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Find Boat Insurance Agents Near You in Wesley Chapel, FL
Directory of boat insurance agents in Wesley Chapel, Florida. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Wesley Chapel, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 boat insurance agents in Wesley Chapel, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaime Bryant - GEICO Insurance Agent
1227 Bruce B Downs Blvd, Wesley Chapel, FL 33544
(813) 953-4200
geico.com
State Insurance
5815 Argerian Dr #102, Wesley Chapel, FL 33545
(813) 345-4647
stateinsuranceonline.com
Bart Blessing - State Farm Insurance Agent
2754 Windguard Cir Suite 101, Wesley Chapel, FL 33544
Boat insurance agents in Wesley Chapel Florida help you protect your watercraft with policies tailored to local conditions. Florida law requires all motorized vessels to carry liability insurance if they are operated on public waterways. A local agent can guide you through minimum coverage requirements and optional protections like hurricane damage or towing.
What Does a Boat Insurance Agent in Wesley Chapel Cost?
Boat insurance costs in Florida vary widely based on boat type value and usage. A typical policy for a small fishing boat may cost 300 to 600 dollars per year. For a larger yacht or high performance vessel premiums can range from 1000 to 5000 dollars annually. Factors like your boating experience storage location and claims history also affect the price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in Wesley Chapel Florida?
In Florida all motorized vessels including personal watercraft like Jet Skis must have liability insurance. Non-motorized boats like kayaks and canoes do not require insurance but agents often recommend coverage for theft or damage.
Does Florida require a specific minimum liability amount for boat insurance?
Florida law does not set a specific minimum liability amount for boats unlike auto insurance. However many marinas and lenders require at least 300000 dollars in liability coverage. Your agent can help you choose a limit that meets local requirements.
Can I get a discount on boat insurance if I take a boating safety course?
Yes many insurance companies in Florida offer discounts for completing an approved boating safety course. The Florida Fish and Wildlife Conservation Commission provides courses that may lower your premium by 5 to 15 percent.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.