The top-rated boat insurance agent in Middletown, Rhode Island is Carey, Richmond & Viking Insurance, rated 5.0 stars across 68 reviews. Other highly rated options include Hilb Group, KVT Insurance LLC, Aquidneck Island Insurance. This directory lists 10 boat insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 2 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 3 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 4 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 5 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 6 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 7 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 8 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
| 9 | Prudential | Tony Kutsaftis | Life Insurance & Annuities | 702 Aquidneck Ave | (401) 848-0720 |
| 10 | Nationwide Insurance: SIG Insurance Agencies | 999 W Main Street | (401) 849-4100 |
Carey, Richmond & Viking Insurance serves the Middletown, RI area as a local boat insurance agent. The agency provides coverage for a range of watercraft, helping clients in coastal and inland communities. Policies are designed to protect against common maritime risks. The team assists with both liability and physical damage protection for boat owners. Typical services include securing hull coverage and arranging personal property protection for onboard equipment.
Hilb Group provides boat insurance coverage as an agent in Middletown, Rhode Island, offering policies for a variety of watercraft throughout the local coastal area. It helps clients protect their vessels against common risks, including damage, theft, and liability arising from on-water operation. The agency typically assists with assessing individual coverage needs, comparing available policies, and navigating the claims process when necessary. Services are available for boat owners by appointment or during regular business hours. Its boat insurance services inventory and restaurants.
KVT Insurance LLC in Middletown, RI serves local homeowners, small business owners, and property managers who need boat insurance protection for personal watercraft or larger vessels. It provides coverage options to safeguard boats against damage, theft, and liability while out on Narragansett Bay. The company also offers extended territory coverage for policyholders who launch from local marinas or store their boats in nearby Tiverton.
Aquidneck Island Insurance serves boat owners in Middletown, Rhode Island, and the surrounding Newport County communities. It handles coverage options tailored specifically for watercraft, including liability protection and physical damage coverage for vessels used in local coastal waters. The company typically begins each job by assessing the client’s specific type of boat, its usage patterns, and the desired level of financial protection, then works to match those needs with a suitable policy from its available carriers.
The SIG Insurance Agencies: Middletown, Rhode Island specializes in boat insurance policies designed to protect watercraft in coastal and inland waters. It offers general risk assessment and coverage placement services for recreational vessels and small boats. Located in Middletown, RI, this agency assists clients with navigating marine liability concerns specific to the Narragansett Bay region. It helps boat owners address the seasonal transition from winter storage to spring launch, ensuring adequate coverage for hull damage and theft during active boating months.
In Rhode Island, winter storms and shifting currents along Narragansett Bay create unique risks for boat owners, so securing proper coverage is essential. New Insurance Agency RI in Middletown assists clients across the region with boat insurance policies tailored to local waterways. They help assess coverage needs, including liability on moorings and potential damage from seasonal weather. To begin, an agent will schedule a walkthrough evaluation of the vessel to confirm its current condition and mooring details.
For a one-time policy purchase, a boat insurance agent helps clients secure coverage for a single season or voyage, while a scheduled service maintains ongoing protection through annual policy reviews and renewals in Middletown, RI. Defend Insure Agency assists with coverage options tailored for local coastal and inland waterways, addressing liability, hull damage, and theft. This agency operates on a scheduled basis, providing consistent support for recurring policy management and adjustments.
Newport Insurance Agency in Middletown, RI, provides residential boat insurance for personal watercraft, kayaks, and yachts. The agency also offers commercial coverage options for charter vessels and marina operations serving owners in Middletown, Newport, and across Aquidneck Island. Each policy is tailored to protect against coastal hazards, including storms, theft, and collision. Clients can arrange follow-up service to review deductibles and adjust limits between the regular seasonal policy updates.
Prudential | Tony Kutsaftis | Life Insurance & Annuities places a strong emphasis on risk management and personal coverage planning. Its specialty add-ons for boat insurance include liability protection tailored to maritime activity in the Middletown area. The company works carefully with clients to review policies covering hull damage, navigation limits, and equipment storage. It is equipped to serve local commercial sectors such as offices, marinas, dockside warehouses, and food service operations.
Nationwide Insurance: SIG Insurance Agencies in Middletown, RI, is known for providing boat insurance coverage to local watercraft owners. Its services help protect vessels ranging from small fishing boats to larger cruisers against common risks on Narragansett Bay and nearby coastal waters. The agency works to find suitable policies that address liability, physical damage, and towing needs. A specialty service it can add on is coverage for personal effects kept onboard, such as fishing gear and electronics.
What Does a a Boat Insurance Agent in Middletown Cost?
Boat insurance costs in Rhode Island typically range from 300 to 800 dollars per year for a small powerboat. Larger vessels or yachts may cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and your boating experience affect the premium. This is general information and not insurance advice.
About boat insurance agents in Middletown
Middletown Rhode Island boat insurance agents help protect your vessel with policies tailored to local waters. Rhode Island law requires all motorized boats to carry liability insurance. An agent can guide you through minimum coverage requirements and optional protections for your specific boat type.
Frequently Asked Questions
What does a boat insurance agent in Middletown do?
A boat insurance agent helps you find a policy that covers your boat for damage, theft, and liability. They explain Rhode Island requirements like minimum liability limits for motorized vessels. They also advise on optional coverage for accessories or towing.
Is boat insurance required in Rhode Island?
Yes, Rhode Island law requires liability insurance for all motorized boats. The minimum coverage is 25 thousand dollars for bodily injury per person, 50 thousand dollars per accident, and 25 thousand dollars for property damage. Your agent can help you meet these legal requirements.
How do I choose a boat insurance agent in Middletown?
Look for an agent with experience covering boats used in Narragansett Bay and local coastal areas. Ask about their knowledge of Rhode Island specific laws like the 90 day notice requirement for filing a claim. Compare quotes from multiple agents to find suitable coverage.
Boat Insurance Agents in Other Rhode Island Cities
Cranston · Pawtucket · Providence · Warwick · Westerly