The top-rated boat insurance agent in Rochester Hills, Michigan is Amy Bashi - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Mike Bashore - State Farm Insurance Agent, Allied Insurance Managers, Inc., Michael Spinale - State Farm Insurance Agent. This directory lists 10 boat insurance agents serving Rochester Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Bashi - State Farm Insurance Agent | 2494 S Rochester Rd | (248) 792-9230 |
| 2 | Mike Bashore - State Farm Insurance Agent | 930 W Avon Rd STE 18 | (248) 606-4150 |
| 3 | Allied Insurance Managers, Inc. | 1055 E South Blvd #110 | (248) 853-0930 |
| 4 | Michael Spinale - State Farm Insurance Agent | 1460 Walton Blvd. Ste 206 | (248) 652-6636 |
| 5 | Ivy Fields-Releford - State Farm Insurance Agent | 2925 Walton Blvd. | (248) 375-0510 |
| 6 | The Crawford Insurance Group | 1415 Walton Blvd. | (248) 402-5005 |
| 7 | Maris Brown Insurance Group | 1055 E South Blvd #140 | (248) 257-5556 |
| 8 | Guy Hurley Insurance & Surety Services | 989 E South Blvd Suite 200 | (248) 519-1400 |
| 9 | Robert Montgomery: Allstate Insurance | 2490 Walton Blvd. Ste 104 | (248) 650-3700 |
| 10 | Prysock Insurance Group, LLC | 6841 N Rochester Rd # 300E | (248) 650-8200 |
Amy Bashi - State Farm Insurance Agent serves the Rochester Hills, Michigan area, specializing in boat insurance for local boat owners. Clients receive coverage options designed to protect watercraft from common risks on nearby lakes and rivers. The agency also tailors policies to meet individual needs, ensuring comprehensive protection for different boat types and usage patterns. Coverage typically includes protection against physical damage, liability, and theft. An agent can help customers review specific needs for fishing boats, pontoon boats, or personal watercraft like jet skis commonly found in the region.
Mike Bashore - State Farm Insurance Agent in Rochester Hills, MI, provides boat insurance coverage tailored to protect customers against common risks on the water. The agency helps local boat owners secure policies that address liability, physical damage, and theft. Service plans often include guidance on selecting appropriate deductibles and coverage limits to match specific watercraft needs. Regular policy reviews are available to adjust protection as conditions change. The agency services single-family homes, apartments, retail, and restaurants, ensuring that property owners have cohesive insurance solutions for diverse assets.
Homeowners and boating enthusiasts in Rochester Hills, MI, can work with Allied Insurance Managers, Inc. for tailored boat insurance coverage. The agency helps clients protect their watercraft from common local risks, including storms and accidents on nearby lakes. They offer guidance on liability protection and hull damage policies. Their services extend to those regularly navigating the waters of the greater metro area, including communities like Sterling Heights.
Michael Spinale - State Farm Insurance Agent serves Rochester Hills, Michigan, and the surrounding communities in Oakland County. It handles boat insurance coverage for recreational watercraft, including liability and physical damage protection. The agency works with boat owners to assess their specific needs for on-water and off-season coverage. A typical job begins with a conversation to understand the vessel type and usage, followed by a review of available policy options to match those details with an appropriate protection plan.
A one-time boat insurance policy covers a single trip or season, while scheduled coverage provides ongoing protection for a vessel throughout the year. For boat owners in Rochester Hills, MI, Ivy Fields-Releford - State Farm Insurance Agent works to tailor liability and physical damage plans to meet nautical needs. Service visits for these policies typically run on a scheduled basis to maintain consistent coverage through policy renewals and mid-term adjustments as conditions change.
The Crawford Insurance Group offers specialty boat insurance services in Rochester Hills, MI, including coverage for damage, liability, and theft. It works with clients to secure policies that protect recreational watercraft throughout the local area. This agency helps boat owners address specific seasonal concerns, such as obtaining proper coverage before launching in spring or ensuring winter lay-up protection during storage months.
Spring brings boaters on Michigan’s inland lakes and the Great Lakes back to their vessels, requiring updated coverage for the season. Maris Brown Insurance Group in Rochester Hills, MI, serves as a dedicated boat insurance agent, helping clients secure policies that address liability, physical damage, and unexpected on-water incidents. Their guidance aims to match each policy to a specific vessel’s use and storage needs. A typical first step involves a phone consultation followed by a review of the boat’s current documentation and an inspection of its hull and equipment.
Guy Hurley Insurance & Surety Services offers comprehensive boat insurance coverage for clients throughout Rochester Hills, MI. Their policies provide protection for a variety of watercraft, including liability, collision, and comprehensive options. Specialty add-ons such as coverage for personal effects, towing assistance, and mechanical breakdown can be included to tailor each policy. The agency also delivers surety and bonding services for commercial operations. It serves the needs of offices requiring liability protection, warehouses seeking property coverage, and food service establishments needing tailored business insurance.
Robert Montgomery: Allstate Insurance serves Rochester Hills and the surrounding area with residential boat insurance, including coverage for personal watercraft and outboard motors. The agency also provides commercial policies for marinas or small charter operations. Clients receive customized guidance to ensure their vessels are properly protected on Michigan’s inland lakes and connecting waterways. After the initial policy is written, the agent remains available for policy reviews, endorsements for new equipment, or prompt claims assistance between regular seasonal visits.
Prysock Insurance Group, LLC, located in Rochester Hills, MI, is known for offering boat insurance policies that safeguard owners on local lakes and rivers. Its service range covers a broad selection of watercraft, from small fishing boats to larger cabin cruisers, with liability and physical damage protections. Experienced agents assess individual navigational needs and vessel values to tailor coverage for each client. As a specialty add-on, the company can include coverage to protect equipment such as trolling motors and depth finders from theft or accidental damage.
What Does a a Boat Insurance Agent in Rochester Hills Cost?
The cost of boat insurance in Michigan varies widely based on the boats value horsepower and your driving record. A basic liability policy for a small fishing boat may cost 200 to 400 dollars per year. A full coverage policy for a larger cabin cruiser or speedboat can range from 500 to 1500 dollars annually. Factors like storage location safety equipment and boating experience also affect the premium. This is general information and not insurance advice.
About boat insurance agents in Rochester Hills
Boat insurance agents in Rochester Hills Michigan help you protect your watercraft against damage theft and liability. Michigan law requires all motorized boats to have liability insurance if they are financed or used on public waters. Local agents can guide you through state specific requirements like the Michigan Watercraft Act and help you choose a policy that fits your boating habits on nearby lakes such as Stony Creek Lake or Lake Orion.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat from collision fire or theft. It also includes liability protection if you injure someone or damage property while operating your boat. Michigan law requires a minimum of 30000 dollars in liability coverage for bodily injury and 10000 dollars for property damage on motorized boats.
Is boat insurance required by law in Michigan?
Yes Michigan law requires liability insurance for any motorized watercraft operated on public waters. This includes boats personal watercraft like jet skis and sailboats with motors. The minimum coverage is 30000 dollars per person for bodily injury 60000 dollars per accident and 10000 dollars for property damage.
How do I find a boat insurance agent in Rochester Hills?
You can search online for independent agents in Rochester Hills who specialize in marine insurance. Many local agencies offer free quotes and can explain coverage options for your specific boat type. Be ready to provide your boats make model year and estimated value to get an accurate quote.
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