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HomeBoat Insurance AgentsMichigan › Kalamazoo

Find Boat Insurance Agents Near You in Kalamazoo, MI

Browse boat insurance agents serving Kalamazoo, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Kalamazoo, Michigan is Ryan Smeader - State Farm Insurance Agent, rated 4.9 stars across 860 reviews. Other highly rated options include Kelly Peters: Allstate Insurance, Kalamazoo Insurance, Duncan Insurance Agency. This directory lists 20 boat insurance agents serving Kalamazoo.

Showing 20 boat insurance agents in Kalamazoo, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Smeader - State Farm Insurance Agent3030 S 9th St STE 3A(269) 459-9119
2Kelly Peters: Allstate Insurance4031 W Main St STE 300(269) 569-8262
3Kalamazoo Insurance2415 S 11th St Suite A1(269) 978-6100
4Duncan Insurance Agency6939 W Q Ave(269) 569-7076
5Scott Kibler - State Farm Insurance Agent5585 Gull Rd #111(269) 349-7166
6Ron Jackson Insurance Agency220 N Drake Rd(269) 345-8577
7L.A. Insurance3318 Stadium Dr(269) 353-5333
8Acrisure Kalamazoo, MI (Keyser Insurance Group)315 S Kalamazoo Mall(877) 381-3570
9Landon Kovacs - State Farm Insurance Agent810 W Kilgore Rd(269) 382-1781
10Troy Weldon - State Farm Insurance Agent2275 S 11th St(269) 375-7500
RS
3030 S 9th St STE 3A
Ryan Smeader - State Farm Insurance Agent
Boat Insurance Agent · Kalamazoo, MI

Ryan Smeader - State Farm Insurance Agent serves the Kalamazoo, Michigan, area, offering boat insurance coverage for local watercraft owners. This agency handles policies that protect against common risks such as damage, theft, and liability while navigating inland lakes and rivers. Clients can discuss tailored options to cover their specific vessel type, whether a small fishing boat or a larger cabin cruiser. The agency also provides assistance with insurance for boat trailers and storage needs during Michigan’s off-season months.

KP
4031 W Main St STE 300
Kelly Peters: Allstate Insurance
Boat Insurance Agent · Kalamazoo, MI

Kelly Peters: Allstate Insurance provides boat insurance services for the Kalamazoo area, covering liability and physical damage for various watercraft. Policies can be tailored to include coverage for towing and emergency assistance on the water, ensuring comprehensive protection during seasonal use. The company also offers customizable service options to safeguard both boats and their owners. It services single-family homes with watercraft, apartments with dock access, and nearby retail and restaurant properties that operate marinas or related water-based activities.

KI
2415 S 11th St Suite A1
Kalamazoo Insurance
Boat Insurance Agent · Kalamazoo, MI

Kalamazoo Insurance serves local boat owners who need reliable coverage for their watercraft on Michigan lakes and rivers. The agency helps customers understand hull valuations, liability protections, and coverage limits for docks and trailers. Policies are designed to protect against common risks such as storms, collisions, and theft. Clients in Kalamazoo can expect guidance on choosing appropriate deductibles and seasonal storage options. The agency also extends its services to boat owners in nearby Portage, ensuring comprehensive coverage across the greater Kalamazoo metro area.

DI
6939 W Q Ave
Duncan Insurance Agency
Boat Insurance Agent · Kalamazoo, MI

Duncan Insurance Agency serves boat owners in Kalamazoo, Michigan, and the surrounding communities throughout Kalamazoo County. The agency handles insurance coverage for a variety of watercraft, including fishing boats, pontoons, motor yachts, and personal watercraft. It focuses on matching each client with a policy that fits their specific needs on the lakes and rivers in the area. When handling a typical job, it first assesses the vessel’s use and value to identify appropriate liability and physical damage coverage options.

SK
5585 Gull Rd #111
Scott Kibler - State Farm Insurance Agent
Boat Insurance Agent · Kalamazoo, MI

Based in Kalamazoo, Michigan, Scott Kibler’s State Farm agency assists boat owners by distinguishing between episodic requests for new policies and the ongoing management of annual coverage updates. Their work includes securing appropriate liability and physical damage protection for watercraft, tailored to local lake and river conditions. Service typically operates on a scheduled basis, aligning with seasonal policy renewals and policyholder reviews for the Kalamazoo area.

RJ
220 N Drake Rd
Ron Jackson Insurance Agency
Boat Insurance Agent · Kalamazoo, MI

Ron Jackson Insurance Agency in Kalamazoo, MI, specializes in arranging coverage tailored to various watercraft, including fishing boats, pontoons, and personal watercraft. It works to help boat owners select the appropriate policy for their specific needs, such as liability protection or physical damage coverage. The agency assists clients through the process of evaluating deductibles and policy limits common to inland and Great Lakes navigation. During Michigan’s unpredictable spring and fall months, it helps local policyholders adjust their coverage to address sudden storms or early freeze warnings.

LI
3318 Stadium Dr
L.A. Insurance
Boat Insurance Agent · Kalamazoo, MI

With the unpredictable weather on the Great Lakes and the many inland waterways around Kalamazoo, boat owners face unique seasonal risks from storms and sudden temperature shifts. L.A. Insurance provides coverage options tailored to these local conditions, helping protect vessels from hull damage, theft, and liability concerns on the water. Their focus is on matching policies to individual boating habits and storage needs. To begin, they typically review the boat's condition and usage history to recommend an appropriate plan, ensuring the initial assessment covers all key coverages for the coming season.

AK
315 S Kalamazoo Mall
Acrisure Kalamazoo, MI (Keyser Insurance Group)
Boat Insurance Agent · Kalamazoo, MI

As spring awakens the lakes and rivers around Kalamazoo, boat owners begin preparing their vessels for the season ahead. Acrisure Kalamazoo, MI (Keyser Insurance Group) offers boat insurance coverage tailored to local waterways and typical regional watercraft. Policies can address liability, physical damage, and towing needs common on inland lakes and the Kalamazoo River. For those navigating larger bodies like Lake Michigan, additional considerations for storage and longer trips are available. A new policy begins with a thorough inspection and an initial assessment of the boat’s condition and intended use.

LK
810 W Kilgore Rd
Landon Kovacs - State Farm Insurance Agent
Boat Insurance Agent · Kalamazoo, MI

Landon Kovacs - State Farm Insurance Agent provides boat insurance coverage for clients in Kalamazoo, MI, offering protection for watercraft against common risks. This agency can also tailor policies with specialized add-ons such as towing assistance and coverage for onboard equipment. Agents work with local boat owners to explain policy limits and liability options. The agency serves commercial sectors that require property and liability coverage, including offices, warehouses, and food service businesses.

TW
2275 S 11th St
Troy Weldon - State Farm Insurance Agent
Boat Insurance Agent · Kalamazoo, MI
SP
2618 Portage Street
Sabrina Pritchett-Evans - State Farm Insurance Agent
Boat Insurance Agent · Kalamazoo, MI
(269) 342-0204
callsabrina.com
AI
5149 Gull Rd
AAA Insurance - Western Michigan Insurance Agency, LLC
Boat Insurance Agent · Kalamazoo, MI
(269) 343-9746
locator.acg.aaa.com/mi/kalamazoo/aaa-insurance-western-michigan-insurance-agency-llc
FI
4230 S Westnedge Ave Suite 4
Farmers Insurance- Carson Cook
Boat Insurance Agent · Kalamazoo, MI
(269) 440-5550
agents.farmers.com/mi/kalamazoo/carson-cook
FI
259 E Michigan Ave #409
Farmers Insurance - MacNeill Agency
Boat Insurance Agent · Kalamazoo, MI
(269) 612-3276
macneillagency.com
AI
6076 S 12th St #6
AAA Insurance - Fakler Insurance Agency
Boat Insurance Agent · Kalamazoo, MI
(269) 447-2042
locator.acg.aaa.com/mi/kalamazoo/aaa-insurance-fakler-insurance-agency
FI
6178 Stadium Dr
Farmers Insurance - Mark Johnson
Boat Insurance Agent · Kalamazoo, MI
(269) 353-8811
agents.farmers.com/mi/kalamazoo/mark-johnson
WI
350 E Michigan Ave
Worgess Insurance & Financial Services
Boat Insurance Agent · Kalamazoo, MI
(269) 488-3221
worgess.com
TW
5050 Gull Rd
Tracy Wright: Allstate Insurance
Boat Insurance Agent · Kalamazoo, MI
(269) 373-1010
agents.allstate.com/tracy-wright-kalamazoo-mi-15462886.html
IA
1019 E Vine St
IWM Agency Inc
Boat Insurance Agent · Kalamazoo, MI
(269) 343-5596
progressiveagent.com/local-agent/michigan/kalamazoo/iwm-agency-inc-1
TH
5840 King Hwy
Ted Hartleb Agency
Boat Insurance Agent · Kalamazoo, MI
(269) 385-5911
hartlebagency.com

What Does a a Boat Insurance Agent in Kalamazoo Cost?

Boat insurance premiums in Kalamazoo, Michigan generally range from 200 to 2,000 dollars per year. Factors include the boat type, age, horsepower, your claims history, and where you store the boat. Policies for small outboard boats often start around 200 to 400 dollars annually, while larger yachts or high speed watercraft can exceed 2,000 dollars. This is general information and not insurance advice.

About boat insurance agents in Kalamazoo

Boat insurance agents in Kalamazoo, Michigan help you protect your watercraft on the Kalamazoo River and nearby lakes. Michigan law does not require boat insurance for most private watercraft, but marinas and lenders often require it. An agent can guide you through liability, physical damage, and uninsured boater coverage options.

Frequently Asked Questions

Do I need boat insurance in Kalamazoo Michigan?

Michigan law does not mandate boat insurance for most private watercraft. However, if you have a loan on your boat or store it at a marina, the lender or marina will likely require liability and physical damage coverage.

What does boat insurance cover in Michigan?

Boat insurance in Michigan typically covers liability for bodily injury and property damage, physical damage to your boat from collision or theft, and medical payments. You can also add coverage for personal effects, towing, and uninsured boaters.

How much does boat insurance cost in Kalamazoo Michigan?

Boat insurance costs in Michigan vary widely based on boat value, size, engine power, and your boating history. A typical policy for a small fishing boat might cost 200 to 500 dollars per year, while a larger cruiser could cost 800 to 2,000 dollars annually.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.