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Compare Boat Insurance Agents in Middletown, RI

Directory of boat insurance agents in Middletown, Rhode Island. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 boat insurance agents in Middletown, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900 crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200 opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502 crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100 findsig.com
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100 agency.nationwide.com

Middletown Rhode Island boat insurance agents help protect your vessel with policies tailored to local waters. Rhode Island law requires all motorized boats to carry liability insurance. An agent can guide you through minimum coverage requirements and optional protections for your specific boat type.

What Does a Boat Insurance Agent in Middletown Cost?

Boat insurance costs in Rhode Island typically range from 300 to 800 dollars per year for a small powerboat. Larger vessels or yachts may cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, and your boating experience affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Middletown do?
A boat insurance agent helps you find a policy that covers your boat for damage, theft, and liability. They explain Rhode Island requirements like minimum liability limits for motorized vessels. They also advise on optional coverage for accessories or towing.
Is boat insurance required in Rhode Island?
Yes, Rhode Island law requires liability insurance for all motorized boats. The minimum coverage is 25 thousand dollars for bodily injury per person, 50 thousand dollars per accident, and 25 thousand dollars for property damage. Your agent can help you meet these legal requirements.