The top-rated boat insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, McLane Insurance Agency, DeGiulio Insurance Group, LLC. This directory lists 19 boat insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 5 | Sacchetti Classic Auto Insurance | 845 Post Rd | (401) 461-0900 |
| 6 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 7 | Robert Bolton: Allstate Insurance | 1845 Post Rd # B | (401) 732-1919 |
| 8 | Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative | 475 Kilvert St # 300 | (401) 732-5213 |
| 9 | Ordinary Insurance RI | 733 Bald Hill Rd | (401) 213-1937 |
| 10 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
Bankers Life serves the Warwick, Rhode Island area as a boat insurance agent. The company helps local boat owners obtain coverage that protects their watercraft from common risks on Narragansett Bay. Policies arranged through this agency can shield vessels against damage from storms, collisions, and theft. Clients can also secure liability protection for accidents involving other boaters or property. Typical service offerings include coverage for both sailboats and powerboats, as well as policies tailored for personal watercraft like jet skis.
Brook Insurance Associates LLC offers coverage options for recreational watercraft, including fishing boats and personal watercraft, along with liability and comprehensive protection. The agency assists clients in Warwick and the surrounding region with evaluating policy limits and deductibles to match individual needs. Annual policy reviews and claims support help maintain continuous protection for boat owners. The firm services watercraft used at private residences, marina slips, and seasonal waterfront properties such as cottages and small vacation homes.
McLane Insurance Agency in Riverside, RI is known for providing specialized boat insurance coverage tailored to local waterway needs. The agency offers policies that protect both small recreational vessels and larger inboard craft common in the area. Services include standard liability and hull protection, as well as coverage for equipment and personal effects. An additional specialty service available is uninsured boater coverage to safeguard clients on Narragansett Bay.
Homeowners and businesses in Warwick, Rhode Island, turn to DeGiulio Insurance Group, LLC, a local boat insurance agency providing coverage for yachts, runabouts, and personal watercraft. Their agents evaluate hull values, liability risks, and storage locations to tailor policies that meet specific waterfront needs. This agency serves clients throughout Warwick and also extends its marine insurance services to the nearby communities of Cranston and East Greenwich.
Sacchetti Classic Auto Insurance in Warwick, RI, distinguishes between one-time policy setups for new boat owners and recurring service options for those needing annual renewals. Their coverage protects against common maritime risks such as damage from storms, collisions, or theft while the vessel is docked or underway. Policies can be tailored to individual watercraft needs, addressing liability for passengers and physical damage to the hull. Service for existing customers is available primarily on an as-needed basis, allowing boaters to request policy adjustments or file claims upon their own schedule.
With spring rains raising water levels on Narragansett Bay, local boat owners often review their coverage. Keith Cloutier: Allstate Insurance in Warwick, RI, addresses this seasonal need by offering boat insurance agent services for area vessels. The company helps clients consider hull protection and liability options against common coastal risks like storms or docking mishaps. An initial assessment of the boat’s condition and typical usage is scheduled to begin the policy process.
Specializing in boat insurance policies for personal watercraft and larger vessels, Robert Bolton: Allstate Insurance provides tailored coverage for Rhode Island’s coastal and inland waterways. The agency works with boat owners to understand their unique needs and potential liability risks. In addition to boat-specific policies, they offer general auto and homeowners insurance services from their Warwick office. The colder months are a critical time for this service, as the company helps clients ensure their watercraft are properly covered during winter storage in the region.
Based in Warwick, Rhode Island, Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative provides general boat insurance services. It specializes in personal watercraft and larger recreational vessel coverage, including liability and hull protection. These policies help safeguard local boaters against common risks on Narragansett Bay and inland waterways. The agency schedules expertise for commercial sectors including offices, warehouses, and food service.
Ordinary Insurance RI serves residential boat owners in Warwick, Rhode Island, and also provides commercial marine coverage for businesses with watercraft. Their service area extends throughout the greater Warwick region and nearby coastal communities. As a local boat insurance agent, they help clients assess policy options tailored to vessel type, usage, and storage conditions. After each season or policy review, they reach back out to ensure coverage still fits the client’s current boating needs, encouraging ongoing communication between regular visits.
What Does a a Boat Insurance Agent in Warwick Cost?
Boat insurance costs in Rhode Island vary by vessel value, size, horsepower, and usage. Typical annual premiums range from 300 to 800 dollars for a small fishing boat and 1,000 to 3,000 dollars for a mid-size cruiser. Factors like boating safety courses and storage location can lower rates. This is general information, not insurance advice.
About boat insurance agents in Warwick
Boat insurance agents in Warwick, Rhode Island help protect your vessel against damage, theft, and liability. Rhode Island law requires all motorized boats to carry liability insurance if operated on state waters. Local agents understand the unique risks of Narragansett Bay and coastal waterways.
Frequently Asked Questions
What type of boat insurance is required in Rhode Island?
Rhode Island requires liability insurance for all motorized boats registered in the state. Minimum coverage includes 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 25,000 dollars for property damage. Agents in Warwick can help you meet these requirements.
How do I find a boat insurance agent in Warwick RI?
You can search online directories or ask local marinas and boat dealers for referrals. Many agents in Warwick specialize in marine policies and can provide quotes for various vessel types from small fishing boats to larger yachts.
Does homeowners insurance cover my boat in Warwick?
Homeowners insurance typically covers only small boats like canoes or small sailboats with limited liability. For larger motorized vessels, you need a separate boat insurance policy. An agent in Warwick can explain the difference and help you get proper coverage.
Boat Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · Pawtucket · Providence · Westerly