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Compare Boat Insurance Agents in Palm Harbor, FL

Browse boat insurance agents serving Palm Harbor, Florida. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 boat insurance agents in Palm Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911 colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335 myreliantinsurance.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200 brightway.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295 hawkig.com
Mark Gianeskis - State Farm Insurance Agent
3430 Tampa Rd, Palm Harbor, FL 34684
(727) 786-6886 markgianeskis.com
Michael Tow: Allstate Insurance
33920 US Hwy 19 N Ste 285, Palm Harbor, FL 34684
(727) 789-3024 agents.allstate.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858 whitcoinsuranceph.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633 pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533 palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428 edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645 insurancesolutionstb.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151

A boat insurance agent in Palm Harbor Florida can help you protect your watercraft against accidents theft and storm damage. Florida law requires all motorized vessels to carry liability insurance if they are financed or docked at a marina. Local agents understand the unique risks of boating on the Gulf of Mexico and inland waterways near Palm Harbor.

What Does a Boat Insurance Agent in Palm Harbor Cost?

Boat insurance in Florida typically costs between 200 and 800 dollars per year for a small fishing boat. For a larger yacht or high performance vessel annual premiums can range from 1,000 to 5,000 dollars or more. Factors like hull value navigation area and deductibles influence the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What type of boat insurance is required in Florida?
Florida does not require liability insurance for all boats but lenders and marinas often require it. If you have a loan on your boat the lender will require comprehensive and collision coverage. Some marinas in Palm Harbor require proof of liability insurance before allowing you to dock.
How do I find a boat insurance agent in Palm Harbor?
You can search online for independent agents in Pinellas County who specialize in marine insurance. Many local agencies offer quotes for different types of boats including fishing boats yachts and personal watercraft. Ask the agent if they are licensed to sell policies that meet Florida Department of Financial Services standards.