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HomeBoat Insurance AgentsFlorida › Pensacola

Find Boat Insurance Agents Near You in Pensacola, FL

Browse boat insurance agents serving Pensacola, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,052 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 40 boat insurance agents serving Pensacola.

Showing 40 boat insurance agents in Pensacola, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Shaffer - State Farm Insurance Agent117 N Palafox St(850) 433-4343
2Will Rentschler - State Farm Insurance Agent1301 E Cervantes St(850) 433-4678
3Advance Insurance of Northwest Florida105 Beverly Pkwy(850) 469-0880
4Florida Insurance Agency17 W Government St Suite A(850) 972-8070
5Dustin Bonifay - State Farm Insurance Agent6705 Pine Forest Rd Ste 100(850) 937-3131
6Classic Insurance Group1545 E Olive Rd(850) 332-5717
7Acceptance Insurance8084 N Davis Hwy Ste E-1(850) 204-3795
8Sam Carpenter - State Farm Insurance Agent1510 Airport Blvd Suite 1(850) 208-6626
9Joe Leonard - State Farm Insurance Agent8094 N Davis Hwy(850) 478-9147
10Erb and Young Insurance - Pensacola2170 Creighton Rd(850) 494-2264
JS
117 N Palafox St
John Shaffer - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL

As boat owners in Pensacola prepare for hurricane season each summer, securing comprehensive coverage for their watercraft becomes a priority. John Shaffer - State Farm Insurance Agent serves this need by offering boat insurance policies tailored to the unique risks of the Gulf Coast waters. Policies typically cover physical damage, liability, and medical payments, protecting against storms, collisions, and theft. The process begins with a detailed inspection of the vessel to assess its condition and identify any necessary coverage adjustments.

WR
1301 E Cervantes St
Will Rentschler - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL

Will Rentschler - State Farm Insurance Agent provides boat insurance coverage for a range of watercraft in the Pensacola area. The agency helps clients customize policies that address liability, physical damage, and other typical boating risks. Service and maintenance plans are discussed with each customer to ensure appropriate protection throughout the policy term. The agency aids in adjusting coverage as needs change over time. It serves owners of various watercraft used for recreation or fishing, including single-family homes and condominiums located along nearby waterways.

AI
105 Beverly Pkwy
Advance Insurance of Northwest Florida
Boat Insurance Agent · Pensacola, FL

Advance Insurance of Northwest Florida serves Pensacola and the surrounding communities along the Gulf Coast. As a boat insurance agent, it handles coverage for personal watercraft, sailing yachts, and fishing vessels of various sizes. The agency draws on its knowledge of local waterways and marine risks to help customers select appropriate protections. When assessing a typical boating insurance need, it reviews the vessel’s value, intended use, and storage location to tailor coverage limits and deductibles.

FI
17 W Government St Suite A
Florida Insurance Agency
Boat Insurance Agent · Pensacola, FL

Boat owners in Pensacola, Florida, including homeowners with personal watercraft and small businesses operating fishing charters, receive tailored coverage from Florida Insurance Agency. This agency helps clients navigate policies that protect against hurricane damage, accidents, and liability on the water. Experienced agents explain coverage options to match specific boating needs, from insuring a single vessel to managing a small fleet. Its service area also extends to the nearby community of Gulf Breeze along the Pensacola Bay.

DB
6705 Pine Forest Rd Ste 100
Dustin Bonifay - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL

Dustin Bonifay - State Farm Insurance Agent in Pensacola, FL provides specialized coverage for personal watercraft, sailboats, and powerboats. Its general services include protecting policyholders against collisions, theft, and weather-related damage on local waterways. The agency works with clients to tailor deductibles and liability limits to match the navigational needs of the Gulf Coast. As hurricane season approaches, it helps review policies to ensure vessels have adequate windstorm protection while moored or stored.

CI
1545 E Olive Rd
Classic Insurance Group
Boat Insurance Agent · Pensacola, FL

Classic Insurance Group in Pensacola, FL differentiates between one-time policy setups for seasonal boaters and recurring annual renewals for year-round vessel owners. Their coverage options address typical Gulf Coast risks, including storm damage, liability for collisions, and theft of onboard equipment. Policies can be tailored for saltwater fishing boats, recreational cruisers, and personal watercraft. Service runs on an as-needed basis, with agents available to adjust coverage when customers purchase a new boat or change their mooring location.

AI
8084 N Davis Hwy Ste E-1
Acceptance Insurance
Boat Insurance Agent · Pensacola, FL

Acceptance Insurance of Pensacola provides boat insurance agent services for local watercraft owners. It specializes in adding coverage for navigational hazards and storm damage to hull policies. The agency advises on policies that include personal liability and agreed value protections for a range of vessels. Accepting new accounts for commercial sectors such as boat repair offices, dockside storage warehouses, and waterfront food service operations.

SC
1510 Airport Blvd Suite 1
Sam Carpenter - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL
JL
8094 N Davis Hwy
Joe Leonard - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL

Joe Leonard with State Farm Insurance Agent provides boat insurance coverage for residential boat owners in Pensacola, Florida. Commercial marine policies are also available for business clients operating vessels in the local area. Services extend to customers throughout the Pensacola Bay region and surrounding waterways along the Gulf Coast. The agency assists with policy reviews and claims, ensuring boats remain protected between regular seasonal visits by arranging follow-up coverage adjustments or renewals as needed.

EY
2170 Creighton Rd
Erb and Young Insurance - Pensacola
Boat Insurance Agent · Pensacola, FL

Erb and Young Insurance in Pensacola, Florida, is known for providing boat insurance agency services that cover personal watercraft and larger vessels on the Gulf Coast. Its coverage options commonly address liability, physical damage, and theft for local recreational boaters. Focusing on the specific risks of Pensacola waters, the agency helps clients evaluate hull and equipment protection needs. As a specialty add-on, it can assist with arranging policies that include coverage for fishing gear and specialized marine electronics.

JS
2521A Creighton Rd
John Shaffer - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL
(850) 433-4301
mypensacolaagent.com
ON
1117 N 9th Ave
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
Boat Insurance Agent · Pensacola, FL
(850) 469-8082
seckingerinsurance.com
RL
6100 W Fairfield Dr Ste A
Robinson Legacy Insurance Services
Boat Insurance Agent · Pensacola, FL
(850) 285-0808
brand.site/robinsonlegacyinsurance
KI
5401 Pensacola Blvd
Key Insurance of Pensacola
Boat Insurance Agent · Pensacola, FL
(850) 434-2460
keyinsurancepensacola.com
SI
1601 N Pace Blvd
Stallworth Ins
Boat Insurance Agent · Pensacola, FL
(850) 542-4937
stallworthins2.com
GC
700 N New Warrington Rd
Gulf Coast Insurance
Boat Insurance Agent · Pensacola, FL
(850) 497-6810
gcains.com
MI
1259 W 9 Mile Rd
Madril Insurance
Boat Insurance Agent · Pensacola, FL
(850) 476-2733
madrilinsurance.com
EI
123 N New Warrington Rd
Extreme Insurance
Boat Insurance Agent · Pensacola, FL
(850) 455-0101
yourextremeins.com
KI
304 W Cervantes St
Kite Insurance Agency LLC
Boat Insurance Agent · Pensacola, FL
(850) 438-0008
ZI
229 Beverly Pkwy
Zarahn Insurance Agency Inc.
Boat Insurance Agent · Pensacola, FL
(850) 438-9169
zarahninsuranceagency.com
GI
6705 Pine Forest Rd Suite 300
GreatFlorida Insurance: Beau Barry
Boat Insurance Agent · Pensacola, FL
(850) 475-0702
pensacola.greatflorida.com
KI
322 W Cervantes St Suite-A
Keepsake Insurance
Boat Insurance Agent · Pensacola, FL
(850) 723-8434
keepsakeinsurance.net
MH
611 N New Warrington Rd
Mike Hill - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL
(850) 456-2886
mikehill.biz
TW
4761 N 9th Ave
Thompson-Walden Insurance
Boat Insurance Agent · Pensacola, FL
(850) 478-0401
morechoicesins.com
LM
198 E 9 Mile Rd
Laura Mitchell - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL
(850) 484-6714
lauramitchellins.com
JI
225 N Pace Blvd
Josh Insurance
Boat Insurance Agent · Pensacola, FL
(850) 990-5674
joshinsurance.com
CI
504 S Fairfield Dr suite a-1
Coggins Insurance Agency, Inc.
Boat Insurance Agent · Pensacola, FL
(850) 457-3299
cogginsinsurance.com
QI
3454 E Olive Rd
Quinn Insurance
Boat Insurance Agent · Pensacola, FL
(850) 494-2267
getquinn.com
LI
3801 N 9th Ave
Logan Insurance Agency, Inc.
Boat Insurance Agent · Pensacola, FL
(850) 438-1448
loganins.net
LI
700 N De Villiers St
Legacy Insurance Brokers
Boat Insurance Agent · Pensacola, FL
(850) 741-4200
legacyinsbroker.com
BI
4300 Bayou Blvd Ste 35
BLF INSURANCE AGENCY, LLC
Boat Insurance Agent · Pensacola, FL
(850) 490-0056
blfinsurance.com
CF
5336 N Blue Angel Pkwy
Coastal Family Insurance
Boat Insurance Agent · Pensacola, FL
(850) 828-2234
coastalfamilyinsurancefl.com
DG
4400 Bayou Blvd STE 41
Dax Gill Insurance Agency, LLC
Boat Insurance Agent · Pensacola, FL
(850) 777-3090
daxgillinsurance.com
BP
3127 Langley Ave
Brad Phelps - State Farm Insurance Agent
Boat Insurance Agent · Pensacola, FL
(850) 478-7748
mypanhandleagent.com
HP
11 W Garden St
Higginbotham - Pensacola
Boat Insurance Agent · Pensacola, FL
(850) 484-7011
higginbotham.com/locations/Pensacola
SA
8445 Pensacola Blvd
The Siler Agency, Inc
Boat Insurance Agent · Pensacola, FL
(850) 476-7443
thesileragency.com
HI
534 S Navy Blvd
Homefront Insurance Agency, LLC
Boat Insurance Agent · Pensacola, FL
(850) 912-9956
homefrontinsuranceagency.com
BC
6706 N 9th Ave D 25
Brown and Company Insurance, LLC
Boat Insurance Agent · Pensacola, FL
(850) 471-9525
brownandcompanyllc.com
SI
321 N Davis Hwy
Southern Insurance Services
Boat Insurance Agent · Pensacola, FL
(850) 438-5323
southern-insurance.com
FB
19 W Garden St #300
Fisher Brown Bottrell
Boat Insurance Agent · Pensacola, FL
(850) 432-7474
marshmma.com

What Does a a Boat Insurance Agent in Pensacola Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small powerboat to over 2000 dollars for larger yachts. Factors include boat value horsepower age and navigational area. Policies in hurricane-prone areas like Pensacola may have higher premiums and separate windstorm deductibles. This is general information not insurance advice.

About boat insurance agents in Pensacola

Boat insurance agents in Pensacola Florida help you protect your vessel against damage theft and liability. Florida law requires all motorized vessels operated on public waters to carry minimum liability insurance. Local agents understand the unique risks of boating in the Gulf of Mexico and Pensacola Bay including hurricane exposure and saltwater damage.

Frequently Asked Questions

What type of boat insurance is required in Florida?

Florida law requires liability insurance for all motorized vessels with at least 10 horsepower. Minimum coverage is 10000 dollars for property damage and 10000 dollars for bodily injury per person with 20000 dollars total per accident.

How do I find a boat insurance agent in Pensacola?

You can search online for marine insurance agencies in Pensacola or ask local marinas and boat dealers for referrals. Many agents specialize in coastal policies and can quote coverage for sailboats powerboats and personal watercraft.

Does Florida have a statute of limitations for boat accident claims?

Yes Florida has a four year statute of limitations for filing a lawsuit after a boating accident. For claims against the state or local government the time limit is much shorter usually three years.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.