The top-rated boat insurance agent in Palm Coast, Florida is O'Quinn Insurance Services, rated 5.0 stars across 249 reviews. Other highly rated options include Turner Insurance, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 17 boat insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 2 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 6 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
O'Quinn Insurance Services serves the Palm Coast area of Flagler County as a local boat insurance agent. The company specializes in securing coverage for a range of watercraft, helping clients protect their assets on the water. Navigating the specific risks of coastal Florida, including storms and waterways, is a core part of its daily work. Policies it handles often include hull insurance for damage to the boat itself, as well as liability protection for accidents involving other vessels or property.
Turner Insurance provides boat insurance policies for a range of personal watercraft in the Palm Coast, FL area. Its service plans include helping clients select appropriate coverage limits and assisting with policy documentation. The agency also offers maintenance guidance for regular boat upkeep, which helps protect the vessel's condition. Services extend to single-family homes, apartments, retail properties, and local restaurants that require liability protection for their marine operations.
Insurance Office of America serves Palm Coast, Florida, and the surrounding coastal communities, handling boat insurance policies for owners of personal watercraft, fishing vessels, and larger cabin cruisers. It manages the specific coverages needed for marine environments, including liability protection and physical damage from storms or underwater hazards. The agency typically begins each job by consulting with the policyholder to discuss navigation areas and usage patterns, then develops a customized policy that reflects those individual requirements.
Integrity Insurance Group of Florida in Palm Coast differentiates between a one-time policy for a single boating season and recurring annual coverage that renews automatically for ongoing protection. Their work involves assessing a vessel's value, typical navigational range, and storage arrangements to tailor hull and liability insurance that meets local waterway requirements. They can also adjust policies to include specialized equipment or towing coverage. Service is scheduled annually upon renewal or as-needed when a policyholder acquires a new boat or reports a change in usage.
Homeowners and boat owners throughout Palm Coast turn to Tilton & Unger Insurance for their marine insurance needs. The agency specializes in providing boat insurance policies tailored to protect watercraft used for recreation or personal transportation. It helps clients navigate coverage options, including liability and physical damage protection. With deep knowledge of local waterways and weather patterns, the agency ensures appropriate risk coverage for vessels of varying sizes and values. This Palm Coast firm also assists property owners with policies that extend to nearby communities such as Flagler Beach.
The Berk Insurance Agency in Palm Coast, Florida specializes in providing tailored coverage for a range of watercraft, from small fishing boats to large yachts. It works to help local boat owners protect their vessels against common risks such as collision, theft, and liability on the Intracoastal Waterway. The agency also assists clients in addressing specific seasonal concerns like hurricane season preparedness, ensuring their policies provide adequate protection against storm damage and related losses.
As the Atlantic hurricane season brings strong winds and storm surge to Palm Coast’s Intracoastal Waterway, Coastal Palm Insurance Company helps boat owners protect their vessels from tropical weather and year-round saltwater hazards. This local boat insurance agent works with owners of everything from center-console fishing boats to cabin cruisers, addressing coverage needs like hurricane deductibles and liability for docking risks. The process begins with a physical inspection of the hull and motor to assess the vessel’s current condition and value.
Heart of Florida Insurance Group works with boat owners to secure coverage tailored for vessels used on inland waterways and coastal areas around Palm Coast. Their services typically include liability protection, physical damage coverage, and options for specialized equipment. They assist clients in navigating policies that address varying hull types and motor sizes. This agency can serve private recreational boaters, fishing charter operators, and commercial marinas needing comprehensive risk management for their fleets.
Brightway Insurance, The Flagler Agency in Palm Coast, FL provides boat insurance for local residents, covering personal watercraft used for recreation and daily leisure. Commercial coverage is also available for vessels operated for charter or hire. Service extends throughout Flagler County and the surrounding coastal and inland waterways of northeast Florida. The agency helps boaters review their policies each season to account for changes in equipment or usage, and offers straightforward follow-up or repeat service between regular scheduled visits to ensure coverage remains appropriate.
Matt Rio - State Farm Insurance Agent in Palm Coast, FL, is known for offering tailored boat insurance policies that protect personal watercraft, sailboats, and larger vessels against common maritime risks. The agency serves a wide service range, covering owners from Marineland to Flagler Beach with standard liability and damage coverage. It provides assistance with hull repairs and theft prevention plans. A specialty service includes adding uninsured motorist coverage for waterways.
What Does a a Boat Insurance Agent in Palm Coast Cost?
Boat insurance costs in Florida vary widely based on the vessel value, size, and usage. Typical annual premiums range from 300 to 800 dollars for a small fishing boat and 1,000 to 3,000 dollars for a larger yacht. Factors like your boating history, storage location, and coverage limits also affect the price. This information is general and not insurance advice.
About boat insurance agents in Palm Coast
Boat insurance agents in Palm Coast, Florida help you protect your vessel against risks like storms, collisions, and theft. Florida law requires all motorized vessels to carry liability insurance if they are financed or docked at a marina. Local agents can guide you through coverage options that meet state requirements and your personal needs.
Frequently Asked Questions
What types of boat insurance coverage are available in Palm Coast?
Common coverages include liability, physical damage, uninsured boater, and medical payments. Agents also offer policies for hurricane damage and towing, which are important in Florida.
Is boat insurance required by law in Florida?
Florida does not require liability insurance for all boats, but it is required if you have a loan or lease on the vessel. Many marinas and storage facilities also require proof of insurance.
How do I choose a boat insurance agent in Palm Coast?
Look for an agent who specializes in marine insurance and has experience with Florida waterways. Ask about coverage for hurricane season and whether they offer policies from multiple carriers.
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