The top-rated boat insurance agent in Troy, Michigan is Goosehead Insurance - Alsaigh & Adour Agency, rated 5.0 stars across 312 reviews. Other highly rated options include JPS Insurance Agency, Ann Percy - State Farm Insurance Agent, Jay Munj - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goosehead Insurance - Alsaigh & Adour Agency | 100 W Big Beaver Rd STE 580 | (586) 630-3799 |
| 2 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 3 | Ann Percy - State Farm Insurance Agent | 4101 John R Rd #500 | (248) 879-9690 |
| 4 | Jay Munj - State Farm Insurance Agent | 2916 E Long Lake Rd | (248) 250-9708 |
| 5 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 6 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 7 | Andrew Leggat - State Farm Insurance Agent | 2265 Livernois Rd Ste 300 | (248) 244-0618 |
| 8 | Dawn Pullis - State Farm Insurance Agent | 89 W South Blvd Suite 300 | (248) 879-8901 |
| 9 | American Insurance Advisors, LLC. - Jeff Pratt | 801 W Big Beaver Rd Suite 300 | (248) 895-0000 |
| 10 | Mason-McBride Insurance | 3155 W Big Beaver Rd Suite 125 | (248) 822-7170 |
Goosehead Insurance - Alsaigh & Adour Agency serves the Troy, Michigan metro area with professional boat insurance agent services. The agency assists local boat owners in securing proper coverage for their watercraft, helping to protect against potential liabilities and physical damage. A marine insurance specialist can guide clients through policy options that address common risks on regional lakes and rivers. This agency specifically handles insurance solutions for personal watercraft and larger recreational boats navigating Michigan inland waterways.
JPS Insurance Agency in Troy, MI, offers a full range of boat insurance services tailored to recreational watercraft owners. Its service plans include policy reviews, coverage consultations, and assistance with claims filing throughout the boating season. The company serves local boaters with policies for personal watercraft, sailboats, and powerboats, ensuring protection for lakes and inland waterways. It services single-family homes, apartments, retail locations, and restaurants that require coverage for their marine assets.
Ann Percy - State Farm Insurance Agent in Troy, Michigan serves local homeowners, businesses, and property owners needing coverage for their watercraft. The agency provides boat insurance policies that protect against common risks on nearby lakes and rivers, including liability and physical damage. Working with a national carrier allows the office to tailor policies for various boat sizes and usage patterns. The agency also assists clients living in surrounding areas such as Rochester Hills and the broader Oakland County metro region.
Whether you need a one-time boat insurance policy for a single season or recurring annual coverage for continuous protection, this agency in Troy, MI can address either approach. Policies typically cover physical damage from storms or collisions, as well as liability for passenger injuries or property damage on the water. Services are flexible, operating on a one-time, scheduled, or as-needed basis depending on whether you require a seasonal update, a mid-year boat purchase policy, or an annual renewal review.
AAA Insurance - Daniel's Agency serves Troy, Michigan and the surrounding communities in Oakland County, handling boat insurance for recreational watercraft such as powerboats, sailboats, and personal watercraft. In this Great Lakes region, coverage typically includes liability, physical damage, and protection against theft or storms. To manage each job, the agency reviews the vessel’s specific usage and storage, then matches it with an appropriate policy from its available insurers.
Serving Troy and the surrounding area, Troy-Metro Agency specializes in boat insurance for personal watercraft and larger vessels. Its general services include policy evaluations to ensure adequate hull and liability coverage for local lakes and rivers. The agency works with clients to tailor policies for various boating habits and storage situations. It actively helps address seasonal concerns such as proper insurance coverage when launching a vessel in spring or winterizing a boat during the colder months in Michigan.
As Michigan boaters prepare for the spring launch, Andrew Leggat - State Farm Insurance Agent in Troy, MI helps secure their vessels against local risks. The agency provides boat insurance policies tailored to cover damage, theft, and liability on nearby lakes and rivers. Clients can discuss their specific watercraft needs and storage arrangements during a consultation. An initial phone review or in-person visit to the Troy office will assess coverage requirements before the season begins.
Dawn Pullis - State Farm Insurance Agent in Troy, MI, assists local boat owners in securing coverage tailored to their watercraft and liability needs. The agency can arrange protections including physical damage coverage and options for towing and emergency assistance during the boating season. General auto and property policies are also available through the same office. The agent serves residential boaters as well as commercial client accounts, such as management offices, storage warehouses, marina facilities, and onshore food service operations.
American Insurance Advisors, LLC. - Jeff Pratt provides boat insurance services to residential clients in Troy, Michigan, and also offers commercial coverage for vessel owners in the broader region. An independent agent works with multiple insurers to match policies to individual boating needs and risk profiles. Regular follow-up service is provided between policy periods to adjust coverage as conditions or vessel usage changes.
Mason-McBride Insurance, a boat insurance agent in Troy, Michigan, is known for helping clients protect their watercraft with tailored coverage options. The agency serves boat owners across the greater Troy area and surrounding communities, offering policies for various vessel types including runabouts, fishing boats, and personal watercraft. Clients can secure coverage for liability, physical damage, and theft. In addition to standard boat insurance, Mason-McBride Insurance can add on specialized protection for trailers and onboard equipment like fishing gear and navigation electronics.
What Does a a Boat Insurance Agent in Troy Cost?
Boat insurance costs in Michigan vary widely based on boat value size and usage. For a typical 20 foot runabout annual premiums range from 300 to 800 dollars. A larger yacht or high speed boat can cost 1000 to 3000 dollars or more per year. Factors like your boating experience and claims history also affect the rate. This is general information not insurance advice.
About boat insurance agents in Troy
Boat insurance agents in Troy Michigan help you protect your watercraft with policies that meet state requirements. Michigan law does not require boat insurance for most boats but lenders and marinas often require it. A local agent can explain coverage options for the Great Lakes and inland waterways near Troy.
Frequently Asked Questions
Do I need boat insurance in Michigan?
Michigan does not require boat insurance by law for most recreational boats. However if you have a loan on the boat the lender will require it. Many marinas also require proof of insurance before docking.
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. It can also cover theft and towing. Michigan agents can add coverage for specific risks like ice damage.
How do I choose a boat insurance agent in Troy?
Look for an agent who specializes in marine or watercraft insurance. Ask about their experience with Michigan specific issues like winter layup and Great Lakes navigation. Compare quotes from multiple agents to find the right fit.
Boat Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills · Flint