The top-rated boat insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Moore Resources Insurance Agency, Freedom Insurance Services. This directory lists 28 boat insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Moore Resources Insurance Agency | 4563 Central Ave | (727) 323-0206 |
| 4 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 5 | Right Away Insured | 2329 Central Ave | (727) 977-8393 |
| 6 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 7 | Jenny Martin - State Farm Insurance Agent | 1638 Dr M.L.K. Jr St N | (727) 527-0200 |
| 8 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 9 | Veritas Insurance Group, Inc. | 742 2nd Ave S | (866) 808-3344 |
| 10 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
HH Insurance Group, LLC serves St. Petersburg, Florida, and the surrounding Pinellas County metro area as a dedicated boat insurance agent. The company helps clients secure specialized marine insurance policies designed to protect watercraft from common regional risks such as tropical storms and coastal weather damage. It also assists with liability coverage and hull protection for various types of vessels, from fishing boats to yachts. The agency handles both comprehensive physical damage policies and liability-only plans for local boat owners navigating Florida’s interconnected bay and gulf waters.
Florida All Risk Insurance, based in St. Petersburg, provides boat insurance agent services, helping clients with coverage for watercraft policies and risk management needs. The team assists with policy reviews and claims support, offering straightforward guidance for boat owners navigating local maritime regulations. This St. Petersburg agency focuses on serving residential clients, working with single-family homes, apartments, retail, and restaurants.
Moore Resources Insurance Agency serves boat owners in St. Petersburg, Florida, and nearby coastal communities throughout the Tampa Bay area. It handles insurance policies for a wide range of watercraft, from small fishing boats to larger yachts and personal watercraft. Recognizing the unique risks of local waterways, the agency works closely with clients to assess their coverage needs against common marine exposures. A typical engagement begins with a thorough review of the vessel’s use and value, then compares options from several insurers to present a tailored policy.
Homeowners, boat owners, and marine businesses in St. Petersburg, Florida rely on Freedom Insurance Services for specialized boat insurance agent guidance. The company helps clients secure appropriate coverage for vessels stored on lifts or at local marinas, addressing risks like storm damage and liability. With deep familiarity of Florida’s coastal waterways, the agency also serves clients extending south into the Palmetto and Bradenton areas.
In St. Petersburg, FL, Right Away Insured offers boat insurance on either a one-time trip policy or as a recurring annual plan, with coverage tailored to the hull value and liability needs of recreational vessels. They help navigate local requirements for the Tampa Bay waterways and offshore trips. Many options address physical damage and wreck removal. Service runs on both a scheduled, annual renewal and an as-needed, single-use basis.
With hurricane season approaching in St. Petersburg, boat owners require reliable coverage to protect their vessels from wind and storm surge damage. Insurance Resources provides tailored policies designed for marine risks through an Indianapolis 500 qualified agent. They assess potential liabilities specific to local waterways and storage facilities. Their process begins with a detailed hull and equipment inspection to determine accurate valuation and appropriate coverage limits before issuing a quote.
As a boat insurance agent in St. Petersburg, FL, Jenny Martin - State Farm Insurance Agent offers specialized coverage for watercraft, including liability and physical damage protection. The agency also provides general auto, home, and life insurance services to the local community. With St. Petersburg's extensive coastline and active boating season, the agency frequently assists clients in securing policies that address hurricane damage risks and theft of outboard motors during the summer storage months.
Gulf Coast Insurance Services assists clients in St. Petersburg with securing boat insurance to protect their watercraft. The agency can arrange coverage for physical damage from accidents or storms, as well as liability protection for on-the-water incidents. Personal property inside the boat and towing assistance are common endorsements that can be added. These services are available for individual recreational boat owners and commercial maritime operations, including fishing charter businesses, marine repair workshops, and waterfront seafood venues.
Veritas Insurance Group, Inc. in St. Petersburg, FL is known for providing specialized boat insurance policies to local boaters. The agency covers a wide range of watercraft, from small fishing skiffs to larger cruising vessels navigating Tampa Bay and the Gulf waters. Their agents focus on matching each client with tailored liability and physical damage protection. For an extra layer of security, they can seamlessly add coverage for onboard personal equipment like expensive fishing gear and electronics.
Melissa Ems Insurance Agency in St. Petersburg, FL provides boat insurance services for residential clients, helping to protect personal watercraft and recreational vessels. Commercial marine coverage is also available for business-owned boats operating in local waters. The agency serves the greater St. Petersburg area and surrounding coastal communities. Regular follow-up and repeat service between policy renewal periods assist clients in adjusting coverage as their boating needs change over time.
What Does a a Boat Insurance Agent in St. Petersburg Cost?
Boat insurance costs in Florida vary widely based on boat value, size, engine power, and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year. For a larger yacht or high-performance vessel, annual premiums can range from 1,500 to 5,000 dollars or more. Factors like your boating experience, claims history, and where you keep the boat also affect the price. This is general information and not insurance advice.
About boat insurance agents in St. Petersburg
Boat insurance agents in St. Petersburg, Florida help you protect your vessel against damage, theft, and liability. Florida law requires all motorized boat operators to carry proof of insurance for certain watercraft. Local agents understand the unique risks of Tampa Bay and the Gulf Coast, including hurricane exposure and navigation rules.
Frequently Asked Questions
Do I need boat insurance in St. Petersburg Florida?
Florida does not require insurance for all boats, but marinas and lenders often require it. If you have a loan on your boat, the lender will require full coverage. Also, Florida law requires proof of financial responsibility for boats involved in accidents.
What does a boat insurance agent do for me?
A boat insurance agent helps you find a policy that fits your boat type and usage. They explain coverage options like liability, physical damage, uninsured boater, and towing. They also help you file claims and adjust coverage as needed.
How fast do I need to report a boat accident in Florida?
Florida law requires you to report a boating accident within 48 hours if it results in death, disappearance, or injury requiring medical treatment. For property damage over 2000 dollars, you must report it within 10 days. Your agent can help you with the reporting process.
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