The top-rated boat insurance agent in Titusville, Florida is Allen-Duncan Agencies, Inc., rated 4.8 stars across 446 reviews. Other highly rated options include Kyle Bradfield - GEICO Insurance Agent, Direct Auto Insurance, Kim Steele - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Titusville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allen-Duncan Agencies, Inc. | 490 B, Garden St | (321) 269-1998 |
| 2 | Kyle Bradfield - GEICO Insurance Agent | 2395 S Washington Ave Suite 3 | (321) 607-9300 |
| 3 | Direct Auto Insurance | 3175 Cheney Hwy | (321) 222-4180 |
| 4 | Kim Steele - State Farm Insurance Agent | 1625 S Washington Ave ste c | (321) 267-7977 |
| 5 | Robin Fisher - State Farm Insurance Agent | 1625 Garden St | (321) 268-2345 |
| 6 | East Coast Insurance of Central Florida | 917 S Washington Ave | (321) 335-4254 |
| 7 | Filichia Insurance | 1703 S Washington Ave | (321) 269-1400 |
| 8 | Jake Drennon - State Farm Insurance Agent | On Key Largo Dr @, 4625 Key Largo Drive, FL-50 | (321) 267-5050 |
| 9 | American Insurance | 823 Cheney Hwy | (321) 268-1008 |
| 10 | Wendy C. Butcher: Allstate Insurance | 1073 Cheney Hwy | (321) 383-7771 |
Allen-Duncan Agencies, Inc. serves Titusville and all of Brevard County as a boat insurance agent. This firm helps local boat owners protect their vessels with customized coverage plans. Policies address risks common to Florida’s coastal and inland waters. Boaters can secure protection for damage, theft, and liability claims. The agency also specializes in policies for personal watercraft and high-performance boats.
Kyle Bradfield - GEICO Insurance Agent in Titusville, FL, provides boat insurance coverage tailored to protect vessels from local risks such as storms and accidents. Their services include liability protection and comprehensive physical damage options for a range of watercraft. Policyholders can easily manage their plans through the GEICO online portal for updates or claims. The agency services single-family homes, apartments, retail, and restaurants.
Direct Auto Insurance in Titusville, Florida, specializes in providing boat insurance policies tailored to local waterfront needs. Its offerings cover protection for a range of watercraft, including personal boats and small yachts navigating the Indian River or Mosquito Lagoon. The agency also assists clients with liability coverage, hull damage, and towing services. As a boat insurance agent, it typically works with seasonal boat owners to adjust policies for hurricane season, ensuring adequate coverage against storm surge and wind damage.
Kim Steele - State Farm Insurance Agent serves Titusville homeowners and boat owners who need liability and physical damage coverage for watercraft. The agency helps clients protect personal boats, from fishing vessels to recreational pontoons, while also offering guidance on optional equipment coverage and towing assistance. Policies are tailored to seasonal usage patterns common along Florida's Space Coast. The agency additionally covers boaters in nearby Port St. John, ensuring those along the Indian River and Banana River have access to local protection.
Robin Fisher - State Farm Insurance Agent serves Titusville and the surrounding communities along Florida's Space Coast, handling boat insurance coverage for a range of watercraft. Daily work typically involves assessing customers’ specific needs for liability, physical damage, and towing protection. The agency also addresses coverage for gear and equipment commonly stored onboard. To handle a typical job, Robin Fisher reviews the vessel’s use, storage location, and local navigational risks to tailor a policy that fits each boater’s individual situation.
East Coast Insurance of Central Florida provides specialized boat insurance policies for vessels of all sizes, offering tailored coverage options to protect owners against liability and physical damage. The agency also serves Titusville’s boating community by assisting with standard marine insurance needs, such as personal watercraft and yacht protection. With its proximity to the Indian River Lagoon and Atlantic inlets, it helps clients secure appropriate coverage ahead of Florida’s busy hurricane season.
Serving residents in Titusville, FL, Filichia Insurance handles boat insurance policies for private watercraft. The agency also offers commercial coverage for larger vessels operated for business purposes, and services clients throughout the surrounding region. Understanding local waterways and common boating hazards, Filichia Insurance helps clients select appropriate liability and hull protection. After covering annual policies or claims, the agent reviews coverage needs for upcoming seasons, ensuring each client’s protection aligns with their changing boating use. The agency follows up before regular spring launches to adjust policies as necessary.
As hurricane season approaches and inlet currents shift along the Space Coast, property owners in Titusville seek solid coverage for their vessels. American Insurance provides boat insurance agent services tailored to these local conditions, helping clients protect their watercraft from storm damage, theft, and liability claims that arise from daily boating on the Indian River Lagoon. The agency works to match policies with each boater’s specific needs and navigational areas. The process of protecting your vessel begins with a straightforward inspection or initial-assessment step.
Wendy C. Butcher: Allstate Insurance serves the Titusville, Florida, area and the greater Brevard County region, specializing in boat insurance coverage. The agency helps local boat owners secure policies that protect watercraft on the Indian River Lagoon and nearby Atlantic waterways. Wendy C. Butcher handles comprehensive liability coverage and physical damage protection for vessels. It also assists with insurance for boat trailers and personal watercraft in this coastal community.
What Does a a Boat Insurance Agent in Titusville Cost?
Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a small fishing boat up to 1,500 to 3,000 dollars for a larger cruiser. Factors include boat value, horsepower, navigation area, and your boating experience. Premiums are higher for boats kept in hurricane-prone areas like Titusville. This is general information, not insurance advice.
About boat insurance agents in Titusville
Boat insurance agents in Titusville, Florida help you protect your vessel with policies that meet state requirements. Florida law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. Local agents can guide you through options for liability, physical damage, and uninsured boater coverage specific to the Indian River Lagoon and Mosquito Lagoon areas.
Frequently Asked Questions
Do I need boat insurance to operate in Titusville Florida?
Florida law does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability coverage. It is also wise to carry insurance to protect against accidents and damage.
What types of boat insurance coverage are available in Titusville?
Common coverages include liability for bodily injury and property damage, physical damage to your boat, medical payments, and uninsured boater coverage. Some policies also cover towing and emergency assistance. Your agent can help you choose based on your boat type and how you use it.
How does Florida law affect boat insurance claims?
Florida has a statute of limitations of four years for filing a lawsuit on a written insurance contract. For property damage claims, you generally have five years. Reporting claims promptly is important to avoid delays. Your agent can explain specific policy deadlines.
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