The top-rated boat insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Lindquist Insurance. This directory lists 21 boat insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 5 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 6 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 7 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 8 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
| 9 | Comparion Insurance Agency | 5283 Corporate Dr Ste 302 | (301) 620-1061 |
| 10 | Will Ehrenpreis - State Farm Insurance Agent | 182 Thomas Johnson Dr #105 | (301) 620-2422 |
Danielle Leonard - State Farm Insurance Agent serves the Frederick, Maryland area and the surrounding county. As a boat insurance agent, this agency helps clients protect their watercraft against common risks found in local lakes and rivers. Policies are designed to cover damages from collisions, weather events, and theft. Liability protection is also available for incidents that occur on navigable waterways. The agency handles quotes for personal watercraft like jet skis and can also arrange coverage for larger cabin cruisers docked at regional marinas.
Adams Insurance Agency, a Relation Company in Frederick, MD, provides boat insurance agent services that cover a range of watercraft protection needs, from liability coverage to hull and equipment policies. It also offers ongoing service plans to help clients review their policies for adequate coverage each season. The agency handles the insurance needs of various property types, including single-family homes, apartments, retail locations, and restaurants.
Kathy Schultze - State Farm Insurance Agent in Frederick, MD serves boat owners seeking coverage for watercraft ranging from small fishing boats to larger pleasure vessels. Policies typically protect against liability, physical damage, theft, and weather-related incidents common on local waterways. Boat owners in and around Frederick benefit from personalized risk assessments and policy explanations. The agency also extends its boat insurance services to residents of nearby communities such as Walkersville, ensuring broader coverage across the regional metro area.
Serving Frederick, Maryland, and the surrounding communities, Lindquist Insurance works as a boat insurance agent, helping local boat owners secure protection for their watercraft. It handles coverage needs such as liability, physical damage, and related marine risks specific to the region’s lakes and rivers. The company begins each job by assessing the client’s vessel and typical usage, then matching those details to suitable policy options from available carriers to ensure proper coverage.
A local boat insurance agent generally distinguishes between seasonal policies for boaters who use their vessels only during certain months and year-round comprehensive coverage. BMC Insurance, located in Frederick, MD, can help arrange policies that protect against damages, liability, and theft for various watercraft. Service options are available on a one-time or as-needed basis, depending on whether a client needs a single policy review or ongoing support for changing coverage needs through the boating season.
Specializing in coverage for a variety of recreational boats, jet skis, and small watercraft, Escobar Insurance Agency in Frederick, MD, evaluates individual policies to match specific vessel values and usage patterns. The agency works with area boaters to secure liability, comprehensive, and collision protection against common local risks such as sudden storms on nearby lakes or rivers. It helps navigating the complexities of winter lay-up policies and ensures proper coverage is active before the busy summer boating season begins.
As spring storms approach the Chesapeake Bay watershed, boat owners face the risk of unexpected damage to their vessels. Lebherz Insurance in Frederick, MD, provides boat insurance agent services to help local mariners secure appropriate coverage for their watercraft. This agency works with clients to tailor policies that address common regional needs, such as weather-related protection and liability on inland waterways. The process begins with an inspection or an initial assessment of the boat’s value and usage.
Insurance Brokers of Maryland, LLC in Frederick, MD works with boat owners to secure coverage for their watercraft. It specializes in liability protection and physical damage coverage, often extending to accessories and equipment. Policies can be tailored for different vessel types and usage patterns in the Chesapeake Bay region. The agency also serves commercial sectors including offices, warehouses, and food service operations.
As a residential boat insurance agent in Frederick, MD, Comparion Insurance Agency helps local boat owners protect their watercraft with tailored coverage. They also assist commercial marine clients, ensuring both personal and business vessels are properly insured across the region. Their service area encompasses Frederick and the surrounding Maryland communities, offering convenience for policyholders. Through thorough initial consultations and careful policy adjustments, the agency works to establish ongoing client relationships, providing follow-up service and repeat coverage between regular seasonal visits.
Will Ehrenpreis - State Farm Insurance Agent in Frederick, MD, is known for providing personalized boat insurance coverage to local recreational boat owners and marinas. The agency serves clients throughout the Frederick area, offering policies that protect against common risks on regional waterways. Tailored plans can cover liability, physical damage, and towing expenses. A specialty service the agency can add on is separate coverage for personal watercraft like jet skis, ensuring all water vessels on a property are properly insured.
What Does a a Boat Insurance Agent in Frederick Cost?
Boat insurance costs in Maryland vary based on boat value length horsepower and your boating experience. Typical annual premiums for a small fishing boat range from 200 to 500 dollars while larger cabin cruisers can cost 800 to 2000 dollars or more per year. Factors like storage location and safety equipment also affect price. This is general information not insurance advice.
About boat insurance agents in Frederick
Frederick Maryland boat owners can work with a local boat insurance agent to protect their watercraft from damage theft and liability. Maryland law requires all motorized vessels to carry liability insurance and an agent can help you meet these requirements while tailoring coverage to your specific boating needs on the Potomac River or local lakes.
Frequently Asked Questions
Do I need boat insurance in Frederick Maryland?
Yes Maryland law requires liability insurance for all motorized vessels registered in the state. Minimum coverage is 20 thousand dollars for bodily injury per person 40 thousand per accident and 10 thousand for property damage.
What does a boat insurance agent in Frederick do?
A boat insurance agent helps you compare policies from different insurers to find coverage for your boat type and use. They can explain options like agreed value coverage wreckage removal and uninsured boater protection.
How long do I have to file a boat insurance claim in Maryland?
Maryland does not set a specific time limit for filing a boat insurance claim but your policy will state a deadline usually 30 to 60 days after the incident. Check your policy or ask your agent for exact timeframes.
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