The top-rated boat insurance agent in Midland, Michigan is Bone & Bailey Insurance Agency, Inc., rated 4.9 stars across 504 reviews. Other highly rated options include Ieuter Insurance Group, Robb Boerner - State Farm Insurance Agent, HUB International. This directory lists 16 boat insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bone & Bailey Insurance Agency, Inc. | 512 Buttles St W | (989) 631-3511 |
| 2 | Ieuter Insurance Group | 414 Townsend St | (989) 835-6701 |
| 3 | Robb Boerner - State Farm Insurance Agent | 2918 N Saginaw Rd | (989) 423-1770 |
| 4 | HUB International | 2816 Jefferson Ave | (989) 631-1920 |
| 5 | Scott MacGregor - State Farm Insurance Agent | 5108 Eastman Ave #2 | (989) 631-5512 |
| 6 | Tim Boychuck - State Farm Insurance Agent | 967 S Saginaw Rd | (989) 832-2665 |
| 7 | Michael Love: Allstate Insurance | 5108 Eastman Ave Ste 3 | (989) 832-0020 |
| 8 | AAA Midland | 1900 S Saginaw Rd | (989) 832-6500 |
| 9 | My Member Insurance Agency-Midland Office | 216 Buttles St W | (989) 631-1950 |
| 10 | Garrison Family Agency - Farm Bureau | 2706 Louanna St | (989) 631-6398 |
Bone & Bailey Insurance Agency, Inc. serves Midland, Michigan, as a local provider of boat insurance agent services. The company helps clients secure coverage for a range of watercraft, addressing protection needs common to the area's inland lakes and waterways. Policies available through the agency are designed to mitigate financial risks associated with boating accidents, theft, and weather damage. Customers can work with Bone & Bailey to arrange liability coverage and options for physical damage protection on their personal boats.
Ieuter Insurance Group provides boat insurance coverage for a variety of watercraft in Midland, Michigan. It assists clients with selecting appropriate policies and can help adjust coverage as boating needs change. Ongoing service includes annual policy reviews and guidance on new boat purchases. The agency serves individual homeowners, owners of seasonal lake cottages, and local businesses that own commercial watercraft. It also extends its services to properties including single-family homes, apartments, retail, and restaurants.
Homeowners and boat owners in Midland, Michigan rely on Robb Boerner - State Farm Insurance Agent for their boat insurance needs. This agency provides coverage options for watercraft, including liability protection and physical damage coverage tailored to local boating conditions. Policies can be discussed in person or over the phone. The agent works with clients to assess their individual exposure on nearby lakes and rivers. Service also extends to boaters in the greater Bay City area, ensuring comprehensive regional coverage.
HUB International serves Midland and the surrounding Great Lakes Bay communities, handling recreational boat and yacht insurance for local owners. It offers policies covering physical damage, liability, and navigational risks across inland lakes and the Saginaw Bay region. The agency works with multiline carriers to tailor coverage based on a vessel’s type, value, and usage. To handle a typical job, it first gathers vessel details and intended cruising areas, then compares policy options to identify appropriate protection for the customer’s specific boating needs.
As a boat insurance agent, Scott MacGregor with State Farm in Midland, MI specializes in covering watercraft from small fishing boats to larger cabin cruisers. General services include helping local clients secure liability protection, physical damage coverage, and medical payments for passengers. Operating near the many inland lakes and the Saginaw River, the agency frequently assists boat owners with policies that address risks like summer storm damage or theft while vessels are stored during the off-season.
Tim Boychuck - State Farm Insurance Agent in Midland, MI, offers standard boat insurance policies to protect recreational watercraft. His agency also provides specialized add-ons, including coverage for onboard equipment and liability protection for towing vessels. By focusing on the unique risks of Great Lakes navigation, the service helps clients secure tailored policies for fishing boats, pontoons, and personal watercraft. It can serve commercial sectors such as offices requiring business-use boat coverage, warehouses needing hull insurance for fleet vehicles, and food service operations with delivery vessels.
Boat owners on the Saginaw Bay and the local lakes in Midland face unpredictable spring storms and changing water levels each season. Michael Love: Allstate Insurance provides tailored coverage for personal watercraft and larger vessels to match these regional conditions. The agency helps clients understand hull damage protection, liability limits, and options for equipment stored over the winter. An initial assessment evaluates typical docking locations and the boat's current condition before finalizing any policy details.
For clients seeking boat insurance, AAA Midland offers both one-time seasonal policies and recurring annual coverage tailored to protect vessels on Michigan’s inland lakes and Saginaw Bay. Their service options cover liability, hull damage, and equipment loss, ensuring comprehensive protection for recreational boaters. Service runs on a one-time, scheduled, or as-needed basis, with representatives available in Midland, MI, to discuss individual risk factors and adjust coverage limits accordingly.
My Member Insurance Agency-Midland Office serves residential boat owners in Midland, Michigan, helping to protect personal watercraft and pleasure vessels. They also offer commercial coverage for businesses operating boats or marinas in the surrounding area. Their team works with local carriers to match insurance plans to each client’s specific needs on the water. Clients can rely on them for timely follow-up between regular visits, ensuring coverage remains updated as boating seasons change.
What Does a a Boat Insurance Agent in Midland Cost?
The cost of boat insurance in Michigan typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars or more annually. Factors like boat value horsepower age and your boating history affect the premium. This is general information and not insurance advice.
About boat insurance agents in Midland
Boat insurance agents in Midland Michigan help you protect your watercraft against damage theft and liability. Michigan law requires liability coverage for boats with more than 50 horsepower. Local agents can explain state specific requirements like the Michigan Watercraft Act and help you choose the right policy for the Great Lakes and inland waterways.
Frequently Asked Questions
Is boat insurance required in Michigan?
Yes Michigan law requires liability insurance for boats with more than 50 horsepower. You must carry at least 20 thousand dollars for bodily injury per person 40 thousand dollars per accident and 10 thousand dollars for property damage. Agents in Midland can help you meet these minimums.
What does a boat insurance policy typically cover?
A standard boat insurance policy covers physical damage to your boat theft liability for injuries or damage you cause and medical payments. Many policies also include coverage for towing and fuel spill liability. Your Midland agent can explain optional coverages like hurricane haul out or agreed value.
How do I choose a boat insurance agent in Midland Michigan?
Look for an agent who specializes in marine insurance and understands local risks like Great Lakes weather and inland lake navigation. Ask about their experience with Michigan specific requirements and whether they offer policies from multiple carriers. A local agent can also help with seasonal lay up and winter storage coverage.
Boat Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills · Flint