal and inland waterways. The agency works with clients to develop policies that address liability, physical damage, and towing costs common to vessel ownership and use. As a dedicated boat insurance agent, Billiet Insurance Agency can also arrange agreed-value coverage for individual watercraft or small fleets.
What Does a a Boat Insurance Agent in Delray Beach Cost?
Boat insurance costs in Florida vary widely based on boat value, type, and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year, while a larger yacht could range from 1,500 to 5,000 dollars annually. Factors like your boating experience, claims history, and navigation area affect premiums. This is general information, not insurance advice.
About boat insurance agents in Delray Beach
Boat insurance agents in Delray Beach Florida help protect your watercraft with policies tailored to local conditions. Florida law requires all motorized vessels to carry liability insurance if they are financed or used in certain commercial activities. Agents can guide you through coverage options including hurricane protection and navigation limits for the Intracoastal Waterway.
Frequently Asked Questions
Do I need boat insurance in Delray Beach Florida?
Florida does not require liability insurance for all private boats, but marinas and lenders often require it. If you have a loan on your vessel, the lender will mandate full coverage. Also, Florida Statute 328.44 requires proof of insurance for certain vessel registrations.
What does a boat insurance agent in Delray Beach do?
A boat insurance agent helps you compare policies from multiple carriers to find coverage for your specific boat type and usage. They explain deductibles, liability limits, and optional coverages like wreck removal or towing. Agents also assist with claims and policy changes.
How do I choose a boat insurance agent in Delray Beach?
Look for an agent who specializes in marine insurance and has experience with Florida waterways. Check that they are licensed by the Florida Department of Financial Services. Ask about their knowledge of local risks such as hurricanes and theft in the Delray Beach area.
Boat Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coral Gables · Coral Springs · Crestview · Cutler Bay · Davie