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Find Boat Insurance Agents Near You in Germantown, MD
Looking for a boat insurance agent in Germantown? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 15 boat insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
Brokerage Services International, Inc.
19785 Crystal Rock Dr STE 211, Germantown, MD 20874
(301) 540-8484
bsibroker.com
Professional Insurance Agency
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 980-4722
professional-truck-insurance.com
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
Boat insurance agents in Germantown Maryland help protect your watercraft from damage theft and liability. Maryland law requires all motorized vessels to carry minimum liability insurance. Local agents can guide you through coverage options that meet state requirements and protect your investment on the Potomac River or Chesapeake Bay.
What Does a Boat Insurance Agent in Germantown Cost?
Boat insurance costs in Maryland typically range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high performance boats can cost 1000 to 3000 dollars or more annually. Factors include boat value horsepower age and your boating history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Germantown Maryland?
Boat insurance typically covers physical damage to your vessel liability for injuries or property damage you cause and medical payments. Many policies also include coverage for towing and wreckage removal. Maryland law requires at least 50000 dollars in liability coverage for motorized boats.
Is boat insurance required by law in Maryland?
Yes Maryland law requires all motorized vessels including personal watercraft to have liability insurance. The minimum coverage is 50000 dollars for bodily injury or death per person 100000 dollars per accident and 50000 dollars for property damage. Noncompliance can result in fines and registration suspension.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.