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HomeBoat Insurance AgentsRhode Island › Middletown

Find Boat Insurance Agents Near You in Middletown, RI

Browse boat insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated boat insurance agent in Middletown, Rhode Island is Carey, Richmond & Viking Insurance, rated 5.0 stars across 68 reviews. Other highly rated options include Hilb Group, KVT Insurance LLC, Aquidneck Island Insurance. This directory lists 10 boat insurance agents serving Middletown.

Showing 10 boat insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
2Hilb Group500 W Main Rd(401) 847-5200
3KVT Insurance LLC2 Corporate Pl(401) 849-8502
4Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
5The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
6New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
7Defend Insure Agency12 Circle Dr(401) 213-1715
8Newport Insurance Agency460 E Main Rd(401) 619-1660
9Prudential | Tony Kutsaftis | Life Insurance & Annuities702 Aquidneck Ave(401) 848-0720
10Nationwide Insurance: SIG Insurance Agencies999 W Main Street(401) 849-4100
CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Boat Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance serves the Middletown, RI area as a local boat insurance agent. The agency provides coverage for a range of watercraft, helping clients in coastal and inland communities. Policies are designed to protect against common maritime risks. The team assists with both liability and physical damage protection for boat owners. Typical services include securing hull coverage and arranging personal property protection for onboard equipment.

HG
500 W Main Rd
Hilb Group
Boat Insurance Agent · Middletown, RI

Hilb Group provides boat insurance coverage as an agent in Middletown, Rhode Island, offering policies for a variety of watercraft throughout the local coastal area. It helps clients protect their vessels against common risks, including damage, theft, and liability arising from on-water operation. The agency typically assists with assessing individual coverage needs, comparing available policies, and navigating the claims process when necessary. Services are available for boat owners by appointment or during regular business hours. Its boat insurance services inventory and restaurants.

KI
2 Corporate Pl
KVT Insurance LLC
Boat Insurance Agent · Middletown, RI

KVT Insurance LLC in Middletown, RI serves local homeowners, small business owners, and property managers who need boat insurance protection for personal watercraft or larger vessels. It provides coverage options to safeguard boats against damage, theft, and liability while out on Narragansett Bay. The company also offers extended territory coverage for policyholders who launch from local marinas or store their boats in nearby Tiverton.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Boat Insurance Agent · Middletown, RI

Aquidneck Island Insurance serves boat owners in Middletown, Rhode Island, and the surrounding Newport County communities. It handles coverage options tailored specifically for watercraft, including liability protection and physical damage coverage for vessels used in local coastal waters. The company typically begins each job by assessing the client’s specific type of boat, its usage patterns, and the desired level of financial protection, then works to match those needs with a suitable policy from its available carriers.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Boat Insurance Agent · Middletown, RI

The SIG Insurance Agencies: Middletown, Rhode Island specializes in boat insurance policies designed to protect watercraft in coastal and inland waters. It offers general risk assessment and coverage placement services for recreational vessels and small boats. Located in Middletown, RI, this agency assists clients with navigating marine liability concerns specific to the Narragansett Bay region. It helps boat owners address the seasonal transition from winter storage to spring launch, ensuring adequate coverage for hull damage and theft during active boating months.

NI
674 Aquidneck Ave
New Insurance Agency RI
Boat Insurance Agent · Middletown, RI

In Rhode Island, winter storms and shifting currents along Narragansett Bay create unique risks for boat owners, so securing proper coverage is essential. New Insurance Agency RI in Middletown assists clients across the region with boat insurance policies tailored to local waterways. They help assess coverage needs, including liability on moorings and potential damage from seasonal weather. To begin, an agent will schedule a walkthrough evaluation of the vessel to confirm its current condition and mooring details.

DI
12 Circle Dr
Defend Insure Agency
Boat Insurance Agent · Middletown, RI

For a one-time policy purchase, a boat insurance agent helps clients secure coverage for a single season or voyage, while a scheduled service maintains ongoing protection through annual policy reviews and renewals in Middletown, RI. Defend Insure Agency assists with coverage options tailored for local coastal and inland waterways, addressing liability, hull damage, and theft. This agency operates on a scheduled basis, providing consistent support for recurring policy management and adjustments.

NI
460 E Main Rd
Newport Insurance Agency
Boat Insurance Agent · Middletown, RI

Newport Insurance Agency in Middletown, RI, provides residential boat insurance for personal watercraft, kayaks, and yachts. The agency also offers commercial coverage options for charter vessels and marina operations serving owners in Middletown, Newport, and across Aquidneck Island. Each policy is tailored to protect against coastal hazards, including storms, theft, and collision. Clients can arrange follow-up service to review deductibles and adjust limits between the regular seasonal policy updates.

PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Boat Insurance Agent · Middletown, RI

Prudential | Tony Kutsaftis | Life Insurance & Annuities places a strong emphasis on risk management and personal coverage planning. Its specialty add-ons for boat insurance include liability protection tailored to maritime activity in the Middletown area. The company works carefully with clients to review policies covering hull damage, navigation limits, and equipment storage. It is equipped to serve local commercial sectors such as offices, marinas, dockside warehouses, and food service operations.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Boat Insurance Agent · Middletown, RI

Nationwide Insurance: SIG Insurance Agencies in Middletown, RI, is known for providing boat insurance coverage to local watercraft owners. Its services help protect vessels ranging from small fishing boats to larger cruisers against common risks on Narragansett Bay and nearby coastal waters. The agency works to find suitable policies that address liability, physical damage, and towing needs. A specialty service it can add on is coverage for personal effects kept onboard, such as fishing gear and electronics.

What Does a a Boat Insurance Agent in Middletown Cost?

Boat insurance costs in Rhode Island typically range from 300 to 800 dollars per year for a small powerboat. Larger vessels or yachts may cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and your boating experience affect the premium. This is general information and not insurance advice.

About boat insurance agents in Middletown

Middletown Rhode Island boat insurance agents help protect your vessel with policies tailored to local waters. Rhode Island law requires all motorized boats to carry liability insurance. An agent can guide you through minimum coverage requirements and optional protections for your specific boat type.

Frequently Asked Questions

What does a boat insurance agent in Middletown do?

A boat insurance agent helps you find a policy that covers your boat for damage, theft, and liability. They explain Rhode Island requirements like minimum liability limits for motorized vessels. They also advise on optional coverage for accessories or towing.

Is boat insurance required in Rhode Island?

Yes, Rhode Island law requires liability insurance for all motorized boats. The minimum coverage is 25 thousand dollars for bodily injury per person, 50 thousand dollars per accident, and 25 thousand dollars for property damage. Your agent can help you meet these legal requirements.

How do I choose a boat insurance agent in Middletown?

Look for an agent with experience covering boats used in Narragansett Bay and local coastal areas. Ask about their knowledge of Rhode Island specific laws like the 90 day notice requirement for filing a claim. Compare quotes from multiple agents to find suitable coverage.

Boat Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.