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HomeBoat Insurance AgentsMichigan › Saginaw

Find Boat Insurance Agents Near You in Saginaw, MI

Browse boat insurance agents serving Saginaw, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include Ryan Coe - State Farm Insurance Agent, Monte Wilder - State Farm Insurance Agent, L.A. Insurance. This directory lists 23 boat insurance agents serving Saginaw.

Showing 23 boat insurance agents in Saginaw, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1My Member Insurance Agency-Thomas Twp Office7531-2 Gratiot Rd Suite 2(989) 781-2662
2Ryan Coe - State Farm Insurance Agent4725 Wenmar Dr(989) 799-8111
3Monte Wilder - State Farm Insurance Agent6902 Gratiot Rd(989) 781-3131
4L.A. Insurance4234 Dixie Hwy(989) 755-8055
5Safeguard Insurance Agency2475 Midland Rd(989) 799-4800
6Mid-Valley Insurance and Financial9080 Gratiot Rd ste 100(989) 781-3070
7Jennifer Howie & Associates - Farm Bureau Insurance6137 Tittabawassee Rd Suite 4(989) 220-1415
8Emil Rummel Insurance Agency Inc4884 Gratiot Rd UNIT 15(989) 793-2100
9Future Insurance Agency5580 State St # 1(989) 799-8808
10Preferred First Insurance7773 Bay Rd(989) 799-9082
MM
7531-2 Gratiot Rd Suite 2
My Member Insurance Agency-Thomas Twp Office
Boat Insurance Agent · Saginaw, MI

My Member Insurance Agency-Thomas Twp Office serves Saginaw County, Michigan, specializing in boat insurance policies that protect recreational watercraft throughout the Great Lakes Bay Region. The agency helps local boat owners secure liability coverage for accidents on Saginaw Bay and area rivers. Property protection is available for vessels docked at marinas or stored during off-seasons. Additionally, seasonal policies are tailored for launch periods on Lake Huron and the Saginaw River system.

RC
4725 Wenmar Dr
Ryan Coe - State Farm Insurance Agent
Boat Insurance Agent · Saginaw, MI

Ryan Coe - State Farm Insurance Agent in Saginaw, MI, offers boat insurance coverage that helps protect watercraft against accidents, theft, and liability claims. The agency provides assistance with policy adjustments and claims filing for clients. Services are designed to safeguard seasonal or year-round vessels used on local lakes and inland waterways. The company services single-family homes, apartments, retail, and restaurants in the Saginaw area.

MW
6902 Gratiot Rd
Monte Wilder - State Farm Insurance Agent
Boat Insurance Agent · Saginaw, MI

Based in Saginaw, Michigan, Monte Wilder - State Farm Insurance Agent provides boat insurance services for clients in Saginaw and all surrounding communities. It handles coverage for a wide range of watercraft, including fishing boats, pontoons, and personal watercraft, with attention to local regional needs. The agency also bundles policies with existing home or auto insurance for added convenience. To handle a policy request, the agent first assesses the boat’s value, usage, and storage location, then presents tailored coverage options to match the client’s specific boating habits.

LI
4234 Dixie Hwy
L.A. Insurance
Boat Insurance Agent · Saginaw, MI

Homeowners in the Saginaw, MI area visit L.A. Insurance to secure boat insurance policies that protect their watercraft for Lakepoint, Saginaw Bay, or inland lake recreation. The company explains coverage for physical damage, liability, and towing services tailored to local boating conditions. It assists property owners in safeguarding fishing boats, deck boats, pontoons, and personal watercraft from seasonal risks. L.A. Insurance also serves communities throughout Bay City and the broader Tri-Cities metropolitan region.

SI
2475 Midland Rd
Safeguard Insurance Agency
Boat Insurance Agent · Saginaw, MI

Boat owners may choose between a one-time policy for a single season and a recurring annual plan that renews automatically for ongoing protection. In Saginaw, MI, Safeguard Insurance Agency assists clients in securing coverage that addresses risks including physical damage, liability, and theft, tailored to local boating environments. Personalized consultations help boaters understand their options for insuring watercraft of various sizes. Service is provided on an as-needed basis, accommodating the individual scheduling preferences of each client.

MV
9080 Gratiot Rd ste 100
Mid-Valley Insurance and Financial
Boat Insurance Agent · Saginaw, MI

Mid-Valley Insurance and Financial specializes in arranging policies for recreational watercraft, covering both fishing boats and personal pleasure cruisers. It provides general boat insurance agent services to Saginaw residents, helping them navigate coverage terms and liability protection tailored to local waterways. The team commonly addresses concerns about damage from sudden spring storms or collision risks during busy summer months on the Saginaw River. It also assists clients adjusting policies before winter storage to ensure protection from off-season hazards like freeze damage or theft.

JH
6137 Tittabawassee Rd Suite 4
Jennifer Howie & Associates - Farm Bureau Insurance
Boat Insurance Agent · Saginaw, MI

As lake season approaches in Saginaw, MI, boat owners begin preparing their vessels for spring and summer. Jennifer Howie & Associates - Farm Bureau Insurance helps local residents secure coverage that protects against common on-water risks. As a boat insurance agent, the company works to match each policy with the specific type of craft and typical usage along Saginaw Bay and area rivers. Clients can expect discussion of hull value, storage arrangements, and navigation limits. The process typically begins with an inspection or a detailed conversation about the boat's condition and planned operation.

ER
4884 Gratiot Rd UNIT 15
Emil Rummel Insurance Agency Inc
Boat Insurance Agent · Saginaw, MI

Emil Rummel Insurance Agency Inc is known for providing boat insurance coverage to clients in Saginaw, Michigan. The agency offers policies that protect vessels against common risks such as damage and liability while on local waterways. Services extend to standard recreational watercraft, including fishing boats and small cruisers. Coverage options can be tailored to meet individual boater needs. For added protection, the agency can also offer policies covering onboard equipment and gear.

FI
5580 State St # 1
Future Insurance Agency
Boat Insurance Agent · Saginaw, MI

Future Insurance Agency provides residential boat insurance for owners in Saginaw, MI, covering local vessels from small runabouts to personal watercraft. Commercial coverage is also available for watercraft used in business operations throughout the surrounding areas. The agency helps clients select policies that protect against common on-water risks while ensuring compliance with marina requirements. After each season or when a policy renews, representatives follow up to discuss any changes in the boat or usage, arranging adjustments or repeat service between annual visits.

PF
7773 Bay Rd
Preferred First Insurance
Boat Insurance Agent · Saginaw, MI

Preferred First Insurance in Saginaw, MI, provides comprehensive boat insurance coverage for personal watercraft and larger vessels. Its specialty add-ons include protection for towing, equipment, and additional liability for passengers. By focusing on local waterways and seasonal usage patterns, the agency helps boaters secure appropriate policies that address repair, theft, and weather-related damage. Commercial sectors it can serve include marinas, boat repair offices, and marine supply warehouses.

CI
3123 Davenport Ave
Coppolino Insurance Agency
Boat Insurance Agent · Saginaw, MI
(989) 792-1666
coppolinoinsurance.com
RM
5347 Dixie Hwy
R. A. Monk Insurance Agency, Inc.
Boat Insurance Agent · Saginaw, MI
(989) 777-0470
monkinsurance.com
HR
4735 Mackinaw Rd
Hughes Robinson Financial – Horace Mann Insurance
Boat Insurance Agent · Saginaw, MI
(989) 790-9579
horacemann.com
SI
132 N Washington Ave
Shelby Insurance Agency
Boat Insurance Agent · Saginaw, MI
(989) 755-4978
progressiveagent.com/agents/michigan/saginaw/shelby-insurance-agency-inc
KB
1244 N Michigan Ave
Karl Briggs - State Farm Insurance Agent
Boat Insurance Agent · Saginaw, MI
(989) 755-4451
karlbriggs.com
PI
7950 Gratiot Rd
PLPD Insurance - Saginaw
Boat Insurance Agent · Saginaw, MI
(989) 921-1600
plpd.com/locations/saginaw-michigan
CT
30 N Center Rd UNIT 1
Cathy Tafel - State Farm Insurance Agent
Boat Insurance Agent · Saginaw, MI
(989) 793-9344
tafelagency.com
CI
5157 Hampton Pl
Comparion Insurance Agency
Boat Insurance Agent · Saginaw, MI
(989) 486-6800
comparioninsurance.com/insurance-agent/michigan/saginaw-035d
TC
6185 Tittabawassee Rd Ste 4
Thom Cereske: Allstate Insurance
Boat Insurance Agent · Saginaw, MI
(989) 497-0300
agents.allstate.com/thom-cereske-saginaw-mi1.html
CF
6137 Tittabawassee Rd Suite 4
Campos Family Agency
Boat Insurance Agent · Saginaw, MI
(989) 220-3181
michfb.com/insurance/find-an-agent/dezi-campos-6137-tittabawassee-rd-ste-4
GL
4120 Davenport Ave
Great Lakes Bay Agency Inc
Boat Insurance Agent · Saginaw, MI
(989) 799-2800
NI
3211 Shattuck Rd
NuStar Insurance
Boat Insurance Agent · Saginaw, MI
(989) 792-4060
SB
1258 S Washington Ave
Saginaw Bay Underwriters
Boat Insurance Agent · Saginaw, MI
(989) 752-8600
sbuins.com

What Does a a Boat Insurance Agent in Saginaw Cost?

The cost of boat insurance in Michigan typically ranges from 200 to 600 dollars per year for a standard runabout, while larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, storage location in Saginaw, and your boating experience affect the premium. This is general information and not insurance advice.

About boat insurance agents in Saginaw

Boat insurance agents in Saginaw help protect your watercraft on the Saginaw River and nearby Lake Huron. Michigan law requires liability insurance for any motorized boat with more than 50 horsepower. Local agents understand the unique risks of Great Lakes boating and can tailor a policy to your needs.

Frequently Asked Questions

What does boat insurance cover in Michigan?

Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. Michigan law does not require boat insurance for all watercraft, but lenders and marinas often require it.

Do I need boat insurance for a small fishing boat in Saginaw?

If your boat has a motor over 50 horsepower, Michigan law requires liability insurance. Even for smaller boats, coverage is recommended to protect against accidents and theft on the Saginaw River or nearby lakes.

How does Michigan law affect boat insurance claims?

Michigan follows a no-fault system for auto insurance but not for boats. Boat insurance claims are handled under standard property and liability rules. You have one year from the date of loss to file a lawsuit for property damage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.