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HomeBoat Insurance AgentsFlorida › Winter Haven

Find Boat Insurance Agents Near You in Winter Haven, FL

Browse boat insurance agents serving Winter Haven, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Direct Auto Insurance, Barfield Insurance & Financial Services Inc.. This directory lists 16 boat insurance agents serving Winter Haven.

Showing 16 boat insurance agents in Winter Haven, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Semans - State Farm Insurance Agent639 1st St S(863) 299-1274
2Team Barfield - Barfield Insurance141 5th St NW #302(863) 662-3134
3Direct Auto Insurance5937 Cypress Gardens Blvd Ste 200(863) 969-4916
4Barfield Insurance & Financial Services Inc.110 Spirit Lake Rd Unit 5(863) 293-5400
5Joseph Bullington: Allstate Insurance1900 Havendale Blvd NW ste c(863) 299-6449
6Zinsmeister - Your Home, Boat & Auto Insurance Agency1211 6th St SE(863) 294-1034
7GreatFlorida Insurance: Brock Schnabel5658 Cypress Gardens Blvd(863) 594-2600
8Lacy McClintock - State Farm Insurance Agent600 3rd St SW(863) 294-3580
9Clearvue Insurance Agency (Formerly Lorna Wilson Agency)308 Ave G SW Suite 201(863) 866-8990
10Garland Insurance fka Victory Insurance116 W Central Ave(863) 683-9334
RS
639 1st St S
Rob Semans - State Farm Insurance Agent
Boat Insurance Agent · Winter Haven, FL

Rob Semans - State Farm Insurance Agent serves Winter Haven and surrounding Polk County, offering boat insurance coverage to local watercraft owners. The agency specializes in policies that protect personal watercraft including speedboats, fishing boats, and pontoons used on regional lakes. Clients can receive guidance on liability protection to cover damages or injuries during operation. The firm also assists with physical damage coverage for theft, storms, and collisions on the water.

TB
141 5th St NW #302
Team Barfield - Barfield Insurance
Boat Insurance Agent · Winter Haven, FL

Team Barfield - Barfield Insurance provides boat insurance agency services for clients in Winter Haven, Florida. It offers coverage options for personal watercraft and fishing vessels, helping to protect against common risks on local lakes and waterways. Standard service includes annual policy reviews and assistance with claims filing under simple terms. The agency supports clients who own waterfront single-family homes, lakefront apartments, and retail or restaurant properties that benefit from watercraft liability coverage.

DA
5937 Cypress Gardens Blvd Ste 200
Direct Auto Insurance
Boat Insurance Agent · Winter Haven, FL

Direct Auto Insurance provides boat insurance coverage to Winter Haven, Florida, and the surrounding communities around the chain of lakes. It handles policies for a variety of watercraft commonly used in the area. The agency assists clients in securing protection against risks such as accidents and weather damage. For a typical job, it begins by reviewing the boater’s specific needs and the vessel’s details to recommend appropriate liability and physical damage coverage.

BI
110 Spirit Lake Rd Unit 5
Barfield Insurance & Financial Services Inc.
Boat Insurance Agent · Winter Haven, FL

Homeowners and boat owners in Winter Haven, FL turn to Barfield Insurance & Financial Services Inc. for specialized boat insurance agent services. The agency helps clients secure coverage tailored to their watercraft, addressing liability and physical damage needs common on local lakes. Policies protect against potential risks while navigating regional waterways or docking at private slips. As a professional in the field, the company assists with policy renewals and claims guidance. It also serves the greater Polk County area, including nearby communities such as Lakeland.

JB
1900 Havendale Blvd NW ste c
Joseph Bullington: Allstate Insurance
Boat Insurance Agent · Winter Haven, FL

Serving Winter Haven and the surrounding Central Florida communities, Joseph Bullington: Allstate Insurance offers boat insurance for a range of watercraft. The agency handles policies for fishing boats, speedboats, and personal watercraft typically used on local lakes like Lake Eloise and the Chain of Lakes. Each policy is designed to cover liability, physical damage, and common on-water risks in the area. To handle a typical job, the agent first assesses the customer’s vessel and navigational needs before presenting coverage options that match their usage.

ZY
1211 6th St SE
Zinsmeister - Your Home, Boat & Auto Insurance Agency
Boat Insurance Agent · Winter Haven, FL

Zinsmeister - Your Home, Boat & Auto Insurance Agency in Winter Haven, Florida offers both one-time policies for seasonal boaters and recurring annual coverage for regular lake use. Their policies typically protect against physical damage, theft, and liability on the water. General boat insurance in this area also covers towing and wreck removal. Service operates on a yearly renewal basis for ongoing accounts, while single-event coverage can be purchased as needed.

GI
5658 Cypress Gardens Blvd
GreatFlorida Insurance: Brock Schnabel
Boat Insurance Agent · Winter Haven, FL

GreatFlorida Insurance Brock Schnabel provides specialized boat insurance services, including coverage for liability, physical damage, and uninsured boaters. It serves Winter Haven boaters with comprehensive policies that protect personal watercraft and larger vessels on area lakes. The agency evaluates individual coverage needs through detailed consultations, ensuring that clients have appropriate protection for their specific type of watercraft. It helps customers address seasonal concerns such as hurricane risks, which require careful review of windstorm and flooding coverage before each storm season.

LM
600 3rd St SW
Lacy McClintock - State Farm Insurance Agent
Boat Insurance Agent · Winter Haven, FL

Winter in Central Florida brings chilly mornings and sudden squalls that can test a boat's mooring and hull. Lacy McClintock - State Farm Insurance Agent in Winter Haven helps homeowners and recreational boaters with coverage for these seasonal risks, including storms, theft, and accidental damage while the vessel is dry-docked or on a trailer. This agency focuses on matching Florida boating activities with an appropriate policy. A typical first step is reviewing the boat's current storage method and usage frequency during an initial consultation.

CI
308 Ave G SW Suite 201
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
Boat Insurance Agent · Winter Haven, FL

As a residential boat insurance agent in Winter Haven, FL, Clearvue Insurance Agency, formerly the Lorna Wilson Agency, helps local homeowners protect personal watercraft and trailers. Commercial coverage is also offered for small fishing guides and charter operators serving the greater Polk County area. This provider reviews existing policies during renewal cycles and can adjust coverage for seasonal use or boat condition changes. Clients often call between annual visits to update their vessel inventories or request certificate copies for marina contracts.

GI
116 W Central Ave
Garland Insurance fka Victory Insurance
Boat Insurance Agent · Winter Haven, FL

Garland Insurance, formerly Victory Insurance, in Winter Haven, Florida, provides boat insurance agent services for local vessel owners. Its specialty add-ons often include coverage for equipment, trailers, and liability protection on the water. The agency assists clients in securing policies for personal watercraft, fishing boats, and yachts commonly used across the region’s lakes and waterways. It can serve commercial sectors requiring marine coverage for offices, warehouses, and food service operations that rely on watercraft for business logistics or customer transport.

CI
3021 Cypress Gardens Rd
Cypress Insurance Management
Boat Insurance Agent · Winter Haven, FL
(863) 326-1885
cypressinsuranceonline.com
LB
5405 Cypress Gardens Blvd
L.B. Yates - State Farm Insurance Agent
Boat Insurance Agent · Winter Haven, FL
(863) 324-2411
lbyates.com
SI
3395 Cypress Gardens Rd
Sealy Insurance
Boat Insurance Agent · Winter Haven, FL
(863) 324-3100
CM
205 Ave G SW
Carroll-Marshall Insurance, Inc.
Boat Insurance Agent · Winter Haven, FL
(863) 293-1111
cminsure.com
DI
190 Avenue A NW
Dershimer Insurance Agency
Boat Insurance Agent · Winter Haven, FL
(863) 299-8330
dershimerinsurance.com
BI
150 3rd St SW Suite 203
Brightway Insurance, The Bailey and Associates Agency
Boat Insurance Agent · Winter Haven, FL
(863) 614-1300
brightwaybaileyandassociates.com

What Does a a Boat Insurance Agent in Winter Haven Cost?

Typical boat insurance costs in Florida range from 300 to 800 dollars per year for a basic policy on a small boat. Larger vessels or high performance boats can cost 1000 to 3000 dollars annually. Factors include boat value horsepower age and your boating history. This is general information not insurance advice.

About boat insurance agents in Winter Haven

Boat insurance agents in Winter Haven Florida help you protect your watercraft against damage theft and liability. Florida law requires all motorized vessels to carry at least liability insurance. Local agents can guide you through state specific coverage needs for the Chain of Lakes region.

Frequently Asked Questions

Do I need boat insurance in Winter Haven Florida?

Yes Florida law requires liability insurance for any motorized vessel. Your agent can help you meet the minimum requirements and recommend additional coverage for your specific boat type.

What does boat insurance cover in Florida?

Standard policies cover physical damage to the boat liability for injury or property damage and medical payments. Many policies also include uninsured boater coverage and towing assistance.

How do I find a boat insurance agent in Winter Haven?

You can search online for local independent agents who specialize in marine insurance. Ask about their experience with Florida specific policies and the Chain of Lakes waterways.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.