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Find Boat Insurance Agents in Sterling Heights, MI

Browse boat insurance agents serving Sterling Heights, Michigan. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Sterling Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 14 boat insurance agents in Sterling Heights, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Catherine Van Tiem: Allstate Insurance
42770 Van Dyke Ave, Sterling Heights, MI 48314
(586) 792-9000 agents.allstate.com
AAA Insurance - R. Petros Insurance Agency
35830 Van Dyke Ave, Sterling Heights, MI 48312
(586) 722-7269 locator.acg.aaa.com
The Salvati Insurance Group, Inc.
42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314
(248) 720-1130 salvati-insurance.com
Lakeside Insurance Agency
13900 Lakeside Cir, Sterling Heights, MI 48313
(586) 286-5000 lakesideinsurance.com
L.A. Insurance
42903 Van Dyke Ave, Sterling Heights, MI 48314
(586) 254-8484 lainsurance.com
Gallagher Insurance, Risk Management & Consulting
13900 Lakeside Cir, Sterling Heights, MI 48313
(586) 323-5700 assuredpartners.com
Frolka Insurance Agency Goosehead Insurance
44444 Mound Rd Suite 400C, Sterling Heights, MI 48314
(810) 224-9438 goosehead.com
Steve Smith - State Farm Insurance Agent
38151 Utica Rd, Sterling Heights, MI 48312
(586) 939-4343 steve-smith.net
Chuck Tourangeau - State Farm Insurance Agent
43656 Schoenherr Rd, Sterling Heights, MI 48313
(586) 247-5750 chucktourangeau.com
Millennium Insurance Agency LLC -34865 Mound Rd
34865 Mound Rd, Sterling Heights, MI 48310
(248) 410-1858 mycarinsuranceagency.com
Clear View Insurance
13854 Lakeside Cir Ste 212, Sterling Heights, MI 48313
(586) 742-0316 clearviewins.net
Nona Insurance & Translation Services
1999 15 Mile Rd, Sterling Heights, MI 48310
(586) 795-3300 nonaagencyllc.com
ISU-Great Northern Insurance Agency
39850 Van Dyke Ave, Sterling Heights, MI 48313
(248) 856-9000 4great.com
Primary Insurance Group
2071 15 Mile Rd, Sterling Heights, MI 48310
(586) 979-1755 primaryinsuranceagency.com

Boat insurance agents in Sterling Heights, Michigan help you protect your watercraft against damage, theft, and liability. Michigan law requires all motorized boats to have liability insurance if operated on public waters. Local agents can guide you through coverage options that meet state requirements and protect your investment.

What Does a Boat Insurance Agent in Sterling Heights Cost?

Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat, while larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors affecting price include boat value, horsepower, age, usage, storage location, and your claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Michigan?
Boat insurance in Michigan typically covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments. It may also include coverage for towing, fuel spill liability, and uninsured boater protection. Policies often exclude wear and tear or gradual deterioration.
Is boat insurance required in Sterling Heights Michigan?
Yes, Michigan law requires all motorized watercraft to have liability insurance if operated on public waters. This includes boats, jet skis, and personal watercraft. You must carry proof of insurance on board and show it if requested by law enforcement.
How do I choose a boat insurance agent in Sterling Heights?
Look for an agent who specializes in marine or recreational vehicle insurance and understands Michigan boating regulations. Ask about coverage for your specific boat type, storage options, and whether they offer discounts for safety courses or multiple policies. Compare quotes from several agents to find suitable coverage.