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Compare boat insurance agents in Westerly. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 boat insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
Watch Hill Yacht Services
3 India Point, Westerly, RI 02891
(401) 596-8815
yachtworld.com
Boat insurance agents in Westerly Rhode Island help you protect your vessel against risks like storm damage and collisions. Rhode Island requires liability coverage for boats with motors over 10 horsepower. Local agents can explain state-specific rules and help you find a policy that meets your needs.
What Does a Boat Insurance Agent in Westerly Cost?
The cost of boat insurance in Rhode Island varies widely based on boat value, size, and usage. Typical annual premiums range from 300 dollars for a small fishing boat to over 1,500 dollars for a large cruiser. Factors like your boating experience, storage location, and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Rhode Island?
Boat insurance typically covers physical damage to your vessel, liability for injuries or damage you cause, and medical payments. Rhode Island law requires liability insurance for boats with motors over 10 horsepower. Your agent can help you add coverage for theft or towing.
Is boat insurance required in Rhode Island?
Yes, Rhode Island law requires boat owners to carry liability insurance if their boat has a motor of 10 horsepower or more. This law applies to all boats operated on state waters. Your agent can help you meet this legal requirement.
How do I choose a boat insurance agent in Westerly?
Look for an agent who specializes in marine insurance and understands Rhode Island waterways like Block Island Sound and the Pawcatuck River. Ask about coverage for hurricane season and winter layup. Compare quotes from multiple agents to find the right policy for your boat.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.