The top-rated boat insurance agent in St. Augustine, Florida is Craig Dewhurst - State Farm Insurance Agent, rated 5.0 stars across 544 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Kaitlyn Dugger - State Farm Insurance Agent. This directory lists 23 boat insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Craig Dewhurst - State Farm Insurance Agent | 315 W Town Pl Suite 4 | (904) 940-9740 |
| 2 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 3 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 4 | Kaitlyn Dugger - State Farm Insurance Agent | 4255 US-1 Ste 9 | (904) 770-4897 |
| 5 | Lance Atwood - State Farm Insurance Agent | 245 Land Grant Ste 4 | (904) 240-4958 |
| 6 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 7 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 8 | Britni Burkins: Allstate Insurance | 125 Nix Boat Yard Rd | (904) 797-2660 |
| 9 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 10 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
Craig Dewhurst - State Farm Insurance Agent serves the St. Augustine, Florida area, providing boat insurance coverage to local watercraft owners. As a licensed agent, the company helps clients obtain policies that protect against common water-related risks on the Intracoastal Waterway and surrounding coastal waters. This includes coverage options for physical damage to vessels from storms or collisions. The firm also handles liability protection for accidents involving boaters, swimmers, or property. Standard policy offerings extend to equipment on board, such as fishing gear and electronics, as well as options for uninsured boater coverage.
Perry Unwalla - State Farm Insurance Agent in St. Augustine, Florida, provides boat insurance coverage including liability and physical damage protection for watercraft owners. Service plans often involve reviewing policy details with clients to match coverage with their specific boating needs and usage patterns. This agent also assists with adjusting deductibles and advising on storm preparedness. The agency services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Boat owners in St. Augustine and the surrounding areas turn to Leigh Insurance Agency for their marine coverage needs. The company serves recreational boaters and small vessel operators, helping them secure protection for watercraft against damage, theft, and liability risks common along the Intracoastal Waterway and Atlantic coast. Policies are tailored to address the unique requirements of navigating local waters and tropical weather patterns. The agency also extends its services to clients in neighboring communities such as Vilano Beach and Anastasia Island, ensuring comprehensive regional coverage.
Kaitlyn Dugger - State Farm Insurance Agent serves St. Augustine, Florida, and the surrounding coastal communities, handling boat insurance for local watercraft owners. This agent provides coverage for a variety of vessels, including personal watercraft, fishing boats, and cabin cruisers. Policies are tailored to protect against common risks like collision, theft, and weather damage common to the area. For a typical job, the agent begins by reviewing the specific watercraft and its typical usage, then compares options to match coverage needs with appropriate policy limits.
Lance Atwood’s State Farm agency in St. Augustine, FL, helps boat owners distinguish between a one-time policy for a single season and a recurring annual plan that auto-renews for ongoing protection. Coverage options can be tailored to small fishing skiffs, larger cruising vessels, and personal watercraft commonly registered in the area. The agency guides clients through liability limits, physical damage coverage, and potential uninsured boater provisions according to local waterways. Service is available year-round on an as-needed basis for new policies or adjustments to existing coverage.
Specializing in policies for runabouts and sailing vessels, Tim Huber Insurance covers a broad range of watercraft for local St. Augustine owners. This agency helps clients secure liability and physical damage coverage tailored to recreational and personal boat usage in Florida’s coastal waters. Navigating the complexities of hurricane season and frequent afternoon squalls, they assist in reviewing windstorm deductibles and hurricane haul-out provisions for moored boats at local marinas.
As an insurance agent in St. Augustine, Florida, Fender Insurance Agency helps boat owners secure coverage protecting their vessels from coastal risks and on-water liabilities. The agency can also arrange specialty add-ons such as increased salvage coverage and protection for onboard equipment. This ensures policies address the unique demands of navigating inland waterways and the nearby Atlantic shoreline. The agency serves local marinas, private yacht owners, and small charter fishing operations along the First Coast.
Britni Burkins: Allstate Insurance in St. Augustine, FL, offers boat insurance coverage tailored to local waterways and coastal conditions. This agency helps clients protect their vessels, from small fishing boats to larger cruisers, against risks like storm damage and liability. Policies typically include coverage for physical damage, theft, and towing. As a specialty service, the agency can add on separate coverage for onboard equipment and personal property.
Before the Atlantic hurricane season intensifies, many boat owners in St. Augustine, FL seek to secure their vessels with a comprehensive insurance policy. Ancient City Insurance serves as a local boat insurance agent, structuring coverage that can address the specific risks of navigable waterways and coastal storms. Their agent helps clarify policy options such as liability protection and physical damage coverage for yachts, fishing boats, or personal watercraft. A typical initial step involves an agent conducting a vessel inspection to assess model details and safety equipment.
What Does a a Boat Insurance Agent in St. Augustine Cost?
Boat insurance costs in Florida vary widely based on vessel value size and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year while a larger yacht can cost 2,000 to 5,000 dollars annually. Factors like your boating experience storage location and claims history also affect the premium. This is general information not insurance advice.
About boat insurance agents in St. Augustine
Boat insurance agents in St. Augustine Florida help you protect your vessel against damage theft and liability. Florida law requires all motorized vessels to carry liability insurance if they are financed or used in certain commercial activities. Local agents understand the unique risks of navigating the Intracoastal Waterway and Atlantic Ocean near St. Augustine.
Frequently Asked Questions
What does boat insurance cover in Florida?
Boat insurance typically covers physical damage to your vessel liability for injury or damage to others and medical payments. Florida law also requires uninsured boater coverage in many cases. Your agent can explain optional coverages like towing and fuel spill liability.
Do I need boat insurance in St. Augustine Florida?
Florida law does not require boat insurance for all vessels but lenders and marinas often require it. If you have a loan on your boat the lender will mandate full coverage. Many boat owners choose liability coverage to protect against accidents on the water.
How do I choose a boat insurance agent in St. Augustine?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about their experience with Florida-specific issues like hurricane coverage and salvage laws. Compare quotes from multiple agents to find the right coverage for your needs.
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