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Directory of boat insurance agents in Homestead, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 boat insurance agents in Homestead, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GoldenTrust Insurance Homestead
40-42 SE 4th Rd, Homestead, FL 33030
(786) 243-9110
homestead.goldentrust.com
Ocean Trust Insurance & Financial Services
809 N Homestead Blvd, Homestead, FL 33030
(866) 356-2326
oceantrustinsurance.com
George Meroni - State Farm Insurance Agent
1801 N Krome Ave, Homestead, FL 33030
(305) 247-3971
georgemeroni.com
Your Family First Insurance Inc
1241 NE 8th St, Homestead, FL 33033
(786) 601-2193
yourfamilyfirstinsurance.com
Amco Insurance
208 NE 8th St, Homestead, FL 33030
(786) 243-9222
amcoinsurancefl.com
DTRT Insurance Group - Homestead
650 NE 22nd Terrace Suite 313, Homestead, FL 33033
(786) 243-0303
dtrtinsurance.com
Del Toro Insurance
1200 N Flagler Ave, Homestead, FL 33030
(305) 248-9908
deltoroinsurance.com
Estrella Insurance
30422 S Dixie Hwy, Homestead, FL 33030
(305) 242-0232
agents.estrellainsurance.com
Estrella Insurance
338 N Krome Ave, Homestead, FL 33030
(786) 504-1365
agents.estrellainsurance.com
South Florida Insurance Prof Inc
1122 N Flagler Ave, Homestead, FL 33030
(305) 245-3364
sfipinsurance.com
Cari Aguiar - State Farm Insurance Agent
2066 NE 8th St, Homestead, FL 33033
(786) 610-1111
mysfteam.com
Del Toro Insurance
29330 S Dixie Hwy, Homestead, FL 33033
(305) 524-6776
deltoroinsurance.com
Gruber & Associates Insurance
1135 N Krome Ave, Homestead, FL 33030
(877) 870-7805
gruberinsurance.com
Dorsal Insurance Inc
106 N Homestead Blvd, Homestead, FL 33030
(786) 601-2485
dorsalinsurance.com
F&N Insurance Group - Homestead
23715 S Dixie Hwy, Homestead, FL 33032
(305) 790-9979
fninsurancegroup.com
GreatFlorida Insurance: Luis Callejas
650 NE 22nd Terrace ste 202-7, Homestead, FL 33033
(786) 339-8681
homestead.greatflorida.com
Buysmart Insurance Inc
190 N Homestead Blvd, Homestead, FL 33030
(305) 246-2114
buysmartinsurance-inc.com
Hazard Insurance Agency
125 NE 8th St STE 2, Homestead, FL 33030
(305) 247-4004
Del Vecchio Insurance
263 NE 8th St, Homestead, FL 33030
(305) 246-9500
dolphin-insurance.com
South Sun Insurance Agency
30708 S Dixie Hwy, Homestead, FL 33030
(786) 786-9449
southsuninsurance.com
Boat insurance agents in Homestead, Florida help you protect your vessel against damage, theft, and liability. Florida law requires all motorized boats to carry liability insurance if they are financed or operated in state waters. Local agents can tailor policies to cover hurricane risks and navigation in the Everglades or Biscayne Bay.
What Does a Boat Insurance Agent in Homestead Cost?
Boat insurance costs in Florida vary by boat type, value, and usage. For a typical 20-foot fishing boat, annual premiums range from 300 to 800 dollars. Larger yachts or high-performance boats can cost 1,500 to 5,000 dollars or more per year. Factors like your driving record, storage location, and navigation area also affect price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Homestead Florida?
Yes if your boat is financed or has a mortgage. Florida does not require insurance for all boats, but marinas and lenders often require it. Liability coverage is recommended to protect against accidents on the water.
What does boat insurance cover in Florida?
Typical policies cover physical damage from storms, collisions, theft, and vandalism. Liability coverage pays for injuries or property damage you cause. Many policies also include uninsured boater coverage and towing assistance.
How long do I have to file a boat insurance claim in Florida?
Florida law does not set a specific time limit for filing a claim, but your policy may require prompt notice. Most insurers expect you to report a loss within 30 days. Check your policy for exact deadlines.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.