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Directory of boat insurance agents in Miami Gardens, Florida. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 boat insurance agents in Miami Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
18400 NW 75th Pl Unit 119, Miami Gardens, FL 33015
(305) 418-0222
insuranceworldfla.com
GoldenTrust Insurance Miami Gardens
5663 NW 195th Dr, Miami Gardens, FL 33055
(305) 998-7133
gardens.goldentrust.com
AJM Agencies Auto Insurance (PROGRESSIVE)
4888 NW 183rd St #207, Miami Gardens, FL 33055
(786) 556-5210
ajmagency.com
Brightway Insurance, Miami Lakes
18191 NW 68th Ave Suite 222, Miami Gardens, FL 33015
(305) 676-6762
brightway.com
Del Toro Insurance
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513
deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006
deltoroinsurance.com
Sebanda Insurance
19577 NW 57th Ave, Miami Gardens, FL 33055
(305) 888-1427
sebandainsurancefranchisenine.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555
bestrate-insurance.com
What Does a Boat Insurance Agent in Miami Gardens Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small fishing boat, and 1000 to 3000 dollars per year for a larger yacht or cabin cruiser. Factors include the vessel value, engine size, navigation area, and your boating experience. Premiums are higher for boats kept in hurricane-prone areas like Miami Gardens. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Miami Gardens Florida?
Yes, Florida law requires liability insurance for any motorized vessel operated on state waters. Minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person.
What types of boat insurance coverage are available?
Common coverages include liability, physical damage to the hull, medical payments, uninsured boater protection, and towing assistance. Agents can also add coverage for personal effects and fishing gear.
How do I choose a boat insurance agent in Miami Gardens?
Look for an agent licensed in Florida who specializes in marine insurance. Ask about their experience with local waterways and whether they offer policies that cover hurricane damage and salvage costs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.