The top-rated boat insurance agent in Macomb, Michigan is Aaron Seitz - State Farm Insurance Agent, rated 5.0 stars across 304 reviews. Other highly rated options include AAA Macomb, Alcon Insurance Services, AAA Insurance - Ron Steffens Agency. This directory lists 10 boat insurance agents serving Macomb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Seitz - State Farm Insurance Agent | 16392 26 Mile Rd | (586) 992-1175 |
| 2 | AAA Macomb | 21851 Hall Rd | (586) 469-4050 |
| 3 | Alcon Insurance Services | 53230 Abraham Dr | (586) 467-5775 |
| 4 | AAA Insurance - Ron Steffens Agency | 50798 Romeo Plank Rd | (586) 954-2461 |
| 5 | Markus Insurance | 46401 Romeo Plank Rd # 3A | (586) 228-1313 |
| 6 | Farm Bureau Insurance-Abdul Berjaoui Agency | 45200 Card Rd Suite 112 | (586) 371-2099 |
| 7 | Gompers, Cornish & Barr | 22955 21 Mile Rd | (586) 949-2300 |
| 8 | Michigan Farm Bureau Insurance - Austin Nardecchia Agency | 45200 Card Rd Suite 112 | (586) 371-2348 |
| 9 | Mitzel Agency Inc | 45200 Card Rd Suite 120 | (586) 773-8600 |
| 10 | Merrick Maris IV Insurance Agency | 45200 Card Rd Suite 112 | (586) 214-2992 |
Aaron Seitz - State Farm Insurance Agent serves the Macomb, Michigan area and offers boat insurance coverage for local watercraft owners. The agency provides policies that help protect against common risks on lakes and inland waterways. Boat insurance typically covers liability for accidents and physical damage to the vessel. Customers can work with the agent to choose appropriate deductibles and coverage limits. The agency specifically handles protection for fishing boats and personal watercraft like jet skis.
AAA Macomb provides a full range of boat insurance agent services for clients in Macomb, MI. It assesses coverage needs, helps secure policies for various watercraft, and assists with claims filing and policy adjustments. Its service plans may include annual policy reviews and consultations on coverage limits. The company typically services single-family homes with boat storage, waterfront apartments, coastal retail properties, and restaurants that maintain watercraft for business use.
Alcon Insurance Services serves Macomb, Michigan, and the surrounding communities, handling boat insurance policies for local boat owners. It addresses coverage for a range of watercraft, from small fishing boats to larger pleasure vessels used on inland lakes and rivers. The company works with clients to identify appropriate protection for their specific vessel and its typical usage. In handling a typical job, it reviews the client’s boating needs and local risks to tailor a policy that fits their individual situation.
AAA Insurance - Ron Steffens Agency serves homeowners and other local boat owners in Macomb, Michigan, with specialized boat insurance policies. The agency helps clients protect their watercraft and related equipment from common risks on nearby lakes and rivers. It provides coverage options tailored to various types of boats and usage patterns in the region. The agency also extends its services to the neighboring community of Shelby Township and the broader Macomb County area.
Some boat insurance clients need a single seasonal policy for one vessel, while others require ongoing adjustments for a fleet of watercraft. Markus Insurance in Macomb, MI covers both paths. When policyholders add safety equipment or change usage, their coverage adapts accordingly. This agent helps match protection to the specific needs of each boater, from small lakes to Great Lakes trips. Service runs on a one-time or as-needed basis, depending on the complexity of the insurance arrangement.
Farm Bureau Insurance-Abdul Berjaoui Agency in Macomb, MI specializes in boat insurance policies tailored for local waterways and recreational needs, then assists clients with general coverage for liability and physical damage. This agency provides guidance on protection against common risks faced by boat owners in Michigan, such as accidents on the water or theft of equipment. It specifically addresses coverage needs during storms or high winds, which can cause unexpected damage to moored vessels.
With boating season approaching on Lake St. Clair and the surrounding waterways, Macomb boat owners require reliable coverage for their vessels. Gompers, Cornish & Barr provides boat insurance agent services tailored to these local conditions, helping clients select policies that address liability, physical damage, and trailering needs. They walk customers through common coverage options without using pressure or confusing jargon. Standard procedures include reviewing the boat’s hull identification number, safety equipment, and mooring location during the initial assessment.
Michigan Farm Bureau Insurance - Austin Nardecchia Agency provides boat insurance coverage options to clients in Macomb, Michigan. The agency focuses on protecting watercraft against liabilities, physical damage, and common risks on local lakes and rivers. Beyond basic policies, it offers specialty add-ons such as coverage for equipment, trailers, and additional accessories. This local agent assists recreational boaters, fishing enthusiasts, and personal watercraft owners. For businesses, the agency can serve nearby commercial sectors including offices, warehouses, and food service operations with their own insurance needs.
Mitzel Agency Inc serves residential boat owners in and around Macomb, MI, providing insurance policies tailored for personal watercraft and smaller pleasure vessels. The agency also offers coverage for commercial marine operations, extending its service area throughout the local region and nearby lakes. Clients can expect detailed policy explanations during initial consultations and prompt assistance with claims when needed. Follow-up service helps maintain proper coverage between routine visits, ensuring policies adapt to changing vessel conditions or usage patterns.
Merrick Maris IV Insurance Agency is a boat insurance agent serving Macomb, MI. It specializes in helping local boat owners select policies for watercraft such as fishing boats and personal watercraft. The agency guides clients through coverage options that protect against common lake and river risks in the area. Boat owners can obtain quotes for liability and physical damage protection. A specialty service it can add on is coverage for onboard equipment and fishing gear.
What Does a a Boat Insurance Agent in Macomb Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats can cost 1000 to 3000 dollars or more annually. Factors include boat value horsepower age of the owner and claims history. This is general information not insurance advice.
About boat insurance agents in Macomb
Boat insurance agents in Macomb Michigan help you protect your watercraft against damage theft and liability. Michigan law requires all watercraft with a motor over 50 horsepower to have liability insurance. Local agents know the risks of Lake St. Clair and the Clinton River and can tailor a policy to your needs.
Frequently Asked Questions
What does boat insurance cover in Macomb Michigan?
Boat insurance typically covers physical damage to your boat theft liability for injuries or damage you cause and medical payments. Many policies also include coverage for trailers and personal property on board.
Is boat insurance required in Michigan?
Yes Michigan law requires liability insurance for any watercraft with a motor over 50 horsepower. You must carry at least 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury plus 10 thousand dollars for property damage.
How do I choose a boat insurance agent in Macomb?
Look for an agent who specializes in marine or watercraft insurance and has experience with local waterways. Ask about coverage for winter layup towing and salvage as these are common needs on Lake St. Clair.
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