The top-rated boat insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Jeremy Jones - State Farm Insurance Agent, Visitor Insurance Services of America (VISOA®). This directory lists 11 boat insurance agents serving Winter Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Dike - State Farm Insurance Agent | 680 E State Rd 434 | (407) 890-9488 |
| 2 | Pontell Insurance Group | 1331 Sundial Point | (407) 696-1333 |
| 3 | Jeremy Jones - State Farm Insurance Agent | 1049 Willa Springs Dr # 1031 | (407) 699-1531 |
| 4 | Visitor Insurance Services of America (VISOA®) | 1073 Willa Springs Dr STE 1009 | (407) 669-6400 |
| 5 | Sunny Insurance Agency LLC | 3625 FL-419 Ste 290 | (407) 274-9674 |
| 6 | Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann | 1073 Willa Springs Dr STE 2041 | (407) 955-4460 |
| 7 | Eric Camp | 126 W State Rd 434 | (407) 544-4363 |
| 8 | Jean Arthur Associates Inc | 5626 Red Bug Lake Rd | (407) 699-9930 |
| 9 | Camp Insurance Llc | 126 W State Rd 434 | (407) 544-4363 |
| 10 | Soper Perez & Associates, Inc. | 506 E State Rd 434 | (407) 327-2550 |
Josh Dike, with State Farm Insurance, serves Winter Springs and surrounding areas of Seminole County, offering boat insurance coverage tailored for local waterways. The agency works with clients to understand their specific needs for protecting watercraft, whether used for recreation on nearby lakes or for personal transportation. Policies typically address liability protection and physical damage from common risks like storms or accidents. In this coastal region, the agency handles coverage for both fishing boats and personal watercraft such as Jet Skis, ensuring customers have appropriate protection for their specific vessels.
Pontell Insurance Group provides boat insurance policies tailored for a range of watercraft in the Winter Springs, Florida area. It offers standard coverage options, including liability, physical damage, and uninsured boater protection, to address common risks on local waterways. Service plans help clients manage policy adjustments and claims support throughout the boating season. The agency serves owners of single-family homes, apartments, retail establishments, and restaurants that require marine liability protection.
Jeremy Jones - State Farm Insurance Agent in Winter Springs, Florida, serves local homeowners and boat owners seeking specialized coverage for their watercraft. The agency helps clients protect their vessels against common risks on nearby lakes and coastal waterways. Policies can cover damage, liability, and theft, ensuring boaters have financial security while enjoying regional waters. Customers rely on the agency for clear explanations of insurance options tailored to individual needs. Jeremy Jones also provides services to residents in Oviedo and other parts of the greater Orlando metro area.
Serving Winter Springs and the surrounding communities of Seminole County, Visitor Insurance Services of America (VISOA®) handles boat insurance needs for local owners. Its work includes protecting personal watercraft and larger vessels against common risks like accidents, theft, and storm damage common to Florida waterways. To complete a typical job, the agency first reviews each client’s specific watercraft and coverage preferences to find appropriate protection.
Sunny Insurance Agency LLC in Winter Springs, FL distinguishes between one-time policies for seasonal boat owners and recurring annual plans for year-round coverage, tailoring options to each customer's boating habits. Their service includes hull damage, liability, and theft protection for watercraft of various sizes docked or moored in the area. They help clients evaluate policy terms like navigation limits and agreed value coverage. This agency operates primarily on a scheduled basis for policy renewals, though customers can also request assistance as needed for new boat purchases or mid-year adjustments.
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann in Winter Springs, FL specializes in offering boat insurance policies tailored to various watercraft needs. It serves local clients seeking coverage for liability, physical damage, and personal property while on the water. The agency works to secure protection that addresses unique risks faced by boat owners in the Central Florida area. For instance, it helps clients prepare for sudden storm threats during hurricane season, ensuring they have adequate coverage before bad weather strikes.
With winter storms and sudden squalls sweeping across Lake Jesup and the St. Johns River, boat owners in Winter Springs need reliable coverage for their watercraft. Eric Camp works as a boat insurance agent right in the local community, helping vessel owners match policies to their specific needs on Central Florida waterways. Whether for a fishing skiff or a cabin cruiser, the focus remains on protecting against damage, theft, and liability while docked or underway. An initial assessment begins with reviewing the boat’s hull, motor, and safety equipment.
Jean Arthur Associates Inc specializes in helping clients secure boat insurance coverage tailored for recreational and personal watercraft in the Winter Springs, FL area. The agency assists with policy details including liability protection and physical damage coverage. They also help arrange add-ons such as towing and fuel spill liability. Clients using boats for commercial operations can also be served, including for offices, warehouses, and food service businesses.
Camp Insurance Llc serves residential boat owners in Winter Springs, Florida, helping secure coverage for personal watercraft and pleasure vessels. The agency also offers commercial boat insurance policies for local businesses operating fishing charters or rental fleets in the greater Central Florida area. Their office assists clients throughout Seminole County and nearby communities. Boat insurance agents like this one work with customers to review policy options and handle claims as needed. After an initial consultation or policy update, they are available for follow-up service between regular seasonal reviews.
Soper Perez & Associates, Inc., located in Winter Springs, FL, provides boat insurance agent services for customers along the inland waterways and coastal communities of central Florida. As a local agency, it focuses on matching recreational boaters with coverage that addresses regional risks like storm damage and navigational liability. A key specialty service it can add on is uninsured boater protection, offering extra financial security when another vessel causes damage.
What Does a a Boat Insurance Agent in Winter Springs Cost?
Boat insurance costs in Florida vary widely based on boat type, value, and usage. For a typical 20-foot runabout, annual premiums range from 300 to 600 dollars. A larger yacht or high-performance boat may cost 1,000 to 3,000 dollars or more per year. Factors like your boating experience, claims history, and storage location also affect the price. This is general information and not insurance advice.
About boat insurance agents in Winter Springs
Boat insurance agents in Winter Springs Florida help you protect your vessel with policies that meet state requirements. Florida law does not require boat insurance for most watercraft, but marinas and lenders often demand it. Local agents can guide you on liability coverage and hurricane protection specific to Central Florida waterways.
Frequently Asked Questions
Do I need boat insurance in Winter Springs Florida?
Florida law does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require coverage. An agent can explain your options.
What does a boat insurance policy in Florida typically cover?
Standard policies include liability for injury or damage to others, physical damage to your boat, and uninsured boater coverage. Many policies also cover towing and emergency assistance on lakes like Lake Jesup or the St. Johns River.
How do Florida weather risks affect boat insurance costs?
Florida hurricane and tropical storm risks can increase premiums. Many policies have a separate hurricane deductible, often 1 to 5 percent of the hull value. An agent in Winter Springs can help you understand these deductibles.
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