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Compare boat insurance agents in St Joseph. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 boat insurance agents in St Joseph, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722
jadeninsurance.com
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015
jonahismyagent.com
Todd Heeter - State Farm Insurance Agent
2600 Niles Ave, St Joseph, MI 49085
(269) 983-7171
letsgoheeter.com
Jason Vadney - State Farm Insurance Agent
4062 Red Arrow Hwy, St Joseph, MI 49085
(269) 408-8345
vadneyinsurance.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161
ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101
imsinsuranceagency.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160
metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187
farmbureauinsurance-mi.com
Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002
farmbureauinsurance-mi.com
Auto-Owners Insurance St. Joseph Claims
830 Pleasant St # 201, St Joseph, MI 49085
(269) 983-4150
auto-owners.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262
michigan.aaa.com
Cody Korfmacher Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002
farmbureauinsurance-mi.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100
wallaceagency.com
Liskey / TRICOR Insurance
517 Broad Street, St Joseph, MI 49085
(269) 983-1644
liskeyinsurance.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165
caseyresseguieinsurancequote.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262
locator.acg.aaa.com
Donnellan Insurance
800 Ship St # 105, St Joseph, MI 49085
(269) 983-3900
Dave Clark Insurance
2523 Niles Ave, St Joseph, MI 49085
(269) 982-2901
Boat insurance agents in St Joseph Michigan help protect your watercraft on Lake Michigan and the St Joseph River. Michigan law requires liability insurance for any motorized boat operated on public waters. Local agents understand the unique risks of our area including sudden storms and Great Lakes navigation.
What Does a Boat Insurance Agent in St Joseph Cost?
Typical boat insurance costs in Michigan range from 300 to 800 dollars per year for a standard runabout, and 1,000 to 3,000 dollars for larger cabin cruisers or yachts. Factors include boat value, horsepower, navigation area, and claims history. Rates are generally higher for boats kept on Lake Michigan versus inland lakes due to increased exposure to weather and waves. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in St Joseph Michigan?
Agents offer liability coverage for bodily injury and property damage, plus hull insurance for physical damage to your boat. Many policies also include coverage for theft, towing, and fuel spill liability.
Does Michigan require boat insurance for all watercraft?
Michigan law mandates liability insurance for all motorized boats with more than 6 horsepower. This includes personal watercraft like jet skis. Non-motorized boats like kayaks do not require insurance but agents can still provide optional coverage.
How do St Joseph boat insurance agents handle Lake Michigan risks?
Agents typically offer policies that cover named storms, high winds, and navigational hazards specific to the Great Lakes. They may also recommend additional coverage for salvage and wreck removal, which is common after Lake Michigan incidents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.