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Find Boat Insurance Agents in Southgate, MI

Compare boat insurance agents in Southgate. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Southgate, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 boat insurance agents in Southgate, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lademan Insurance Agency
16093 Eureka Rd, Southgate, MI 48195
(734) 284-7500 lademaninsurance.com
Sam Quisenberry - State Farm Insurance Agent
11165 Allen Rd, Southgate, MI 48195
(313) 386-6565 samq.net
Grendel-Wittbold Insurance
12850 Eureka Rd, Southgate, MI 48195
(734) 284-4740 gwinsurance.net
Gary K Smith Insurance Agency
14405 Northline Rd, Southgate, MI 48195
(734) 285-7620 garyksmithinsurance.com
Bryan Kozlowski - State Farm Insurance Agent
13245 Northline Rd, Southgate, MI 48195
(734) 443-4018 bryankozlowskisf.com
AAA Insurance - Awad Agency
15201 Dix Toledo Rd, Southgate, MI 48195
(734) 304-0466 locator.acg.aaa.com
Farmers Insurance - Gbade Akinjide
13516 Northline Rd, Southgate, MI 48195
(734) 246-2830 agents.farmers.com
Stroia Insurance Group
13260 Dix Toledo Rd, Southgate, MI 48195
(734) 283-8780 stroiainsurance.com
Lana Mohamed: Allstate Insurance
13220 Trenton Rd, Southgate, MI 48195
(734) 258-1986 agents.allstate.com
Insurancenick
16093 Eureka Rd STE B, Southgate, MI 48195
(734) 284-7500

Boat insurance agents in Southgate Michigan help you protect your watercraft with policies tailored to local needs. Michigan law requires liability coverage for boats with more than 50 horsepower on public waters. A local agent can guide you through the specific requirements and help you find the right coverage for your vessel.

What Does a Boat Insurance Agent in Southgate Cost?

Boat insurance costs in Michigan typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars or more annually. Factors such as boat value, horsepower, storage location, and your claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Michigan?
Yes if your boat has more than 50 horsepower. Michigan law requires liability insurance for these boats on public waters. Even if not required by law, insurance is strongly recommended to protect against accidents and damage.
What does boat insurance typically cover in Michigan?
Standard policies cover liability for bodily injury and property damage, physical damage to your boat from collisions or weather, and medical payments. Many policies also include coverage for theft, towing, and uninsured boaters.
How do I choose a boat insurance agent in Southgate?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Michigan specific policies and whether they can bundle your boat insurance with other policies like home or auto.