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HomeBoat Insurance AgentsRhode Island › Providence

Find Boat Insurance Agents Near You in Providence, RI

Browse boat insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated boat insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Wilson Insurance Agency, Insurance Leader. This directory lists 12 boat insurance agents serving Providence.

Showing 12 boat insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cross Insurance291 Promenade St(401) 431-9200
2Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
3Wilson Insurance Agency723 Atwells Ave(401) 453-6659
4Insurance Leader1237 Elmwood Ave(401) 781-1810
5Guzman Insurance Group, LLC: Allstate Insurance1214 Broad St Lowr Level(401) 785-0806
6World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
7Gilbane Insurance Agency Inc.515 Elmwood Ave(401) 781-8680
8Farmington Insurance Agency24 Farmington Ave(401) 944-2230
9Lefebvre Insurance Agency, Inc.839 N Main St(401) 273-0022
10Atwood And Palazzo Insurance Agency565 Broadway(401) 272-4340
CI
291 Promenade St
Cross Insurance
Boat Insurance Agent · Providence, RI

Cross Insurance serves the Providence, Rhode Island metro area as a dedicated boat insurance agent. It connects local boat owners with policies that protect watercraft from risks common to New England waters. The agency works with various insurance carriers to find appropriate coverage for different vessel types, including powerboats and sailboats. Policies typically address physical damage, liability, and medical payments. Cross Insurance assists clients with navigating insurance for smaller fishing boats and provides guidance on securing appropriate coverage for larger yachts.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Boat Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc offers a range of boat insurance services tailored to protect watercraft in the Providence, RI area, including liability coverage and comprehensive protection for various vessels. Its service plans often include regular policy reviews to adjust coverage for seasonal use and changing risk conditions in local waters. The agency services a diverse portfolio of boats and waterfront properties, from single-family homes with private docks to commercial marinas and coastal retail establishments.

WI
723 Atwells Ave
Wilson Insurance Agency
Boat Insurance Agent · Providence, RI

Wilson Insurance Agency serves boat owners in Providence, Rhode Island, offering coverage for vessels ranging from personal watercraft to larger pleasure boats. It helps clients protect their investments against common risks like storm damage, accidents, and theft on local waterways. The agency can tailor policies to meet individual needs, ensuring compliance with regional maritime requirements. Providing clear guidance on policy options simplifies the insurance process for its customers. Its service area also extends to the neighboring community of Cranston, along with other parts of the greater Providence metro.

IL
1237 Elmwood Ave
Insurance Leader
Boat Insurance Agent · Providence, RI

Serving the Providence, Rhode Island area and its surrounding coastal communities, Insurance Leader handles boat insurance for a variety of watercraft. Their coverage typically protects personal watercraft and larger vessels against common risks like storm damage, collision, and liability. To manage the complexity of marine policies in this region, the agency thoroughly assesses each client’s specific navigation and storage needs before recommending appropriate policy limits and deductibles.

GI
1214 Broad St Lowr Level
Guzman Insurance Group, LLC: Allstate Insurance
Boat Insurance Agent · Providence, RI

For boat owners in Providence, the difference lies between one-time policy adjustments for a single season and recurring coverage renewals that safeguard against evolving risks year after year. Guzman Insurance Group, LLC: Allstate Insurance offers boat insurance agent services that include liability protection, hull damage coverage, and options for personal property on board. Whether the customer requires a simple annual update or a full policy review at the start of each boating season, service is provided on an as-needed or scheduled basis.

WI
477 Elmwood Ave
World Insurance Associates LLC
Boat Insurance Agent · Providence, RI

World Insurance Associates LLC in Providence, RI, offers tailored boat insurance policies covering liability, physical damage, and equipment protection for various watercraft. It serves local boat owners, marinas, and charter operators with personalized risk assessments and coverage options. The agency helps clients navigate the unique exposures of New England waters, including sudden storms, coastal flooding, and seasonal storage concerns during the winter lay-up period.

GI
515 Elmwood Ave
Gilbane Insurance Agency Inc.
Boat Insurance Agent · Providence, RI

As the boating season begins along Narragansett Bay, Rhode Island boat owners seek reliable coverage for their vessels against local risks like sudden storms and summer congestion. Gilbane Insurance Agency Inc. in Providence, Rhode Island provides personalized boat insurance policies tailored to individual needs, whether for a small runabout or a larger cruising yacht. Their knowledgeable team carefully evaluates each policyholder's situation to ensure appropriate protection. A typical initial step involves reviewing the boat's condition and documentation before finalizing coverage.

FI
24 Farmington Ave
Farmington Insurance Agency
Boat Insurance Agent · Providence, RI

Farmington Insurance Agency offers boat insurance services to clients throughout Providence, Rhode Island, helping protect vessels from common perils on local waterways. Its specialty add-ons typically cover equipment, towing, and liability exposures beyond standard policies. The agency draws on extensive familiarity with coastal and inland marine risks. It works with private owners as well as commercial sectors, including marinas, repair yards, and fishing operations that require coverage for offices, warehouses, and food service facilities.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Boat Insurance Agent · Providence, RI

Lefebvre Insurance Agency, Inc. is a service provider in Providence, RI, known for arranging boat insurance policies for local recreational and commercial watercraft owners. Their offerings typically cover liability, hull damage, and personal property protection on vessels operating in Narragansett Bay and nearby coastal waters. A full-service agency, it connects clients with major carriers to secure tailored coverage based on boat type and usage. An agent can further specialize by adding policies for towing and emergency assistance during breakdowns on the water.

AP
565 Broadway
Atwood And Palazzo Insurance Agency
Boat Insurance Agent · Providence, RI

Atwood And Palazzo Insurance Agency provides residential boat insurance services to clients in Providence, Rhode Island. The agency also offers commercial coverage for local businesses that operate on the water. Their service area includes the greater Providence region and surrounding communities throughout the state. They focus on helping boat owners secure the proper protection for their vessels and personal liability needs. Follow-up or repeat service is commonly arranged between regular seasonal visits to adjust coverage as policies evolve.

EF
217 Angell St
E F Bishop Agency Inc
Boat Insurance Agent · Providence, RI
(401) 421-3210
efbishop.com
DS
245 Waterman St # 501
DeCotis Specialty Insurance
Boat Insurance Agent · Providence, RI
(401) 351-0066
decotis.com

What Does a a Boat Insurance Agent in Providence Cost?

The cost of boat insurance in Rhode Island varies widely based on boat value, type, and usage. For a typical 20-foot powerboat, annual premiums range from 300 to 800 dollars. A larger yacht can cost 1,500 to 5,000 dollars per year or more. Factors like your boating experience, safety equipment, and storage location affect the price. This is general information and not insurance advice.

About boat insurance agents in Providence

Boat insurance agents in Providence Rhode Island help you protect your vessel with policies that meet state requirements. Rhode Island law does not require boat insurance for most boats, but marinas and lenders often require it. Local agents understand the unique risks of Narragansett Bay and the Atlantic coast.

Frequently Asked Questions

Do I need boat insurance in Rhode Island?

Rhode Island does not require boat insurance by law for most recreational boats. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.

What does boat insurance cover in Providence?

Boat insurance typically covers liability for damage to other boats or property, physical damage to your boat, theft, and towing. In Rhode Island, many policies also include coverage for hurricane damage and wreck removal.

How do I choose a boat insurance agent in Providence?

Look for an agent who specializes in marine insurance and knows Rhode Island waters. Ask about coverage for storms, salvage, and uninsured boaters. Compare quotes from multiple agents to find the right policy for your boat.

Boat Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.