The top-rated boat insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Skylake Insurance, Michelle Priestman Desjardins: Allstate Insurance. This directory lists 10 boat insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 4 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 5 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 6 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 7 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 8 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
| 9 | SIlmar Insurance | 15807 Biscayne Blvd | (786) 673-2880 |
| 10 | MG Insurance Brokers LLC | 390 NE 167th St | (305) 945-1171 |
Springtime storms and hurricane season bring rising risks to vessels docked or moored off North Miami Beach. Estrella Insurance addresses these concerns by providing boat insurance coverage tailored to the unique conditions of local waterways. The agency helps owners protect personal watercraft, sailboats, and larger yachts against wind damage, theft, and liability claims. Coverage options address hurricane preparedness and saltwater exposure. Prospective clients begin with a straightforward inspection of the boat to assess its current condition and determine appropriate policy limits.
Mercado Insurance Agency North Miami provides a full range of boat insurance services for recreational vessels in the North Miami Beach, Florida area. Its service plans include helping clients assess their coverage needs for liability, physical damage, and personal property on the water. The agency also assists boat owners in navigating local navigational requirements and policy options. It services single-family homes, apartments, retail, and restaurants.
Skylake Insurance serves boat owners in the Miami-Dade County area, including North Miami Beach, Florida, by offering comprehensive marine coverage. As a dedicated boat insurance agent, the company works to protect vessels against common risks such as collisions, theft, and storm damage on local waterways. It also assists clients with liability protection for watercraft operation in South Florida’s busy marine environment. Skylake Insurance handles policies for both small powerboats and larger yachts navigating Biscayne Bay and the Intracoastal Waterway.
Michelle Priestman Desjardins: Allstate Insurance serves boat owners and homeowners in North Miami Beach, Florida, who require liability and physical damage coverage for watercraft. The agency assists clients in selecting appropriate hull insurance, protection against theft, and coverage for towing or emergency assistance on local waterways. Policies are tailored to meet the needs of recreational boaters and personal watercraft users navigating Biscayne Bay and the nearby Intracoastal Waterway. The office also provides service to residents in the greater Miami metro area, including Aventura.
Assure-Us The Insurance Agency serves North Miami Beach, Florida, and the surrounding coastal communities, handling boat insurance coverage for a range of watercraft. The agency helps local boat owners secure policies that protect against common risks like damage, theft, and liability on the water. Each policy is tailored to the specific vessel and how it is used in the area. To handle a typical job, the agency reviews the boat’s details and the owner’s needs to recommend a suitable coverage plan.
Ma-Cuervo Insurance Group, located in North Miami Beach, FL, helps boat owners distinguish between a one-time policy for a single season or a recurring annual plan that provides ongoing protection. As a boat insurance agent, the agency covers common risks such as collision, theft, and liability while navigating Florida’s specific navigational limits. Service operates on a recurring annual basis, with options for policy changes or additional coverage as needed through direct consultation.
AllStar Direct Insurance & Financial Services in North Miami Beach, FL offers specialty boat insurance services, including coverage for hull damage and liability against accidents on the water. The agency also works with clients to find policies that match their specific vessel usage and navigational needs along coastal areas. It helps boat owners protect their investments from risks like storm damage during hurricane season or collisions in busy marinas.
As Florida’s boating season peaks with the summer heat, North Miami Beach boat owners require solid coverage for their watercraft against local storms and navigation risks. Royalty Insurance Agency serves this need by offering tailored boat insurance policies in North Miami Beach, FL. Their agents help clients assess liability, hull damage, and theft protection specific to regional waterways. A new policy begins with a thorough inspection of the vessel’s condition and safety equipment, ensuring accurate coverage from the start.
Silmar Insurance provides boat insurance coverage for clients in the North Miami Beach, Florida area. It secures policies that protect recreational watercraft from risks such as collision, theft, and weather damage. Flood and liability coverage options are also available to address specific local marine exposures. The company works with private boat owners as well as commercial marine ventures. Its clientele includes fishing charter operations, waterfront storage facilities, and full-service marine repair shops.
MG Insurance Brokers LLC in North Miami Beach serves residential boat owners with tailored insurance policies for personal watercraft and yachts. Commercial coverage options are available for charter operations and marine businesses throughout the area. The agency evaluates each client's specific boating habits and storage conditions to recommend appropriate liability and hull protection. After a policy is issued, agents often assist with endorsement updates or coverage changes between regular annual reviews to keep insurance aligned with evolving needs.
What Does a a Boat Insurance Agent in North Miami Beach Cost?
Boat insurance costs in Florida typically range from 300 to 800 dollars per year for a small boat, and 1000 to 3000 dollars for larger yachts. Factors include boat value, engine power, navigation area, and claims history. Hurricane deductibles are common in coastal areas like North Miami Beach. This is general information, not insurance advice.
About boat insurance agents in North Miami Beach
Boat insurance agents in North Miami Beach help protect your vessel against risks like collision, theft, and storm damage. Florida law requires all registered vessels to carry liability insurance if operated on state waters. Local agents can tailor policies to meet Florida specific requirements, including hurricane coverage and salvage rights.
Frequently Asked Questions
What does a boat insurance agent in North Miami Beach do?
A boat insurance agent helps you choose a policy that covers your boat type and usage. They explain Florida insurance laws and can bundle coverage for liability, physical damage, and uninsured boater protection.
Is boat insurance required in Florida?
Yes, Florida law requires liability insurance for any registered vessel operated on state waters. Minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person.
How do I find a boat insurance agent in North Miami Beach?
You can search online directories or ask local marinas for referrals. Make sure the agent is licensed in Florida and has experience with coastal policies that cover windstorm and flood risks.
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