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HomeBoat Insurance AgentsMaryland › Annapolis

Find Boat Insurance Agents Near You in Annapolis, MD

Browse boat insurance agents serving Annapolis, Maryland. Updated 2026-07-14.

The top-rated boat insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include Debbie Hart - State Farm Insurance Agent, JSR Insurance, CNR Insurance Inc. This directory lists 22 boat insurance agents serving Annapolis.

Showing 22 boat insurance agents in Annapolis, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mathes Insurance Advisors, Inc.2525 Riva Rd Suite 105(410) 295-9900
2Debbie Hart - State Farm Insurance Agent49 Old Solomons Island Rd Ste 203(410) 266-5353
3JSR Insurance793 Fairview Ave(443) 529-9109
4CNR Insurance Inc166 West St(410) 897-9890
5Goosehead Insurance - Tim Coe1125 West St Suite 200, Office 244(443) 924-6704
6Sterling Acceptance Corporation100 Severn Ave #101(410) 268-1545
7Old Bay Insurance Agency133 Defense Hwy #214(410) 777-5390
8Marshelle Ball - State Farm Insurance Agent175 Admiral Cochrane Dr # 200(443) 808-8741
9O'Brien & Associates339 Buschs Frontage Rd #206(410) 571-5900
10Bay Area Insurance1 Annapolis St STE 100(410) 647-7333
MI
2525 Riva Rd Suite 105
Mathes Insurance Advisors, Inc.
Boat Insurance Agent · Annapolis, MD

Mathes Insurance Advisors, Inc., serving the Annapolis, MD area, is an agency that specializes in boat insurance. They help clients navigate coverage options for vessels used on the Chesapeake Bay. Policies typically protect against common risks like physical damage, theft, and liability on the water. The agency works with various insurance carriers to tailor plans for different boat types and usage patterns. They assist with coverage for sailboats and motor yachts, as well as personal watercraft liability protections.

DH
49 Old Solomons Island Rd Ste 203
Debbie Hart - State Farm Insurance Agent
Boat Insurance Agent · Annapolis, MD

Debbie Hart - State Farm Insurance Agent, located in Annapolis, MD, provides a comprehensive range of boat insurance services. She helps clients secure coverage for vessels including yachts, sailboats, and personal watercraft, offering tailored protection against theft and accidents. Consultations focus on assessing individual needs, and policies often include liability and property damage coverage. Ongoing support helps clients maintain their policies as circumstances change. The agency serves a diverse clientele, insuring boats used with single-family homes, apartments, retail shops, and waterfront restaurants throughout the Annapolis area.

JI
793 Fairview Ave
JSR Insurance
Boat Insurance Agent · Annapolis, MD

Boat owners navigating the Chesapeake Bay and its tributaries rely on JSR Insurance for their watercraft coverage needs. This Annapolis-based agency helps clients secure policies for yachts, sailboats, and smaller recreational vessels. Understanding the region’s unique maritime risks, it works to match each boater with appropriate liability and hull protection. The agency also assists local homeowners who keep trailers or personal watercraft on their property. Beyond the Annapolis city limits, it serves the greater waterfront community across Edgewater and the surrounding Anne Arundel County shoreline.

CI
166 West St
CNR Insurance Inc
Boat Insurance Agent · Annapolis, MD

CNR Insurance Inc serves Annapolis, Maryland, and the surrounding Chesapeake Bay communities, handling boat insurance for a wide range of watercraft. Policies typically protect pleasure vessels, from small runabouts to larger cruisers, including standard liability and physical damage coverage. The company also addresses unique regional concerns such as hurricane protection and navigational risks on tidal waters. To handle a typical job, it employs a straightforward consultation approach that first assesses the client’s specific vessel and how it is used to tailor coverage appropriately.

GI
1125 West St Suite 200, Office 244
Goosehead Insurance - Tim Coe
Boat Insurance Agent · Annapolis, MD

Boat owners in Annapolis, MD may choose between one-time policies for a single voyage or scheduled coverage for a full season, with both options protecting against damage, theft, and liability. Goosehead Insurance - Tim Coe serves clients by customizing these choices for local waterways. For those needing flexibility, service can be arranged on an as-needed basis throughout the year.

SA
100 Severn Ave #101
Sterling Acceptance Corporation
Boat Insurance Agent · Annapolis, MD

Sterling Acceptance Corporation specializes in boat insurance for pleasure craft in the Annapolis, Maryland area. The agency provides coverage for various vessels, helping clients protect their investments on the Chesapeake Bay and surrounding waterways. General services include policy consultations, risk assessment for different boat types, and claims assistance after accidents or damage. It also addresses seasonal concerns, such as securing proper winter lay-up protection when boats are stored during the colder months.

OB
133 Defense Hwy #214
Old Bay Insurance Agency
Boat Insurance Agent · Annapolis, MD

Spring storms can bring sudden wind and wave damage to vessels moored in Annapolis. Old Bay Insurance Agency responds with specialized boat insurance policies that address the unique risks of Chesapeake Bay cruising and local marina storage. Coverage options are tailored for sailboats, powerboats, and personal watercraft, protecting against storm damage, collision, theft, and liability while afloat or on the trailer. Each policy begins with a professional conversation about the vessel’s use and storage. The initial step is a no-obligation consultation to assess the boat’s value and coverage needs.

MB
175 Admiral Cochrane Dr # 200
Marshelle Ball - State Farm Insurance Agent
Boat Insurance Agent · Annapolis, MD

Marshelle Ball - State Farm Insurance Agent in Annapolis, MD, provides comprehensive boat insurance policies for watercraft owners. The agency specializes in adding coverage for equipment, towing, and liability protection to standard marine policies. These tailored options help safeguard vessels against common risks on the Chesapeake Bay and its tributaries. The agency can serve commercial sectors including marinas, boat repair offices, waterfront warehouses, and food service operations located near the water.

OB
339 Buschs Frontage Rd #206
O'Brien & Associates
Boat Insurance Agent · Annapolis, MD

O'Brien & Associates in Annapolis, MD offers residential boat insurance, helping local owners protect their vessels. They also provide commercial marine coverage for businesses reliant on watercraft in the Chesapeake Bay area. Working with a range of local carriers, they arrange policies that match the specific needs of Annapolis mariners and boaters. For existing clients, the agency follows up between regular scheduled visits to review any changing coverage requirements.

BA
1 Annapolis St STE 100
Bay Area Insurance
Boat Insurance Agent · Annapolis, MD

Bay Area Insurance in Annapolis, MD is a local boat insurance agent known for helping clients secure tailored coverage for recreational vessels. The company serves boat owners throughout the Chesapeake Bay region, offering policies that protect against common on-water risks. Their service includes assistance with hull and liability protection, plus options for equipment and trailer coverage. Additionally, they provide specialized endorsements for fishing gear and navigation equipment.

HM
2498 Riva Rd
Henry M Murray Insurance Agency
Boat Insurance Agent · Annapolis, MD
(410) 224-2664
henrymurray.com
SB
108 Old Solomons Island Rd Bldg 2
Simpson and Blom Insurance
Boat Insurance Agent · Annapolis, MD
(410) 573-9104
simpsonandblom.com
RS
2049 West St Suite 202
Ramsey's Insurance, Inc
Boat Insurance Agent · Annapolis, MD
(410) 266-9363
ramseys-insurance.com
JM
111 Forbes St
Jack Martin Insurance Advisors
Boat Insurance Agent · Annapolis, MD
(410) 263-8000
askjack.cc
JT
1214 West St
John Thibodeau - State Farm Insurance Agent
Boat Insurance Agent · Annapolis, MD
(410) 268-3101
thibodeauinsurance.com
LI
1910 Towne Centre Blvd Suite 250
Lindquist Insurance
Boat Insurance Agent · Annapolis, MD
(443) 837-3200
lindquistinsurance.com
FS
1997 Annapolis Exchange Ste 300
Full Sail Insurance
Boat Insurance Agent · Annapolis, MD
(410) 671-0928
fullsailinsurance.com
GI
1997 Annapolis Exchange Suite 410
Goosehead Insurance - Brian Madden
Boat Insurance Agent · Annapolis, MD
(301) 476-6012
goosehead.com/agents/md/annapolis/brian-madden
MP
133 Defense Hwy #214
Maryland Permanent Insurance
Boat Insurance Agent · Annapolis, MD
(410) 777-5390
oldbayinsurance.com
JM
135 Old Solomons Island Rd
Jack Martin & Associates
Boat Insurance Agent · Annapolis, MD
(410) 626-1000
jackmartin.com
KI
810 E College Pkwy
Kelly Insurance & Investments, Inc. | Kelly Financial Advisors, LLC
Boat Insurance Agent · Annapolis, MD
(410) 349-3806
getkbi.com
BM
1004A Harbor Dr
Beck Marine Insurance
Boat Insurance Agent · Annapolis, MD
(443) 336-8094
beckmarineinsurance.com

What Does a a Boat Insurance Agent in Annapolis Cost?

Typical annual premiums for boat insurance in Maryland range from 300 to 800 dollars for a small powerboat and 500 to 1500 dollars for a larger sailboat or cruiser. Costs depend on the vessel value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.

About boat insurance agents in Annapolis

Boat insurance agents in Annapolis Maryland help you protect your vessel against risks on the Chesapeake Bay and inland waterways. Maryland law requires liability coverage for certain watercraft operated on state waters. An agent can explain how local weather patterns and navigational hazards affect your policy options.

Frequently Asked Questions

What types of boat insurance are available in Annapolis?

Agents offer liability coverage, hull insurance, and uninsured boater protection. They also provide policies for towing and fuel spill liability. Maryland requires proof of insurance for boats with motors over certain horsepower.

How do I find a boat insurance agent in Annapolis?

You can search the Maryland Insurance Administration website for licensed agents. Many local agencies specialize in marine policies and understand Chesapeake Bay conditions. Ask about their experience with sailboats and powerboats common in Annapolis.

What documents do I need to get a boat insurance quote?

You will need your boat registration number, hull identification number, and details about the vessel value and usage. The agent may also ask about your boating experience and safety equipment. Maryland requires a valid registration for all motorized vessels.

Boat Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.