The top-rated boat insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 18 boat insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 9 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
| 10 | Maplethorpe Insurance | 827 Michigan St | (810) 982-8221 |
Megan Simmons – State Farm Insurance Agent serves the Port Huron, Michigan, area and offers boat insurance coverage for local waterways. The agency assists customers in securing policies tailored to protect watercraft from common risks on the St. Clair River and Lake Huron. Boaters can obtain liability coverage for accidents, as well as comprehensive protection against theft and storm damage. Additionally, the agency helps clients bundle boat policies with other personal insurance products to potentially simplify payments. Services include coverage options for both fishing boats and larger recreational vessels.
Jeff Genaw - State Farm Insurance Agent serves homeowners and boat owners in Port Huron, Michigan, by providing coverage plans tailored to various watercraft needs. The agency assists clients through the process of insuring boats, yachts, and personal watercraft against common risks like accidents, theft, and weather damage. Policies are designed to protect financial investments and offer liability protection for on-water activities. Regular customer consultations ensure coverage fits individual boating habits and vessel types. This insurance agent also extends its services to the neighboring communities within St. Clair County.
Tremble Insurance Agency provides boat insurance solutions for owners navigating the waters near Port Huron, MI. Its services cover policies tailored to protect watercraft from common risks on the Great Lakes and local rivers. The agency assists clients with maintaining coverage through periodic policy reviews and adjustments for seasonal usage. It services a range of properties including single-family homes, apartments, retail, and restaurants.
Serving Port Huron, Michigan, and the surrounding communities along the St. Clair River and Lake Huron shorelines, Blue Water Insurance handles boat insurance policies for a wide range of watercraft. This includes everything from small fishing boats to larger family cruisers used on local inland lakes and the Great Lakes. It assists clients with coverage options designed to protect against common risks such as storms, collision, and liability. For a typical job, the agency reviews the specific make, model, and usage of the vessel to recommend appropriate protection levels.
Presnell Insurance Agency in Port Huron, MI provides boat insurance coverage, distinguishing between one-time policies for seasonal use and recurring annual options for frequent boaters. Coverage typically protects against damage, theft, and liability on local waterways. Agents explain policy differences to match each client’s boating habits and vessel type. Service arrangements depend on the policy type selected, with one-time coverage set for a single season and recurring plans renewing automatically on a scheduled annual basis unless a change is requested.
Kearns Agency Inc in Port Huron, MI offers boat insurance specializing in coverage tailored for lake and river vessels, along with general marine liability protection. It assists local boaters with standard policies covering damage, theft, and personal property on the water. As winter approaches, the agency helps clients adjust their policies to include proper lay-up coverage while boats are stored out of season.
When the boating season on the St. Clair River and Lake Huron gets underway, securing proper coverage becomes a priority for vessel owners. Rusty Fournier: Allstate Insurance in Port Huron, MI, serves this specific need as a dedicated boat insurance agent. A typical policy consultation addresses liability, physical damage, and storage considerations relevant to local waterways. To begin the process for a new or renewed policy, an agent will first conduct a basic vessel inspection and risk assessment based on provided specifications.
Serving Port Huron and the surrounding St. Clair County communities, Farm Bureau Insurance focuses on boat insurance agent services for local waterways. This office handles coverage for personal watercraft, fishing boats, and larger yachts common to the Great Lakes region. It helps customers manage liability risks and protect against physical damage from storms or collisions. Each policy review begins with a thorough assessment of navigational habits to tailor coverage recommendations accordingly.
Great Lakes Insurance helps clients manage financial risks related to boat ownership and operation throughout the Port Huron area. The agency specializes in policies for personal watercraft, sailboats, and larger cabin cruisers, tailoring coverage to meet the unique demands of freshwater navigation. Clients often add protection for equipment, towing assistance, and liability for guests aboard. With its location along the St. Clair River and access to Lake Huron, the company serves residential boat owners as well as commercial marinas, yacht clubs, and waterfront storage facilities.
Maplethorpe Insurance provides boat insurance for residential customers in Port Huron, Michigan, including coverage for personal watercraft and small pleasure boats. Commercial coverage is also offered for charter vessels and rental fleets operating on the Great Lakes and connecting waterways. The agency serves the entire St. Clair River area and nearby Lake Huron shoreline communities. Customers often call for policy reviews before each boating season and return for adjustments to coverage following major upgrades or claims.
What Does a a Boat Insurance Agent in Port Huron Cost?
Boat insurance costs in Michigan vary widely based on boat value, size, horsepower, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. A larger cruiser or yacht can cost 1000 to 3000 dollars annually. Factors like navigation area, safety equipment, and claims history also affect the premium. This is general information and not insurance advice.
About boat insurance agents in Port Huron
Boat insurance agents in Port Huron help protect your vessel on the St. Clair River and Lake Huron. Michigan law requires all watercraft with more than 50 horsepower to be registered and insured for liability. Local agents can guide you through state requirements and find a policy that fits your boating needs.
Frequently Asked Questions
What does boat insurance cover in Port Huron Michigan?
Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and property damage. It may also include coverage for towing, fuel spill liability, and personal effects. Michigan law does not mandate boat insurance for all boats but lenders often require it for financed watercraft.
How do I choose a boat insurance agent in Port Huron?
Look for an agent who specializes in marine insurance and understands local waterways like the Black River and Lake St. Clair. Ask about their experience with Michigan specific risks such as ice damage in winter and sudden storms on the Great Lakes. Verify they are licensed in Michigan.
Are there minimum coverage requirements for boats in Michigan?
Michigan does not have a state minimum liability requirement for most boats. However if you dock at a marina or finance your boat the marina or lender may set minimum coverage levels. Some marinas require at least 300000 dollars in liability coverage.
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