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Find Boat Insurance Agents Near You in Troy, MI

Browse boat insurance agents serving Troy, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Troy, Michigan is Goosehead Insurance - Alsaigh & Adour Agency, rated 5.0 stars across 312 reviews. Other highly rated options include JPS Insurance Agency, Ann Percy - State Farm Insurance Agent, Jay Munj - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Troy.

Showing 20 boat insurance agents in Troy, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Goosehead Insurance - Alsaigh & Adour Agency100 W Big Beaver Rd STE 580(586) 630-3799
2JPS Insurance Agency1111 W Long Lake Rd Suite 201(248) 646-6657
3Ann Percy - State Farm Insurance Agent4101 John R Rd #500(248) 879-9690
4Jay Munj - State Farm Insurance Agent2916 E Long Lake Rd(248) 250-9708
5AAA Insurance - Daniel's Agency42831 Dequindre Rd(248) 800-9999
6Troy-Metro Agency2065 Livernois Rd(248) 813-8540
7Andrew Leggat - State Farm Insurance Agent2265 Livernois Rd Ste 300(248) 244-0618
8Dawn Pullis - State Farm Insurance Agent89 W South Blvd Suite 300(248) 879-8901
9American Insurance Advisors, LLC. - Jeff Pratt801 W Big Beaver Rd Suite 300(248) 895-0000
10Mason-McBride Insurance3155 W Big Beaver Rd Suite 125(248) 822-7170
GI
100 W Big Beaver Rd STE 580
Goosehead Insurance - Alsaigh & Adour Agency
Boat Insurance Agent · Troy, MI

Goosehead Insurance - Alsaigh & Adour Agency serves the Troy, Michigan metro area with professional boat insurance agent services. The agency assists local boat owners in securing proper coverage for their watercraft, helping to protect against potential liabilities and physical damage. A marine insurance specialist can guide clients through policy options that address common risks on regional lakes and rivers. This agency specifically handles insurance solutions for personal watercraft and larger recreational boats navigating Michigan inland waterways.

JI
1111 W Long Lake Rd Suite 201
JPS Insurance Agency
Boat Insurance Agent · Troy, MI

JPS Insurance Agency in Troy, MI, offers a full range of boat insurance services tailored to recreational watercraft owners. Its service plans include policy reviews, coverage consultations, and assistance with claims filing throughout the boating season. The company serves local boaters with policies for personal watercraft, sailboats, and powerboats, ensuring protection for lakes and inland waterways. It services single-family homes, apartments, retail locations, and restaurants that require coverage for their marine assets.

AP
4101 John R Rd #500
Ann Percy - State Farm Insurance Agent
Boat Insurance Agent · Troy, MI

Ann Percy - State Farm Insurance Agent in Troy, Michigan serves local homeowners, businesses, and property owners needing coverage for their watercraft. The agency provides boat insurance policies that protect against common risks on nearby lakes and rivers, including liability and physical damage. Working with a national carrier allows the office to tailor policies for various boat sizes and usage patterns. The agency also assists clients living in surrounding areas such as Rochester Hills and the broader Oakland County metro region.

JM
2916 E Long Lake Rd
Jay Munj - State Farm Insurance Agent
Boat Insurance Agent · Troy, MI

Whether you need a one-time boat insurance policy for a single season or recurring annual coverage for continuous protection, this agency in Troy, MI can address either approach. Policies typically cover physical damage from storms or collisions, as well as liability for passenger injuries or property damage on the water. Services are flexible, operating on a one-time, scheduled, or as-needed basis depending on whether you require a seasonal update, a mid-year boat purchase policy, or an annual renewal review.

AI
42831 Dequindre Rd
AAA Insurance - Daniel's Agency
Boat Insurance Agent · Troy, MI

AAA Insurance - Daniel's Agency serves Troy, Michigan and the surrounding communities in Oakland County, handling boat insurance for recreational watercraft such as powerboats, sailboats, and personal watercraft. In this Great Lakes region, coverage typically includes liability, physical damage, and protection against theft or storms. To manage each job, the agency reviews the vessel’s specific usage and storage, then matches it with an appropriate policy from its available insurers.

TM
2065 Livernois Rd
Troy-Metro Agency
Boat Insurance Agent · Troy, MI

Serving Troy and the surrounding area, Troy-Metro Agency specializes in boat insurance for personal watercraft and larger vessels. Its general services include policy evaluations to ensure adequate hull and liability coverage for local lakes and rivers. The agency works with clients to tailor policies for various boating habits and storage situations. It actively helps address seasonal concerns such as proper insurance coverage when launching a vessel in spring or winterizing a boat during the colder months in Michigan.

AL
2265 Livernois Rd Ste 300
Andrew Leggat - State Farm Insurance Agent
Boat Insurance Agent · Troy, MI

As Michigan boaters prepare for the spring launch, Andrew Leggat - State Farm Insurance Agent in Troy, MI helps secure their vessels against local risks. The agency provides boat insurance policies tailored to cover damage, theft, and liability on nearby lakes and rivers. Clients can discuss their specific watercraft needs and storage arrangements during a consultation. An initial phone review or in-person visit to the Troy office will assess coverage requirements before the season begins.

DP
89 W South Blvd Suite 300
Dawn Pullis - State Farm Insurance Agent
Boat Insurance Agent · Troy, MI

Dawn Pullis - State Farm Insurance Agent in Troy, MI, assists local boat owners in securing coverage tailored to their watercraft and liability needs. The agency can arrange protections including physical damage coverage and options for towing and emergency assistance during the boating season. General auto and property policies are also available through the same office. The agent serves residential boaters as well as commercial client accounts, such as management offices, storage warehouses, marina facilities, and onshore food service operations.

AI
801 W Big Beaver Rd Suite 300
American Insurance Advisors, LLC. - Jeff Pratt
Boat Insurance Agent · Troy, MI

American Insurance Advisors, LLC. - Jeff Pratt provides boat insurance services to residential clients in Troy, Michigan, and also offers commercial coverage for vessel owners in the broader region. An independent agent works with multiple insurers to match policies to individual boating needs and risk profiles. Regular follow-up service is provided between policy periods to adjust coverage as conditions or vessel usage changes.

MM
3155 W Big Beaver Rd Suite 125
Mason-McBride Insurance
Boat Insurance Agent · Troy, MI

Mason-McBride Insurance, a boat insurance agent in Troy, Michigan, is known for helping clients protect their watercraft with tailored coverage options. The agency serves boat owners across the greater Troy area and surrounding communities, offering policies for various vessel types including runabouts, fishing boats, and personal watercraft. Clients can secure coverage for liability, physical damage, and theft. In addition to standard boat insurance, Mason-McBride Insurance can add on specialized protection for trailers and onboard equipment like fishing gear and navigation electronics.

VI
1175 W Long Lake Rd # 200
VTC Insurance Group
Boat Insurance Agent · Troy, MI
(248) 828-3377
vtcins.com
II
2095 E Big Beaver Rd # 100
InPro Insurance Group
Boat Insurance Agent · Troy, MI
(248) 526-3260
inproagent.com
BB
5250 Corporate Dr Ste. 200
Brown & Brown of Detroit
Boat Insurance Agent · Troy, MI
(586) 977-6300
bbdetroit.com
NC
100 W Big Beaver Rd Suite 200
North Coast Insurance Services
Boat Insurance Agent · Troy, MI
(248) 892-6200
thenorthcoastagency.com
AI
1000 John R Rd # 204
Arena Insurance Agency LLC
Boat Insurance Agent · Troy, MI
(248) 524-9933
arenainsuranceagency.com
NI
2328 Livernois Rd
Northwest Insurance
Boat Insurance Agent · Troy, MI
(248) 528-1656
northwestagencymi.com
KI
880 W Long Lake Rd
Kapnick Insurance Group
Boat Insurance Agent · Troy, MI
(248) 352-4455
kapnick.com
SA
2565 W Maple Rd
The Secure Agency (Troy Branch)
Boat Insurance Agent · Troy, MI
(248) 414-1595
securefg.com/secure-agency
GL
1773 W Big Beaver Rd
Great Lakes Insurance Agency
Boat Insurance Agent · Troy, MI
(248) 649-1700
IP
3001 W Big Beaver Rd #117
Insurance Providers of Michigan,Inc.
Boat Insurance Agent · Troy, MI
(248) 325-9469
insuranceprovidersofmichigan.com

What Does a a Boat Insurance Agent in Troy Cost?

Boat insurance costs in Michigan vary widely based on boat value size and usage. For a typical 20 foot runabout annual premiums range from 300 to 800 dollars. A larger yacht or high speed boat can cost 1000 to 3000 dollars or more per year. Factors like your boating experience and claims history also affect the rate. This is general information not insurance advice.

About boat insurance agents in Troy

Boat insurance agents in Troy Michigan help you protect your watercraft with policies that meet state requirements. Michigan law does not require boat insurance for most boats but lenders and marinas often require it. A local agent can explain coverage options for the Great Lakes and inland waterways near Troy.

Frequently Asked Questions

Do I need boat insurance in Michigan?

Michigan does not require boat insurance by law for most recreational boats. However if you have a loan on the boat the lender will require it. Many marinas also require proof of insurance before docking.

What does boat insurance cover in Michigan?

Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. It can also cover theft and towing. Michigan agents can add coverage for specific risks like ice damage.

How do I choose a boat insurance agent in Troy?

Look for an agent who specializes in marine or watercraft insurance. Ask about their experience with Michigan specific issues like winter layup and Great Lakes navigation. Compare quotes from multiple agents to find the right fit.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.