The top-rated boat insurance agent in Miramar, Florida is Estrella Insurance, rated 4.9 stars across 625 reviews. Other highly rated options include Ava Stewart - State Farm Insurance Agent, Eastern Gray Insurance, Joseph Insurance Group (JIG ). This directory lists 16 boat insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3360 S University Dr | (954) 251-1654 |
| 2 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 3 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 4 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 5 | Triton Insurance Group | 11820 Miramar Pkwy #208 | (888) 206-0932 |
| 6 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
| 7 | GreatFlorida Insurance: Ozzy Marrero | 3600 Red Rd Suite #408 | (954) 408-4884 |
| 8 | Melinda McCalla-Clarke: Allstate Insurance | 12116 Miramar Pkwy | (954) 248-3850 |
| 9 | CBS Insurance Group | 7451 Riviera Blvd Suite 123 | (954) 712-8861 |
| 10 | Maki Insurance Agency LLC | 7451 Riviera Blvd suite 210 | (954) 329-7304 |
Estrella Insurance in Miramar, Florida, serves residential boat owners with tailored coverage for personal watercraft. The agency also provides commercial marine insurance policies for business clients operating in the local area. Their service area extends throughout South Florida’s coastal and inland waterways. Standard policies protect against common risks like theft, damage, and liability. Between regular visits, the agency follows up on policyholders' changing needs and assists with claims documentation.
Ava Stewart - State Farm Insurance Agent serves the Miramar, Florida, metro area, offering boat insurance solutions for local watercraft owners. As an agent in this coastal region, she helps clients protect their vessels against common risks such as theft, storms, and liability from accidents on the water. The agency tailors policies to cover personal boats, including fishing boats and pleasure craft. Specific services handled here include theft protection for vessels docked or stored and liability coverage for boating incidents in local waterways.
Eastern Gray Insurance provides boat insurance coverage and risk assessment services tailored to owners in the Miramar, Florida area. Its policies help protect vessels from weather damage, collisions, and liability, while its service plans may include annual policy reviews to adjust coverage for changing local conditions. The agency works with clients who own sailboats, motor yachts, and personal watercraft. It services single-family homes, apartments, retail stores, and waterfront restaurants in the local market.
Homeowners and personal boat owners in the Miramar area rely on Joseph Insurance Group for their boat insurance agent needs. The agency helps clients secure coverage for watercraft, addressing liability and physical damage concerns common in South Florida’s coastal environment. Policy options typically include protection for hulls, trailers, and personal equipment used on the water. The team also guides customers through local navigational requirements and storm-related risks. Its service area extends into surrounding Broward County communities, including the nearby city of Pembroke Pines.
Triton Insurance Group serves boat owners in Miramar, Florida, and the surrounding South Florida communities, handling policies for a full range of recreational watercraft from small fishing boats to larger yachts. As a local boat insurance agent, the company guides clients through coverage options that address risks common to coastal and inland waterways. For each typical job, it first assesses the specific vessel and boating habits, then compares policies to secure suitable protection.
AA Insurance World Services in Miramar, FL distinguishes between one-time policy procurements and recurring coverage renewals for boat insurance clients. Local agents analyze vessel usage, navigation areas, and storage conditions to tailor a policy that addresses liability, physical damage, and environmental protection needs. Coverage typically protects against collision, theft, storm damage, and salvage costs while meeting state requirements. This agency provides boat insurance on a scheduled policy basis, with annual or seasonal renewals arranged as needed.
Florida boat owners face unpredictable weather and sudden storms, which make reliable coverage essential for protecting their vessels. GreatFlorida Insurance: Ozzy Marrero in Miramar, FL, helps local boaters secure policies that address these unique regional risks, including hurricane damage and navigational hazards. The company offers personalized consultation to match coverage with each client’s specific boating habits and vessel type. Every new policy begins with a thorough review of the boat’s condition and intended use during an initial assessment of your current coverage needs.
Melinda McCalla-Clarke: Allstate Insurance offers specialized boat insurance services, helping local mariners protect their watercraft from common risks. The agency provides general coverage to assist boat owners in securing policies that address liability and physical damage. Operating in Miramar, FL, it serves clients navigating the area's active waterways and coastal conditions. Agents can help adjust coverage before hurricane season to prepare vessels against potential storm damage.
CBS Insurance Group helps clients in Miramar, Florida, secure appropriate coverage for watercraft activities. As a boat insurance agent, the firm specializes in policies for personal boats, yachts, and personal watercraft, and can add custom endorsements for towing, onboard equipment, and hurricane storage. Protection can be tailored for liability, collision, and physical damage needs. The agency serves commercial sectors such as fishing guide offices, marina warehouses, and food service operations located along the coast.
Maki Insurance Agency LLC serves clients in Miramar, Florida, focusing first on residential boat insurance needs. The company also handles commercial marine policies for local businesses that operate watercraft in the region. Its service area covers Miramar and the surrounding communities along the southeast Florida coast. An agent reviews each policyholder's current coverage and potential changes in boat use or value, then returns for follow-up before the next regular seasonal visit to ensure coverage remains correct.
What Does a a Boat Insurance Agent in Miramar Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small runabout, and 1,000 to 3,000 dollars annually for a larger yacht or cabin cruiser. Factors include boat value, horsepower, navigation area, and your boating experience. This is general information and not insurance advice.
About boat insurance agents in Miramar
Boat insurance agents in Miramar, Florida help you protect your vessel with policies that meet state requirements. Florida law does not require boat insurance for most vessels, but marinas and lenders often demand it. Agents can explain liability coverage, hull protection, and uninsured boater options specific to Florida waters.
Frequently Asked Questions
Do I need boat insurance in Miramar Florida?
Florida does not mandate boat insurance for most recreational vessels. However, if you have a boat loan or keep your boat at a marina, the lender or marina may require a minimum level of liability and physical damage coverage.
What does a boat insurance agent in Miramar do?
A boat insurance agent in Miramar helps you compare policies from different insurers. They explain coverage options such as liability, collision, comprehensive, and uninsured boater coverage. They also assist with filing claims and adjusting coverage as your needs change.
Are there Florida-specific laws that affect boat insurance?
Yes. Florida law requires all boat operators to carry proof of financial responsibility if involved in an accident causing injury or property damage over a certain amount. Also, Florida has a 30-day grace period for reporting a boat purchase to the state, which can affect insurance timing.
Boat Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coral Gables · Coral Springs · Crestview · Cutler Bay · Davie