ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsFlorida › St. Petersburg

Find Boat Insurance Agents Near You in St. Petersburg, FL

Browse boat insurance agents serving St. Petersburg, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Moore Resources Insurance Agency, Freedom Insurance Services. This directory lists 28 boat insurance agents serving St. Petersburg.

Showing 28 boat insurance agents in St. Petersburg, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1HH Insurance Group, LLC9887 4th St N # 200(727) 498-5551
2Florida All Risk Insurance7024 Central Ave(888) 880-9200
3Moore Resources Insurance Agency4563 Central Ave(727) 323-0206
4Freedom Insurance Services5980 66th St N unit k(727) 546-5600
5Right Away Insured2329 Central Ave(727) 977-8393
6Insurance Resources6620 1st Ave S(727) 345-0242
7Jenny Martin - State Farm Insurance Agent1638 Dr M.L.K. Jr St N(727) 527-0200
8Gulf Coast Insurance Services5429 Central Ave(727) 317-5799
9Veritas Insurance Group, Inc.742 2nd Ave S(866) 808-3344
10Melissa Ems Insurance Agency3446 49th Street N(727) 321-9828
HI
9887 4th St N # 200
HH Insurance Group, LLC
Boat Insurance Agent · St. Petersburg, FL

HH Insurance Group, LLC serves St. Petersburg, Florida, and the surrounding Pinellas County metro area as a dedicated boat insurance agent. The company helps clients secure specialized marine insurance policies designed to protect watercraft from common regional risks such as tropical storms and coastal weather damage. It also assists with liability coverage and hull protection for various types of vessels, from fishing boats to yachts. The agency handles both comprehensive physical damage policies and liability-only plans for local boat owners navigating Florida’s interconnected bay and gulf waters.

FA
7024 Central Ave
Florida All Risk Insurance
Boat Insurance Agent · St. Petersburg, FL

Florida All Risk Insurance, based in St. Petersburg, provides boat insurance agent services, helping clients with coverage for watercraft policies and risk management needs. The team assists with policy reviews and claims support, offering straightforward guidance for boat owners navigating local maritime regulations. This St. Petersburg agency focuses on serving residential clients, working with single-family homes, apartments, retail, and restaurants.

MR
4563 Central Ave
Moore Resources Insurance Agency
Boat Insurance Agent · St. Petersburg, FL

Moore Resources Insurance Agency serves boat owners in St. Petersburg, Florida, and nearby coastal communities throughout the Tampa Bay area. It handles insurance policies for a wide range of watercraft, from small fishing boats to larger yachts and personal watercraft. Recognizing the unique risks of local waterways, the agency works closely with clients to assess their coverage needs against common marine exposures. A typical engagement begins with a thorough review of the vessel’s use and value, then compares options from several insurers to present a tailored policy.

FI
5980 66th St N unit k
Freedom Insurance Services
Boat Insurance Agent · St. Petersburg, FL

Homeowners, boat owners, and marine businesses in St. Petersburg, Florida rely on Freedom Insurance Services for specialized boat insurance agent guidance. The company helps clients secure appropriate coverage for vessels stored on lifts or at local marinas, addressing risks like storm damage and liability. With deep familiarity of Florida’s coastal waterways, the agency also serves clients extending south into the Palmetto and Bradenton areas.

RA
2329 Central Ave
Right Away Insured
Boat Insurance Agent · St. Petersburg, FL

In St. Petersburg, FL, Right Away Insured offers boat insurance on either a one-time trip policy or as a recurring annual plan, with coverage tailored to the hull value and liability needs of recreational vessels. They help navigate local requirements for the Tampa Bay waterways and offshore trips. Many options address physical damage and wreck removal. Service runs on both a scheduled, annual renewal and an as-needed, single-use basis.

IR
6620 1st Ave S
Insurance Resources
Boat Insurance Agent · St. Petersburg, FL

With hurricane season approaching in St. Petersburg, boat owners require reliable coverage to protect their vessels from wind and storm surge damage. Insurance Resources provides tailored policies designed for marine risks through an Indianapolis 500 qualified agent. They assess potential liabilities specific to local waterways and storage facilities. Their process begins with a detailed hull and equipment inspection to determine accurate valuation and appropriate coverage limits before issuing a quote.

JM
1638 Dr M.L.K. Jr St N
Jenny Martin - State Farm Insurance Agent
Boat Insurance Agent · St. Petersburg, FL

As a boat insurance agent in St. Petersburg, FL, Jenny Martin - State Farm Insurance Agent offers specialized coverage for watercraft, including liability and physical damage protection. The agency also provides general auto, home, and life insurance services to the local community. With St. Petersburg's extensive coastline and active boating season, the agency frequently assists clients in securing policies that address hurricane damage risks and theft of outboard motors during the summer storage months.

GC
5429 Central Ave
Gulf Coast Insurance Services
Boat Insurance Agent · St. Petersburg, FL

Gulf Coast Insurance Services assists clients in St. Petersburg with securing boat insurance to protect their watercraft. The agency can arrange coverage for physical damage from accidents or storms, as well as liability protection for on-the-water incidents. Personal property inside the boat and towing assistance are common endorsements that can be added. These services are available for individual recreational boat owners and commercial maritime operations, including fishing charter businesses, marine repair workshops, and waterfront seafood venues.

VI
742 2nd Ave S
Veritas Insurance Group, Inc.
Boat Insurance Agent · St. Petersburg, FL

Veritas Insurance Group, Inc. in St. Petersburg, FL is known for providing specialized boat insurance policies to local boaters. The agency covers a wide range of watercraft, from small fishing skiffs to larger cruising vessels navigating Tampa Bay and the Gulf waters. Their agents focus on matching each client with tailored liability and physical damage protection. For an extra layer of security, they can seamlessly add coverage for onboard personal equipment like expensive fishing gear and electronics.

ME
3446 49th Street N
Melissa Ems Insurance Agency
Boat Insurance Agent · St. Petersburg, FL

Melissa Ems Insurance Agency in St. Petersburg, FL provides boat insurance services for residential clients, helping to protect personal watercraft and recreational vessels. Commercial marine coverage is also available for business-owned boats operating in local waters. The agency serves the greater St. Petersburg area and surrounding coastal communities. Regular follow-up and repeat service between policy renewal periods assist clients in adjusting coverage as their boating needs change over time.

CI
1 Beach Dr SE Suite 230
Comegys Insurance Agency
Boat Insurance Agent · St. Petersburg, FL
(727) 521-2100
comegys.com
FI
4020 Park St N Suite 204
Fako Insurance Plus - Anthony B. Loschiavo
Boat Insurance Agent · St. Petersburg, FL
(727) 343-8899
fipinsuranceagency.com
WI
2012 4th St N
We Insure | Insurance Unlimited
Boat Insurance Agent · St. Petersburg, FL
(727) 610-9980
weinsuretampabay.com
LS
7005 4th St N Suite 4A
Lake Shore Insurance Agency
Boat Insurance Agent · St. Petersburg, FL
(727) 914-9092
lakeshoreinsurance.com
AI
6798 Crosswinds Dr N #C-108
Academy Insurance Agency
Boat Insurance Agent · St. Petersburg, FL
(727) 343-0419
academyagents.com
SP
2972 66th St N
St. Pete Insurance Agency
Boat Insurance Agent · St. Petersburg, FL
(727) 577-7721
stpeteinsure.com
GI
1700 66th St N # 202
GreatFlorida Insurance: James White
Boat Insurance Agent · St. Petersburg, FL
(727) 498-3855
stpetebeach.greatflorida.com
WD
5234 Central Ave
Wornicki DelVecchio Insurance, Inc.
Boat Insurance Agent · St. Petersburg, FL
(727) 576-8200
goodguynearby.com
WI
300 1st Ave S 5th Floor
WWW Insurance, LLC
Boat Insurance Agent · St. Petersburg, FL
(727) 522-7777
w3ins.com
HI
810 63rd Ave N
Harbor Insurance Group
Boat Insurance Agent · St. Petersburg, FL
(727) 528-2240
harborins.net
LI
1801 16th St N
Llewellyn Insurance Service
Boat Insurance Agent · St. Petersburg, FL
(727) 894-5555
llewellyninsurance.com
LI
4890 32nd Ave N
Latino Insurance Agency, Inc
Boat Insurance Agent · St. Petersburg, FL
(727) 547-6011
MS
360 Central Ave Suite 470
Modern Shore Insurance
Boat Insurance Agent · St. Petersburg, FL
(727) 371-0014
modernshoreins.com
FL
9721 Executive Center Dr N Suite 108
Florida Local Insurance Inc
Boat Insurance Agent · St. Petersburg, FL
(727) 798-7965
floridalocalinsurance.com
MP
9952 Gandy Blvd N
Mangrove Property and Casualty Group Inc
Boat Insurance Agent · St. Petersburg, FL
(727) 374-2990
mangrovepc.com
OI
3655 Central Ave Suite B
Onyx Insurance and Taxes
Boat Insurance Agent · St. Petersburg, FL
(727) 328-7000
onyxinsurance.org
4S
5800 4th St N
4th Street Insurance Professionals
Boat Insurance Agent · St. Petersburg, FL
(727) 522-6610
insurance4thstreet.com
LM
600 1st Ave N Suite 200
LIG Marine Managers, Inc.
Boat Insurance Agent · St. Petersburg, FL
(727) 578-2800
ligmarine.com

What Does a a Boat Insurance Agent in St. Petersburg Cost?

Boat insurance costs in Florida vary widely based on boat value, size, engine power, and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year. For a larger yacht or high-performance vessel, annual premiums can range from 1,500 to 5,000 dollars or more. Factors like your boating experience, claims history, and where you keep the boat also affect the price. This is general information and not insurance advice.

About boat insurance agents in St. Petersburg

Boat insurance agents in St. Petersburg, Florida help you protect your vessel against damage, theft, and liability. Florida law requires all motorized boat operators to carry proof of insurance for certain watercraft. Local agents understand the unique risks of Tampa Bay and the Gulf Coast, including hurricane exposure and navigation rules.

Frequently Asked Questions

Do I need boat insurance in St. Petersburg Florida?

Florida does not require insurance for all boats, but marinas and lenders often require it. If you have a loan on your boat, the lender will require full coverage. Also, Florida law requires proof of financial responsibility for boats involved in accidents.

What does a boat insurance agent do for me?

A boat insurance agent helps you find a policy that fits your boat type and usage. They explain coverage options like liability, physical damage, uninsured boater, and towing. They also help you file claims and adjust coverage as needed.

How fast do I need to report a boat accident in Florida?

Florida law requires you to report a boating accident within 48 hours if it results in death, disappearance, or injury requiring medical treatment. For property damage over 2000 dollars, you must report it within 10 days. Your agent can help you with the reporting process.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.