The top-rated boat insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 11 boat insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 6 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 7 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 8 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 9 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
| 10 | Erwin Insurance Agency | 2494 Blanding Blvd #9 | (904) 282-7212 |
Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida area and surrounding Clay County. The agency focuses on providing boat insurance coverage tailored to local waterway enthusiasts. Policies are designed to protect vessels from common risks associated with inland and coastal boating. The office helps clients select appropriate liability and physical damage protection for their specific watercraft needs. The agency handles protection for fishing boats and personal watercraft used throughout the region.
Rich Morris - State Farm Insurance Agent in Middleburg, FL, provides boat insurance coverage to protect watercraft from risks like collision and theft. Its service includes helping clients assess their coverage needs and adjust policies as boats age or usage changes. Service or maintenance plans typically cover essential repairs and liability protection. The agency services a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
Felisha Foote: Allstate Insurance serves boat owners and local families throughout Middleburg, Florida, offering coverage for recreational watercraft and fishing vessels. The agency helps clients select policies that protect against common risks on nearby lakes and rivers, including collision and liability. It assists with quoting, policy questions, and claims guidance for personal watercraft. In addition to serving Middleburg residents, the agency also provides boat insurance services for customers in the neighboring community of Orange Park and surrounding Clay County areas.
Brightway Insurance, The Herd Agency serves Middleburg, Florida, and the surrounding communities, handling boat insurance policies for personal watercraft and larger vessels. Its agents work with local and regional carriers to match each client’s coverage needs, including liability and physical damage protection. When placing a policy, the agency reviews the specific vessel type and usage, then compares options to present a clear, straightforward recommendation.
Some boat owners request a single policy for a specific vessel, while others prefer bundled coverage that adjusts as their fleet changes over time. Either approach allows Brightway Insurance - Middleburg in Middleburg, FL, to tailor protection for physical damage, liability, and uninsured boater risks common to local waterways. This boat insurance agent helps match each policy structure with the owner’s seasonal usage or long-term investment. Service scheduling is entirely as-needed, with clients contacting the office whenever a new boat is purchased, an existing policy needs renewal, or a coverage question arises.
Liberty DSI serves the Middleburg, Florida, area as a boat insurance agent. It helps area boat owners find coverage for their watercraft risks on local rivers and lakes. The agency guides clients in selecting appropriate hull coverage and liability policies for recreational vessels. It further works to address the specific needs of fishing boats and pontoon boats common to this region.
Roberts Insurance of Middleburg offers specialized boat insurance policies for personal watercraft, sailboats, and fishing vessels in the Middleburg area. Its services include liability coverage, physical damage protection, and uninsured boater options. The agency handles policy inquiries, risk assessments, and claims assistance for local waterways like Black Creek and Doctors Lake. During hurricane season, it helps boat owners review coverage for storm-related damage, trailering transport, and dock strikes.
When summer storms roll off the Saint Johns River, boat owners in Middleburg need coverage that understands local waterway hazards. Jenny Lynne & Co provides boat insurance agent services tailored to personal watercraft and vessels moored in the region. Their process involves assessing each client’s specific coverage needs based on typical seasonal risks. The next step after an initial conversation is holding a dockside inspection to evaluate the boat’s condition and storage setup.
Located in Middleburg, FL, Lyndel Hale Agency - Insurance provides essential boat insurance coverage for local watercraft owners. The agency also offers specialized add-ons, including protection for equipment, trailers, and liability for towing. Policies are designed to cover vessels used for personal recreation as well as commercial applications. Beyond individual boat owners, the agency serves a range of commercial sectors that require marine liability, such as offices overseeing fleets, waterfront warehouses storing rental equipment, and food service operations that rely on maritime deliveries.
Erwin Insurance Agency offers a range of boat insurance services, including liability coverage for hull damage and policies for personal watercraft. The agency also provides ongoing service support to help policyholders understand their coverage options and maintain appropriate protection. Serving the Middleburg, Florida area, it services residential clients with single-family homes and apartments, as well as commercial properties including retail stores and restaurants.
What Does a a Boat Insurance Agent in Middleburg Cost?
Boat insurance costs in Florida vary based on vessel value size horsepower and usage. Typical annual premiums range from 300 dollars for a small fishing boat to over 2000 dollars for a large yacht. Factors like your boating experience storage location and claims history also affect the rate. This is general information not insurance advice.
About boat insurance agents in Middleburg
Boat insurance agents in Middleburg Florida help protect your vessel against damage theft and liability. Florida law requires all motorized vessels to carry minimum liability insurance if operated on state waters. Local agents can guide you through coverage options that meet state requirements and protect your investment.
Frequently Asked Questions
What type of boat insurance is required in Florida?
Florida law requires liability insurance for any motorized vessel operated on public waters. The minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person. Agents in Middleburg can help you meet these requirements.
How do I find a boat insurance agent in Middleburg Florida?
You can search online for local independent agents or contact major insurers that offer marine policies. Many Middleburg agents specialize in recreational boat coverage and can provide quotes for different vessel types.
Does my homeowners insurance cover my boat in Florida?
Homeowners policies typically provide limited coverage for small boats usually under 50 horsepower or 25 feet in length. For larger vessels or full protection you need a separate boat insurance policy from a licensed agent.
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