The top-rated boat insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 19 boat insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 6 | Sean Flynn - State Farm Insurance Agent | 4182 Pontiac Lake Rd | (248) 618-9812 |
| 7 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 8 | Farm Bureau Insurance - The Milner Agency | 3756 Sashabaw Rd | (248) 599-3135 |
| 9 | Mike Tolbert - State Farm Insurance Agent | 34 S Telegraph Rd | (248) 683-3484 |
| 10 | L.A. Insurance | 3505 Elizabeth Lake Rd | (248) 681-9800 |
Joe Fagan - State Farm Insurance Agent serves the Waterford Township, Michigan area as a boat insurance agent. The agency helps local boat owners secure coverage that protects against common risks on the region’s lakes and rivers. Policies can cover physical damage to the vessel, liability for accidents, and protection for personal belongings onboard. The agent also handles coverage for towing and emergency assistance, ensuring boaters maintain proper financial protection while enjoying area waterways.
J. Bejin & Associates provides boat insurance services to clients in Waterford Township, MI, covering a range of watercraft needs. Its offerings help protect vessels from common risks on local lakes and inland waterways. The agency assists with policy maintenance and renewal guidance for seasonal or year-round boat owners. Service options may include liability and physical damage coverage tailored to different types of recreational boating. The company serves owners of single-family homes with personal watercraft, as well as those with apartments, retail stores, and restaurants seeking commercial marine insurance solutions.
Acrisure Waterford Township, MI (Select Underwriters) serves local homeowners and businesses seeking boat insurance coverage for personal watercraft, fishing boats, and yachts. The agency guides clients through policy options for liability, physical damage, and seasonal storage protection. With a focus on the greater Oakland County area, the team also assists customers in neighboring communities such as Pontiac and Clarkston.
AAA Insurance - Jon Gilroy Insurance Agency serves Waterford Township, MI, and the surrounding lakeside communities, specializing in boat coverage for personal watercraft and larger vessels. It handles policies that protect against common local risks on inland lakes and rivers. The agency guides each client through available coverage options, assessing the specific needs of their watercraft and typical usage patterns before tailoring a policy. For a typical job, it compares different policy features to find appropriate protection for the client's boating situation.
Acrisure Waterford Township, MI (Huttenlocher Group) provides boat insurance options that can be tailored as either a one-time policy for a single season or a recurring annual plan for ongoing coverage. Policies generally protect against physical damage, liability, and theft specific to watercraft operation on local lakes and rivers. Services operate on an as-needed basis, with policyholders able to request adjustments or renewals whenever their boating schedule changes, rather than being locked into a fixed schedule.
Sean Flynn - State Farm Insurance Agent in Waterford Township, MI provides specialty boat insurance coverage, protecting watercraft from common risks on local lakes and rivers. It also offers general insurance services for auto, home, and life policies. The agency helps clients secure liability protection and hull damage coverage necessary for legal operation. During the spring thaw, it assists boat owners in ensuring their policies are active before launching for the season.
With winter ice and spring storms threatening vessels across the lakes near Waterford Township, Vikings Insurance Agency helps boat owners secure proper coverage before the season begins. This agency specializes in tailored policies that address local risks, including liability, physical damage, and trailer protection for a wide range of watercraft. Their process begins with a straightforward review of each boat’s value and storage conditions, followed by a detailed inspection of hull and safety equipment to determine appropriate protection.
Mike Tolbert, a State Farm Insurance agent in Waterford Township, MI, assists clients with standard boat insurance policies to cover common watercraft liabilities and physical damage. Optional coverages can include protection for personal belongings aboard the vessel, as well as coverage for towing and roadside assistance for both the boat and trailer. This agency serves a range of commercial sectors, including local marinas, waterfront offices, and restaurants that operate seasonal dock-side food service.
L.A. Insurance in Waterford Township, Michigan, provides boat insurance for residential customers, covering personal watercraft and yachts. Commercial coverage is also available for charter operations or rental fleets in the greater Oakland County area. The agency works to arrange policies that protect against lake and river risks common to local waterways. Clients often return for follow-up service between regular visits to update coverage as boat values or usage patterns change.
What Does a a Boat Insurance Agent in Waterford Township Cost?
Typical boat insurance costs in Michigan range from 200 to 800 dollars per year for a standard runabout or fishing boat. Higher value boats or those with high performance engines may cost 1000 to 3000 dollars annually. Factors affecting price include boat value horsepower age of the owner and claims history. This is general information and not insurance advice.
About boat insurance agents in Waterford Township
Boat insurance agents in Waterford Township Michigan help protect your watercraft against damage theft and liability. Michigan law requires all motorized boats to carry liability insurance if operated on public waters. Local agents understand the unique risks of lakes like Cass Lake and Oakland County waterways.
Frequently Asked Questions
What does boat insurance cover in Waterford Township Michigan?
Boat insurance typically covers physical damage to your boat liability for injuries or property damage you cause and medical payments for passengers. Many policies also include coverage for trailers and personal property like fishing gear. Michigan law requires a minimum of 30000 dollars in liability coverage for bodily injury and 10000 dollars for property damage.
Do I need boat insurance in Michigan?
Yes if your boat has a motor and you operate it on Michigan public waters you must carry liability insurance. This applies to all motorized watercraft including jet skis and sailboats with auxiliary motors. Failure to carry insurance can result in fines and suspension of your watercraft registration.
How do I find a boat insurance agent in Waterford Township?
You can search online for local independent agents who specialize in marine insurance. Many agencies in Waterford Township offer quotes from multiple carriers to compare coverage and rates. Ask about discounts for safety courses multiple policies or boat club memberships.
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