The top-rated boat insurance agent in Jacksonville, Florida is Augustyniak Insurance Group, rated 4.9 stars across 2,264 reviews. Other highly rated options include Carter Insurance, Ricci Insurance Group, Aleman Insurance Agency LLC. This directory lists 24 boat insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Augustyniak Insurance Group | 12058 San Jose Blvd STE 304 | (904) 268-3106 |
| 2 | Carter Insurance | 4342 University Blvd S | (904) 636-5050 |
| 3 | Ricci Insurance Group | 3721 Dupont Station Ct S | (904) 710-2310 |
| 4 | Aleman Insurance Agency LLC | 1819 Hendricks Ave Ste 3 | (904) 337-3379 |
| 5 | Chris Nickas - State Farm Insurance Agent | 9542 Argyle Forest Blvd #12 | (904) 854-4700 |
| 6 | A & B Insurance Agency, Inc | 2153 Blanding Blvd | (904) 388-6446 |
| 7 | Insurance Planet | 7999 Philips Hwy #209 | (904) 990-7797 |
| 8 | Erwin Insurance Agency | 5243 Beach Blvd | (904) 391-1003 |
| 9 | Insure Coastal | 1301 Riverplace Blvd Ste. Suite 800 | (904) 934-9040 |
| 10 | Jim Register - State Farm Insurance Agent | 12058 San Jose Blvd STE 302 | (904) 268-5522 |
Augustyniak Insurance Group serves the Jacksonville, Florida metro area with customized boat insurance policies for vessel owners. The agency assists clients in securing coverage tailored to different types of watercraft, including fishing boats and personal watercraft. Policies typically address risks such as physical damage, liability, and theft. Agents work with local boating conditions to recommend appropriate protection. The company handles both liability protection and physical damage coverage for boats navigating regional waterways.
Carter Insurance provides a range of boat insurance services in Jacksonville, FL, covering policies for various watercraft. Its service plans focus on securing coverage against common risks like accidents, theft, and weather damage, though specific maintenance plans are not detailed. The agency emphasizes tailored consultations to address local boating conditions, such as those along the St. Johns River and Atlantic coast. It services properties including single-family homes, apartments, retail, and restaurants that involve boat ownership or storage needs.
Portfolio managers, condo associations, and individual boat owners in Jacksonville turn to Ricci Insurance Group for specialized boat insurance coverage. The agency assists clients in securing protection for vessels ranging from personal watercraft to larger yachts, addressing liability and physical damage needs common to Florida's waterways. Their service includes evaluating coverage options based on typical tides, storm exposure, and dockside storage. They also serve owners in nearby Atlantic Beach along the coastal metro area.
Serving Jacksonville, Florida, and its surrounding coastal communities, Aleman Insurance Agency LLC specializes in boat insurance policies for a wide range of watercraft. The agency understands the unique needs of local boaters, from inland waterway vessels to ocean-going yachts navigating the Atlantic. To manage each client’s risk exposure, the company conducts a thorough review of the vessel’s value, typical navigation routes, and desired coverage limits. This evaluation allows it to then match the boater with a suitable policy tailored to their specific on-water activities and liability concerns.
When seeking boat insurance, clients may choose between a one-time policy for a single season or recurring annual coverage that renews automatically. Chris Nickas, a local agent in Jacksonville, FL, helps policyholders select coverage that protects against common risks like collision, theft, and liability on inland and coastal waters. His agency also assists with adjusting deductibles and filing claims after an incident. Service for existing policies typically runs on an as-needed basis, with clients contacting the office for policy changes, claims support, or renewal questions.
Specializing in watercraft protection, A & B Insurance Agency, Inc provides tailored coverage options for boat owners in Jacksonville, FL. The agency assists clients with policies that address liability, physical damage, and equipment considerations common to local waterways. Its general service work includes reviewing individual boating habits and recommending appropriate policy structures. Before each hurricane season or major regatta event, the agency helps clients confirm their coverage limits and adjust deductibles to match peak usage periods.
Boat owners along the St. Johns River and nearby intracoastal waterways understand the demands of Florida’s unpredictable storms and tidal currents, making tailored protection essential. Insurance Planet serves Jacksonville as a dedicated boat insurance agent, focusing on policies that address local risks from sudden squalls to dock collisions. Their process begins with a careful review of a vessel’s use, mooring, and navigational range to build appropriate coverage. Every quote starts with a no-obligation assessment of the boat’s specifications and your typical cruising patterns.
Erwin Insurance Agency in Jacksonville provides comprehensive boat insurance solutions, including coverage for liability, physical damage, and personal property. As a specialized agent, it can arrange additional protection for towing, fuel spill liability, and hurricane damage. This agency serves a range of commercial marine clients, from yacht sales offices to dry storage warehouses and waterfront food service operations.
Insure Coastal in Jacksonville, Florida, is known for providing tailored coverage options for recreational and fishing vessels operating along the St. Johns River and Atlantic coast. The agency assists local boat owners in securing protection for a variety of watercraft, from personal runabouts to larger yachts, with policies addressing liability, physical damage, and medical payments. A specialty service it can add on is coverage for personal watercraft, such as jet skis and wave runners.
Jim Register - State Farm Insurance Agent in Jacksonville, FL, provides residential boat insurance to local boat owners, covering personal watercraft and larger vessels. The agency also serves commercial clients operating charter, fishing, or tour boats in the area. Service extends throughout Jacksonville and the surrounding waterways. After an initial policy is set, the agent remains available for coverage adjustments, claims support, and seasonal reviews. Clients can expect follow-up contact between regular visits to address any changes in their boating needs or to update their policies accordingly.
What Does a a Boat Insurance Agent in Jacksonville Cost?
Boat insurance costs in Florida vary widely based on boat value, size, age, and usage. For a typical 20-foot pleasure boat, annual premiums range from 300 to 800 dollars. Larger yachts or high-performance boats can cost 1,500 to 5,000 dollars or more per year. Factors like your boating experience, claims history, and storage location also affect the price. This is general information and not insurance advice.
About boat insurance agents in Jacksonville
Jacksonville boat owners need an insurance agent who understands Florida maritime regulations and local waterway conditions. A boat insurance agent in Jacksonville can help you navigate state requirements such as mandatory liability coverage for vessels with motors over 10 horsepower. They also advise on hurricane preparedness and salvage coverage specific to the St. Johns River and Atlantic coast.
Frequently Asked Questions
What types of boat insurance are required in Florida?
Florida law requires liability insurance for boats with motors over 10 horsepower. This includes bodily injury and property damage coverage. An agent can explain additional requirements like uninsured boater coverage.
How do I choose a boat insurance agent in Jacksonville?
Look for an agent licensed in Florida with experience in marine insurance. They should be familiar with local risks like hurricanes, theft, and collisions on the St. Johns River. Ask about their claims process and policy options for your specific boat type.
Does boat insurance cover hurricane damage in Florida?
Standard boat insurance policies often exclude hurricane damage unless you add specific windstorm or named storm coverage. Many Florida policies require you to move your boat to a safe location during a hurricane watch. An agent can help you understand these exclusions and endorsements.
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