The top-rated boat insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 992 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 21 boat insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | Chris Durand - State Farm Insurance Agent | 9085 Shady Grove Ct | (301) 948-8522 |
| 5 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 6 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 7 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 8 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 9 | Kevin Ha - State Farm Insurance Agent | 656 Quince Orchard Rd Ste 108 | (240) 252-3034 |
| 10 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
Christian Durand - State Farm Insurance Agent serves the Gaithersburg, Maryland area and surrounding Montgomery County, specializing in boat insurance. This agency provides essential coverage for a variety of watercraft, protecting owners against risks like collision, theft, and liability. Customers can expect tailored policies that address their specific boating needs. The agent handles both personal watercraft insurance and standard boat insurance for vessels of different sizes.
Juan Aguirre - State Farm Insurance Agent provides boat insurance coverage, including liability, physical damage, and medical payments for watercraft owners. It helps clients select appropriate policy options to match their boating needs and navigates claims when necessary. The agent assists with coverage review and policy adjustments to maintain adequate protection throughout ownership. This location in Gaithersburg, MD, services boat owners for personal watercraft, fishing boats, sailboats, and small yachts, as well as single-family homes, apartments, retail locations, and restaurants.
Homeowners and local businesses in Gaithersburg, Maryland, rely on Capitol Benefits, LLC for their boat insurance needs. This agency helps clients secure coverage for personal watercraft and larger vessels against damage and liability. They focus on matching policies to each customer’s specific boating activities on nearby lakes and rivers. The staff understands the unique exposures faced by boat owners in the greater Montgomery County area. Capitol Benefits, LLC also serves boaters throughout the Washington, D.C., metro region, from Rockville to Germantown.
Chris Durand - State Farm Insurance Agent serves Gaithersburg, Maryland, and the surrounding communities, offering boat insurance policies for personal watercraft and larger vessels in the region. As a local agent, the office helps clients navigate coverage options that address common risks on area waterways and lakes. To handle a typical job, the agent gathers vessel details, discusses potential liabilities, and explains how deductibles relate to premium costs before finding a suitable plan from the company's suite of protections.
For boat owners in Gaithersburg, MD, a one-time insurance policy can cover a single season’s liability while a recurring annual plan provides continuous protection. John F Cooper Jr - State Farm Insurance Agent assists clients with policies that typically include coverage for physical damage to the vessel and medical payments for passengers. This agency helps boaters select the appropriate options based on their usage and storage arrangements. Service is available on a scheduled basis for reviewing and updating coverage, as well as on an as-needed basis when a new vessel is purchased.
As a dedicated boat insurance agency, Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, helps Gaithersburg area clients with comprehensive coverage options for a wide range of watercraft. It works to protect owners from the unique liabilities and physical damages posed by inland lakes and tidal rivers. The agency also addresses the specific need for adequate liability limits for towing and fuel spill cleanup. A key seasonal concern it helps with is ensuring proper winter lay-up coverage to guard against storage damage and theft during the off-season months.
When seasonal storms or high traffic on local waterways raise coverage concerns, Fidencio Gonzalez: Allstate Insurance in Gaithersburg, MD helps boat owners navigate their options. As a marine agent, the company matches vessel policies to typical regional exposures, including theft, collision, and liability. Coverage details are explained clearly so clients understand deductibles and policy limits before committing. An initial assessment of the boat and its intended use begins the process, and a full inspection of the vessel is then scheduled to finalize the quote.
Dave Vidmar - State Farm Insurance Agent, based in Gaithersburg, MD, provides comprehensive boat insurance coverage for local watercraft owners. The agency specializes in protecting vessels against risks such as accidents, theft, and weather damage common to the region's waterways. As a boat insurance agent, Dave Vidmar helps clients secure policies that may include liability protection and coverage for trailers and equipment. This firm can serve commercial sectors including offices, warehouses, and food service operations that require vehicle and property insurance solutions.
Kevin Ha - State Farm Insurance Agent in Gaithersburg, MD, provides residential boat insurance for personal watercraft and pleasure vessels. Commercial coverage is also available to protect fishing charters or rental operations in the Montgomery County area. Policies can address liability, physical damage, and towing for boats moored in the Chesapeake Bay region. Follow-up service is offered between regular policy reviews to adjust coverage as boating seasons change throughout the year.
Nazar Insurance Agency in Gaithersburg, MD, is known for providing comprehensive boat insurance coverage for a wide range of watercraft in the local area. Its services extend to helping boat owners protect their vessels against common risks on nearby rivers and lakes. The agency assists clients in selecting appropriate liability protection and physical damage policies to suit their specific needs. For those seeking enhanced security on the water, the agency can add on coverage for personal watercraft like jet skis.
What Does a a Boat Insurance Agent in Gaithersburg Cost?
Boat insurance costs in Maryland typically range from 200 to 800 dollars per year for a standard runabout, but can be higher for larger yachts or high-performance boats. Factors include boat value, horsepower, navigation area, and your claims history. Premiums also vary based on coverage limits and deductibles you choose. This is general information, not insurance advice.
About boat insurance agents in Gaithersburg
Boat insurance agents in Gaithersburg, Maryland help protect your vessel against damage, theft, and liability. Maryland law requires all motorized vessels to carry liability insurance if operated on state waters. Local agents can tailor policies for the Potomac River and nearby lakes.
Frequently Asked Questions
What types of boat insurance are available in Gaithersburg?
Common coverages include liability, collision, comprehensive, and uninsured boater protection. Many policies also cover towing and fuel spill liability. Your agent can help you choose based on your boat type and usage.
Is boat insurance required in Maryland?
Yes, Maryland law requires liability insurance for any motorized vessel operated on state waters. Minimum limits are 50,000 dollars for bodily injury per person and 100,000 dollars per accident. Proof of insurance must be carried on board.
How do I find a boat insurance agent in Gaithersburg?
You can search online directories or contact local independent agencies. Many agents in Gaithersburg serve boat owners on the Potomac River and Seneca Creek. Compare quotes from multiple providers to find suitable coverage.
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