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HomeBoat Insurance AgentsFlorida › St Cloud

Find Boat Insurance Agents Near You in St Cloud, FL

Browse boat insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in St Cloud, Florida is MM Insurance Pro, rated 4.9 stars across 360 reviews. Other highly rated options include Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent, Ford Insurance. This directory lists 20 boat insurance agents serving St Cloud.

Showing 20 boat insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MM Insurance Pro1207 Michigan Ave(407) 908-7474
2Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
3Dolly Clements Garcia - State Farm Insurance Agent1101 New York Ave(407) 556-3203
4Ford Insurance113 E 13th St(407) 847-5892
5Amsley Insurance Services1617 13th St(407) 892-9645
6Advantage Insurance Advisors - St. Cloud910 13th St(321) 945-8153
7GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
8Barakat Insurance Agency2722 13th St(407) 705-3877
9Central Care Insurance3415 Perching Rd(833) 339-6434
10Ashton Insurance Agency LLC123 E 13th St(407) 498-4477
MI
1207 Michigan Ave
MM Insurance Pro
Boat Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St Cloud, Florida area as a boat insurance agent, helping local boat owners secure coverage for a variety of watercraft. They assist clients with policies that address common regional concerns, including liability protection and coverage against physical damage. Their work involves navigating lake and river risks particular to Central Florida waters. The agency handles policies for both fishing boats and personal watercraft operating on Osceola County lakes.

CC
2001 Hickory Tree Rd
Client Care Insurance
Boat Insurance Agent · St Cloud, FL

Client Care Insurance in St. Cloud, Florida, provides a full range of boat insurance services, including coverage for liability, physical damage, and personal effects. The agency helps clients select maintenance-oriented protection plans tailored to local waterways and seasonal boating needs. These plans emphasize proper upkeep and risk management for various vessels. The company services properties such as single-family homes, apartments, retail shops, and area restaurants, ensuring that boat owners with diverse real estate holdings receive coordinated coverage for their watercraft.

DC
1101 New York Ave
Dolly Clements Garcia - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, FL

Dolly Clements Garcia - State Farm Insurance Agent serves St Cloud, Florida, and the surrounding communities in Osceola County. The agency handles boat insurance policies designed to protect watercraft, including liability coverage and physical damage protection for vessels used on area lakes and waterways. It also provides options for trailer coverage and accessory protection. For a typical job, the agency takes a thorough approach by reviewing the customer’s specific boating habits and recommending coverage that aligns with their individual usage and needs.

FI
113 E 13th St
Ford Insurance
Boat Insurance Agent · St Cloud, FL

Ford Insurance serves St. Cloud, Florida, and the surrounding communities in Central Florida, offering specialized boat insurance policies for a range of watercraft. It handles coverage for everything from personal fishing boats to larger recreational vessels navigating local lakes and waterways. The company understands the unique risks of the region, like sudden storms and wake damage. To handle a typical job, it reviews each client’s specific boating habits and vessel type to tailor a protection plan that matches their on-water needs.

AI
1617 13th St
Amsley Insurance Services
Boat Insurance Agent · St Cloud, FL

Amsley Insurance Services in St. Cloud, FL, provides boat insurance agents who assist clients in choosing between one-time policies for short-term needs and recurring annual coverage for continuous protection. These professionals help navigate coverage for different watercraft, from small fishing boats to larger yachts, addressing liability and physical damage needs common in local waterways. The service holds appointments on a scheduled basis, with agents available to review policies as needed throughout the boating season.

AI
910 13th St
Advantage Insurance Advisors - St. Cloud
Boat Insurance Agent · St Cloud, FL

Advantage Insurance Advisors - St. Cloud serves boat owners in St Cloud, Florida, distinguishing between one-time policies for seasonal vessels and recurring coverage for year-round boats. Their policies typically protect against damage, theft, and liability on the water, ensuring financial security for a range of watercraft. Service appointments are provided on an as-needed basis, allowing clients to adjust coverage when their boating needs change.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Boat Insurance Agent · St Cloud, FL

GreatFlorida Insurance: Tony Busby specializes in coverage for personal watercraft, sailboats, and fishing vessels. The agency helps St Cloud boat owners select policies that address physical damage, liability, and towing needs. It works to align coverage with local waterways and the specific risks they present. The office also assists existing policyholders with mid-year adjustments when circumstances change. When hurricane season begins each summer, the agency helps clients verify their protection against named storms and rising water damage.

BI
2722 13th St
Barakat Insurance Agency
Boat Insurance Agent · St Cloud, FL

Barakat Insurance Agency provides risk management solutions with a specialized focus on boat insurance for clients in St. Cloud, FL. It tailors policies to protect watercraft against common perils on central Florida lakes and rivers, including coverage for physical damage, liability, and personal effects on board. Beyond marine protection, the agency also addresses broader commercial insurance requirements, serving offices, warehouses, and food service establishments in the region.

CC
3415 Perching Rd
Central Care Insurance
Boat Insurance Agent · St Cloud, FL

Central Care Insurance in St. Cloud, Florida, is a boat insurance agent known for providing coverage options that protect watercraft from the risks of local lakes and waterways. The company’s service range extends to personal watercraft and fishing boats common in the region. It offers policies that can cover physical damage, liability, and towing needs. For added protection on the water, it also makes available uninsured boater coverage as a specialty add-on.

AI
123 E 13th St
Ashton Insurance Agency LLC
Boat Insurance Agent · St Cloud, FL
AW
523 13th St
Ann Werning - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, FL
(407) 593-1080
annwerning.com
BI
1451 E Irlo Bronson Memorial Hwy
Brightway Insurance, The Sterner Agency
Boat Insurance Agent · St Cloud, FL
(407) 891-9361
brightway.com/agencies/FL/St-Cloud/0025
NR
1410 S Narcoossee Rd
Nichalas Rawls: Allstate Insurance
Boat Insurance Agent · St Cloud, FL
(407) 348-1332
agents.allstate.com/nichalas-rawls-saint-cloud-fl.html
GL
3425 13th St
Green Light Insurance Agency
Boat Insurance Agent · St Cloud, FL
(321) 766-4691
greenlightinsuranceagency.com
ND
1102 New York Ave
Newman Debra
Boat Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Boat Insurance Agent · St Cloud, FL
HI
1900 Fawn Meadow Cir
Health Insurance St. Cloud
Boat Insurance Agent · St Cloud, FL
(863) 349-3669
healthcare.gov
BI
2105 Old Hickory Tree Rd
BB&T Insurance Services
Boat Insurance Agent · St Cloud, FL
(407) 892-1035
bbt.com/locator/search.html
KI
1312 Illinois Ave Suite H
Kocher Insurance, LLC
Boat Insurance Agent · St Cloud, FL
(407) 957-1918
kocherinsurancellc.com
TT
129 E 13th St
Toro Taxes Insurance
Boat Insurance Agent · St Cloud, FL
(786) 780-7015

What Does a a Boat Insurance Agent in St Cloud Cost?

Boat insurance costs in Florida vary widely based on the vessel type, value, and usage. A typical policy for a small fishing boat might cost between 300 and 600 dollars per year. For a larger yacht or a high performance boat, premiums can range from 1,000 to 3,000 dollars or more annually. Factors like your boating history, storage location, and whether you take a safety course also affect the price. This is general information, not insurance advice.

About boat insurance agents in St Cloud

Boat insurance agents in St Cloud Florida help you protect your watercraft with the right policy. Florida law does not require boat insurance for most vessels, but marinas and lenders often require it. A local agent can explain coverage options tailored to Central Florida lakes and the nearby Kissimmee River.

Frequently Asked Questions

Do I need boat insurance in Florida?

Florida does not require boat insurance by law for most recreational vessels. However, lenders and marinas often require liability coverage. An agent can help you understand what coverage fits your situation.

What does boat insurance cover in Florida?

Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. Many policies also include coverage for towing and salvage. Florida specific risks like hurricanes may require additional riders.

How do I choose a boat insurance agent in St Cloud?

Look for an agent who specializes in marine insurance and knows Florida waterways. Ask about their experience with local conditions and their access to multiple insurance carriers. Compare quotes and coverage details before deciding.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.