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Find Boat Insurance Agents Near You in Port Huron, MI

Directory of boat insurance agents in Port Huron, Michigan. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Port Huron, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 boat insurance agents in Port Huron, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Megan Simmons - State Farm Insurance Agent
203 Huron Ave, Port Huron, MI 48060
(810) 385-4466 megansimmonsinsurance.com
Tremble Insurance Agency
2620 Griswold St, Port Huron, MI 48060
(810) 987-8610 trembleinsuranceagency.com
Jeff Genaw - State Farm Insurance Agent
4155 Lapeer Rd, Port Huron, MI 48060
(810) 984-1538 jeffgenaw.com
Blue Water Insurance
603 Griswold St, Port Huron, MI 48060
(810) 544-3072 bluewaterinsmi.com
Presnell Insurance Agency
2924 Pine Grove Ave, Port Huron, MI 48060
(810) 479-5494 locator.meemic.com
Kearns Agency Inc
1101 Pine Grove Ave, Port Huron, MI 48060
(810) 987-3330 kearnsagencymi.com
Rusty Fournier: Allstate Insurance
333 Huron Ave, Port Huron, MI 48060
(810) 982-2340 agents.allstate.com
Farm Bureau Insurance
234 Huron Ave, Port Huron, MI 48060
(810) 984-5200 farmbureauinsurance-mi.com
Great Lakes Insurance
3928 24th Ave, Port Huron, MI 48060
(810) 824-3159 greatlakesinsurance.com
Maplethorpe Insurance
827 Michigan St, Port Huron, MI 48060
(810) 982-8221 maplethorpeins.com
AAA Insurance - Hoffman Agency
411 Andrew Murphy Ave, Port Huron, MI 48060
(810) 292-0294 locator.acg.aaa.com
Fournier Insurance Agency: Allstate Insurance
333 Huron Ave, Port Huron, MI 48060
(810) 982-2340 agents.allstate.com
Tow Boat US Port Huron
3735 Lapeer Rd, Port Huron, MI 48060
(810) 334-5217 towboatusporthuron.com
Integrated Insurance Agency
1979 Holland Ave, Port Huron, MI 48060
(810) 479-5099 integrated-insurance.com
Tait Insurance Inc
407 Fort St, Port Huron, MI 48060
(810) 989-9710 taitagency.com
Acrisure Port Huron, MI (Robbins Group)
330 Superior Mall, Port Huron, MI 48060
(810) 987-3500 robbinsgroup.com
Wittliff Insurance
1421 Pine Grove Ave #1, Port Huron, MI 48060
(810) 982-9502
Great Lakes Insurance-Mi: Pyryt Sharon
3928 24th Ave, Port Huron, MI 48060
(810) 824-3159

Boat insurance agents in Port Huron help protect your vessel on the St. Clair River and Lake Huron. Michigan law requires all watercraft with more than 50 horsepower to be registered and insured for liability. Local agents can guide you through state requirements and find a policy that fits your boating needs.

What Does a Boat Insurance Agent in Port Huron Cost?

Boat insurance costs in Michigan vary widely based on boat value, size, horsepower, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. A larger cruiser or yacht can cost 1000 to 3000 dollars annually. Factors like navigation area, safety equipment, and claims history also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Port Huron Michigan?
Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and property damage. It may also include coverage for towing, fuel spill liability, and personal effects. Michigan law does not mandate boat insurance for all boats but lenders often require it for financed watercraft.
How do I choose a boat insurance agent in Port Huron?
Look for an agent who specializes in marine insurance and understands local waterways like the Black River and Lake St. Clair. Ask about their experience with Michigan specific risks such as ice damage in winter and sudden storms on the Great Lakes. Verify they are licensed in Michigan.
Are there minimum coverage requirements for boats in Michigan?
Michigan does not have a state minimum liability requirement for most boats. However if you dock at a marina or finance your boat the marina or lender may set minimum coverage levels. Some marinas require at least 300000 dollars in liability coverage.