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Looking for a boat insurance agent in Saginaw? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Saginaw, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 boat insurance agents in Saginaw, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
My Member Insurance Agency-Thomas Twp Office
7531-2 Gratiot Rd Suite 2, Saginaw, MI 48609
(989) 781-2662
mymemberinsurance.com
Ryan Coe - State Farm Insurance Agent
4725 Wenmar Dr, Saginaw, MI 48604
(989) 799-8111
ryancoesf.com
L.A. Insurance
4234 Dixie Hwy, Saginaw, MI 48601
(989) 755-8055
lainsurance.com
Monte Wilder - State Farm Insurance Agent
6902 Gratiot Rd, Saginaw, MI 48609
(989) 781-3131
montewilder.com
Safeguard Insurance Agency
2475 Midland Rd, Saginaw, MI 48603
(989) 799-4800
safeguardtricity.com
Mid-Valley Insurance and Financial
9080 Gratiot Rd ste 100, Saginaw, MI 48609
(989) 781-3070
midv.net
Jennifer Howie & Associates - Farm Bureau Insurance
6137 Tittabawassee Rd Suite 4, Saginaw, MI 48603
(989) 220-1415
michfb.com
Preferred First Insurance
7773 Bay Rd, Saginaw, MI 48604
(989) 799-9082
preferredfirstinsurance.com
Future Insurance Agency
5580 State St # 1, Saginaw, MI 48603
(989) 799-8808
futureins.com
Emil Rummel Insurance Agency Inc
4884 Gratiot Rd UNIT 15, Saginaw, MI 48638
(989) 793-2100
rummelinsurance.com
Shelby Insurance Agency
132 N Washington Ave, Saginaw, MI 48607
(989) 755-4978
progressiveagent.com
R. A. Monk Insurance Agency, Inc.
5347 Dixie Hwy, Saginaw, MI 48601
(989) 777-0470
monkinsurance.com
Coppolino Insurance Agency
3123 Davenport Ave, Saginaw, MI 48602
(989) 792-1666
coppolinoinsurance.com
Comparion Insurance Agency
5157 Hampton Pl, Saginaw, MI 48604
(989) 486-6800
comparioninsurance.com
PLPD Insurance - Saginaw
7950 Gratiot Rd, Saginaw, MI 48609
(989) 921-1600
plpd.com
Hughes Robinson Financial – Horace Mann Insurance
4735 Mackinaw Rd, Saginaw, MI 48603
(989) 790-9579
horacemann.com
Karl Briggs - State Farm Insurance Agent
1244 N Michigan Ave, Saginaw, MI 48602
(989) 755-4451
karlbriggs.com
Thom Cereske: Allstate Insurance
6185 Tittabawassee Rd Ste 4, Saginaw, MI 48603
(989) 497-0300
agents.allstate.com
Cathy Tafel - State Farm Insurance Agent
30 N Center Rd UNIT 1, Saginaw, MI 48638
(989) 793-9344
tafelagency.com
Campos Family Agency
6137 Tittabawassee Rd Suite 4, Saginaw, MI 48603
(989) 220-3181
michfb.com
Boat insurance agents in Saginaw help protect your watercraft on the Saginaw River and nearby Lake Huron. Michigan law requires liability insurance for any motorized boat with more than 50 horsepower. Local agents understand the unique risks of Great Lakes boating and can tailor a policy to your needs.
What Does a Boat Insurance Agent in Saginaw Cost?
The cost of boat insurance in Michigan typically ranges from 200 to 600 dollars per year for a standard runabout, while larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, storage location in Saginaw, and your boating experience affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your vessel, liability for injury or damage to others, and medical payments. Michigan law does not require boat insurance for all watercraft, but lenders and marinas often require it.
Do I need boat insurance for a small fishing boat in Saginaw?
If your boat has a motor over 50 horsepower, Michigan law requires liability insurance. Even for smaller boats, coverage is recommended to protect against accidents and theft on the Saginaw River or nearby lakes.
How does Michigan law affect boat insurance claims?
Michigan follows a no-fault system for auto insurance but not for boats. Boat insurance claims are handled under standard property and liability rules. You have one year from the date of loss to file a lawsuit for property damage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.