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Find Boat Insurance Agents in Muskegon, MI

Directory of boat insurance agents in Muskegon, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Muskegon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 boat insurance agents in Muskegon, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janis-Shunta Insurance Agency
950 W Norton Ave #500, Muskegon, MI 49441
(231) 737-0000 janis-shunta.net
Janis-Shunta Insurance Agency
436 Giles Rd, Muskegon, MI 49445
(231) 744-0400 janis-shunta.net
Jake Kantola - State Farm Insurance Agent
3106 Henry St, Muskegon, MI 49441
(231) 733-2456 themuskegonagent.com
Brenda Bouwman - State Farm Insurance Agent
704 E Apple Ave, Muskegon, MI 49442
(231) 722-1189 brendabouwman.com
Ben Vanbiesbrouck - State Farm Insurance Agent
6022 Harvey St B, Muskegon, MI 49444
(231) 798-9846 insurethemitten.com
Brightway Insurance, The Lambert Family Agency
3023 Henry St, Muskegon, MI 49441
(231) 769-2700 brightwaylambert.com
Michigan Insurance Group
1060 W Norton Ave Suite 1, Muskegon, MI 49441
(231) 755-3000 michiganinsurancegroup.com
Mark Noffsinger: Allstate Insurance
5843 Harvey St, Muskegon, MI 49444
(231) 799-2222 agents.allstate.com
Farmers Insurance - Allanger Salgado Agency
752 Pine St, Muskegon, MI 49442
(231) 903-0314 farmersagent.com
Jerviss Fethke Insurance Agency..."Because Things Happen"
71 W Webster Ave, Muskegon, MI 49440
(231) 722-2375 j-finsurance.com
Matt Crosby - State Farm Insurance Agent
1767 E Apple Ave, Muskegon, MI 49442
(231) 773-5225 crosbyins.com
Anchor Insurance Group, Inc
877 Terrace St, Muskegon, MI 49440
(231) 726-5081 anchorins.net
Majestic Insurance Agency, LLC
200 Viridian Dr, Muskegon, MI 49440
(231) 638-5030 gomajesticinsurance.com
Gary Nelund - State Farm Insurance Agent
3220 Glade St, Muskegon, MI 49444
(231) 733-2320 garynelund.com
McKenzie Price Insurance Agency, Inc.
455 W Norton Ave, Muskegon, MI 49444
(231) 733-4411 mckenzieprice.com
Carpenter Insurance
1685 Marquette Ave, Muskegon, MI 49442
(231) 773-1464 carpenterinsuranceagency.com
Wilk and Son Insurance Agency
1477 E Apple Ave, Muskegon, MI 49442
(231) 777-3945 wilkandson.com
Shoreline Insurance Agency
875 W Broadway Ave, Muskegon, MI 49441
(231) 755-1919 shorelineagency.com
Anchor Insurance Group
1577 Holton Rd, Muskegon, MI 49445
(231) 744-1333 anchorins.net
Waterstone Insurance
565 W Western Ave B, Muskegon, MI 49440
(231) 726-4046 waterstoneinsurance.com

Muskegon boat owners can work with a local insurance agent to protect their watercraft on Lake Michigan and inland waterways. Michigan law requires liability insurance for boats with more than 50 horsepower. An agent can help you meet state requirements and choose the right policy for your vessel.

What Does a Boat Insurance Agent in Muskegon Cost?

Typical boat insurance costs in Michigan range from 300 to 800 dollars per year for a standard runabout. Larger boats or those with high horsepower can cost 1,000 to 2,500 dollars annually. Premiums vary based on coverage limits, deductibles, and location on Lake Michigan. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Muskegon do?
A boat insurance agent helps you find coverage for your boat, including liability, physical damage, and uninsured boater protection. They explain policy options and help you comply with Michigan insurance laws.
Is boat insurance required in Michigan?
Michigan law requires liability insurance for boats with more than 50 horsepower. You must carry at least 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident. An agent can help you meet these minimums.
What factors affect boat insurance cost in Muskegon?
Costs depend on boat value, horsepower, length, and where you store it. Your boating experience and claims history also matter. Agents can compare quotes from multiple insurers to find a competitive rate.