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Looking for a boat insurance agent in Panama City? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 boat insurance agents in Panama City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785
johndouglasinsurance.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047
pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627
ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383
standrewsins.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183
daffininsurance.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888
huttinsurance.com
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959
specialtyinsgroup.net
A Action American Insurance
1106 Harrison Ave D, Panama City, FL 32401
(850) 872-0123
aactionamericaninsurance.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828
browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000
hollomoninsurance.com
Providence Risk Insurance LLC
5501 Cherry St, Panama City, FL 32404
(850) 785-3717
providenceriskinsurance.com
Tuggle Insurance Agency
754 Jenks Ave, Panama City, FL 32401
(850) 763-4606
tuggleinsurance.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225
blackwellinsurance.net
Glen Frye Insurance Agency
1537 Jenks Ave, Panama City, FL 32405
(850) 872-0822
Renegade Insurance - Panama City
632 W 23rd St, Panama City, FL 32405
(850) 784-1688
renegadeinsurance.com
Boat insurance agents in Panama City Florida help you protect your vessel against damage liability and theft. Florida law requires all motorized boat operators to carry minimum liability insurance if the vessel is financed or used in a marina. Local agents understand the unique risks of navigating the Gulf of Mexico and inland waterways around Bay County.
What Does a Boat Insurance Agent in Panama City Cost?
Typical annual boat insurance premiums in Florida range from 300 to 800 dollars for a small fishing boat and 1000 to 3000 dollars for a larger yacht or cabin cruiser. Costs depend on boat value horsepower usage and your claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Panama City Florida?
Common coverages include liability physical damage uninsured boater and medical payments. Many agents also offer policies for fishing boats yachts and personal watercraft like jet skis.
Do I need boat insurance to dock at a marina in Panama City?
Most marinas in Panama City require proof of liability insurance before allowing you to dock. Minimum coverage amounts vary by marina so check with your agent to meet their requirements.
How does Florida law affect boat insurance requirements?
Florida law does not require liability insurance for all boat owners but lenders and marinas often do. If you cause an accident without insurance you may face personal financial responsibility for damages.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.