The top-rated boat insurance agent in Homosassa, Florida is Ed Buckley - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include Homosassa Marine, GreatFlorida Insurance: Beau Barry, Sheldon-Palmes Insurance. This directory lists 11 boat insurance agents serving Homosassa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed Buckley - State Farm Insurance Agent | 3916 S Suncoast Blvd | (352) 628-6944 |
| 2 | Homosassa Marine | 3120 S Suncoast Blvd | (352) 628-2991 |
| 3 | GreatFlorida Insurance: Beau Barry | 3928 S Suncoast Blvd | (352) 400-4227 |
| 4 | Sheldon-Palmes Insurance | 8469 W Grover Cleveland Blvd | (352) 628-1030 |
| 5 | Brightway, The Wilson Agency, Nature Coast | 5335 S Suncoast Blvd | (352) 565-7698 |
| 6 | Atlas Insurance Services, LLC | 4550 S Suncoast Blvd | (352) 621-0140 |
| 7 | Whiting Agency | 5490 S Suncoast Blvd | (352) 621-3288 |
| 8 | Steve Centola Insurance | 8110 S Suncoast Blvd | (352) 382-2551 |
| 9 | Affordable Auto Insurance Agency | 5440-5562 S Oakridge Dr | (239) 426-9380 |
| 10 | Insurance Den | 8120 S Suncoast Blvd | (352) 628-2331 |
Ed Buckley - State Farm Insurance Agent serves the Homosassa, Florida area, providing boat insurance coverage for local watercraft owners. The agency helps customers protect their vessels against common risks such as accidents, theft, and weather-related damage. Policies can be tailored to cover various types of boats including fishing boats and personal watercraft that navigate the nearby rivers and coastal waters. The agency also offers guidance on liability protection and proper hull coverage for area boaters.
Homosassa Marine provides boat insurance coverage options for vessels of various sizes and types in the Homosassa, Florida area. The agent assists clients with policy selection, risk assessment, and claims guidance tailored to local waterways and marine conditions. Regular plan reviews help ensure adequate coverage adjustments as boat values or usage patterns change. This agency services insurance needs for single-family homes, apartments, retail, and restaurants.
GreatFlorida Insurance: Beau Barry serves residents in Homosassa, Florida, with boat insurance coverage for their personal watercraft and vessels. Commercial policies are also available for local marinas and rental operators serving the surrounding Citrus County area. Agents work to understand each client’s specific boating needs, whether for fishing boats or larger yachts. After an initial policy is set, the agency provides ongoing support for policy adjustments and claims handling between annual review visits.
Homeowners and small business owners on the Gulf Coast turn to Sheldon-Palmes Insurance for boat insurance coverage tailored to their watercraft. The agency navigates policy options that protect vessels from storm damage, theft, and liability on Florida’s inland waterways. Serving the Homosassa area, it understands the unique risks of fishing boats and personal watercraft common to the region. Sheldon-Palmes Insurance also reaches boat owners in nearby Crystal River, ensuring consistent marine insurance guidance across the waterfront communities.
Serving Homosassa and the surrounding communities along Florida’s Nature Coast, Brightway, The Wilson Agency focuses on matching boat owners with coverage suited to their watercraft, whether for a center console or a larger cruiser. The team works to understand each client’s typical boating activities and storage situation. To handle an account, the agent gathers specifics about the vessel and will present coverage options from multiple insurers, aiming to find a policy that aligns with the client’s routine on the water.
For one-time insurance purchases or recurring policy reviews, this Homosassa agency serves local boat owners seeking coverage for watercraft liability, physical damage, and theft. General risks on nearby rivers and coasts are routinely addressed through standard marine policies tailored to individual vessel types. Clients may choose an annual policy term with a single payment or request a mid-season adjustment for specific trips. On an as-needed basis, the agent evaluates new boat acquisitions and updates existing coverages when policies are about to expire.
Whiting Agency provides boat insurance, including coverage for fishing vessels and personal watercraft, and offers general marine liability policies to protect local boat owners. Located in Homosassa, Florida, it serves clients navigating the nearby rivers and the Gulf Coast. As a boat insurance agent, it can help adjust coverage limits for different vessel values. During hurricane season, it assists with securing appropriate wind and storm damage protection for moored boats.
As spring storms and unpredictable Gulf waters make boat insurance a priority for Homosassa residents, Steve Centola Insurance provides coverage guidance for local vessel owners. An agent in this category helps mariners secure appropriate protection for fishing boats, skiffs, and personal watercraft. The company serves the community by explaining policy options suited to the region's coastal and inland waterways. Typically, a consultation begins by reviewing a boat's value, size, and typical usage. An inspection of the hull and safety equipment is scheduled to finalize initial coverage terms.
Affordable Auto Insurance Agency serves the Homosassa, Florida, area with comprehensive boat insurance coverage. The company can also arrange for liability protection and physical damage coverage for watercraft. Boating policies typically safeguard against accidents, theft, and weather-related losses common to coastal regions. The agency is well positioned to assist individual boat owners requiring hull insurance or towing and assistance endorsements. Commercial sectors served include marinas, boat storage facilities, and waterfront contractors.
Insurance Den offers residential boat insurance services to homeowners in Homosassa, Florida, covering personal watercraft kept at private docks or marinas. The agency also provides commercial coverage for charter boats and fishing guides operating along the Homosassa River. Their service area includes surrounding coastal communities in Citrus County. Clients often return for annual policy reviews or file follow-up claims after storm damage, ensuring coverage remains suited to each vessel between regular seasonal visits.
What Does a a Boat Insurance Agent in Homosassa Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat up to 2000 to 5000 dollars for a larger yacht. Factors include boat value horsepower age and your boating record. Premiums are higher in hurricane prone areas like Homosassa. This is general information and not insurance advice.
About boat insurance agents in Homosassa
Boat insurance agents in Homosassa Florida help you protect your vessel against risks like collision theft and storm damage. Florida law requires all motorized vessels operated in state waters to carry minimum liability insurance of 10000 dollars per person and 20000 dollars per accident for bodily injury. Local agents understand the unique needs of navigating the Homosassa River and the Gulf of Mexico.
Frequently Asked Questions
What types of boat insurance coverage are available in Homosassa?
Common coverages include liability physical damage uninsured boater medical payments and personal effects. Many agents also offer hurricane haul out coverage and wreck removal which are important in Florida.
Do I need boat insurance to launch in Homosassa Florida?
Yes if your boat has a motor. Florida law requires proof of insurance for registration and operation. You must carry a minimum of 10000 dollars bodily injury per person and 20000 dollars per accident.
How does Florida law affect boat insurance claims?
Florida has a four year statute of limitations for filing a boat insurance lawsuit from the date of the loss. You must report claims promptly and cooperate with the insurer. Failure to do so can void coverage.
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