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Find Business Insurance Agents Near You in Covington, KY

Browse business insurance agents serving Covington, Kentucky. Updated 2026-07-14.

The top-rated business insurance agent in Covington, Kentucky is Riverfront Insurance Partners, rated 4.9 stars across 55 reviews. Other highly rated options include Phil Hale Insurance, Best Insurance Services Inc, Sherrill Morgan. This directory lists 12 business insurance agents serving Covington.

Showing 12 business insurance agents in Covington, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Riverfront Insurance Partners525 W 5th St Suite 235A(859) 512-8325
2Phil Hale Insurance36 W Pike St 3rd floor(513) 619-1611
3Best Insurance Services Inc6 E 5th St(859) 279-0892
4Sherrill Morgan525 W 5th St(859) 291-6600
5Curt Nortman - State Farm Insurance Agent4333 Winston Ave(859) 491-0438
6TrustFirst Insurance Agency430 Madison Ave(859) 592-4961
7ThriveSure Insurance KY530 Madison Ave(859) 474-5684
8Shelter Insurance - Shawn Moore6200 Taylor Mill Rd(859) 356-5688
9Anthony Vickery- SFM Insurance36 W Pike St 3rd floor(513) 341-3210
10LowCo Car Insurance Team130 E 6th St(208) 279-0338
RI
525 W 5th St Suite 235A
Riverfront Insurance Partners
Business Insurance Agent · Covington, KY

Riverfront Insurance Partners serves businesses in Covington, Kentucky, and the surrounding metro area as a local business insurance agent. The agency helps companies secure coverage tailored to their operational risks, including general liability and property insurance. Policies are designed to protect against common losses such as customer injuries or damage to business premises. The firm also assists with specialized needs like workers' compensation coverage required for local employees. It handles commercial auto insurance and professional liability policies for area firms.

PH
36 W Pike St 3rd floor
Phil Hale Insurance
Business Insurance Agent · Covington, KY

Phil Hale Insurance in Covington, KY provides a full range of business insurance services, including general liability, property coverage, and workers' compensation. Its maintenance plans focus on periodic policy reviews to ensure local businesses have appropriate protection as their operations evolve. Service plans include risk assessments and ongoing support for claims issues. The agency handles insurance needs for various property types, such as single-family homes, apartments, retail stores, and restaurants in the Covington area.

BI
6 E 5th St
Best Insurance Services Inc
Business Insurance Agent · Covington, KY

Best Insurance Services Inc serves local businesses, property managers, and regional commercial property owners in the Covington area. The agency specializes in general liability, property, and workers’ compensation coverage to protect against common operational risks. Business owners can also receive guidance on tailoring policies to their specific industry needs. With a focus on risk management and personalized assistance, the office helps clients navigate the local insurance landscape. In addition to Covington, the company provides services to businesses in the greater Northern Kentucky metro, including nearby Florence.

SM
525 W 5th St
Sherrill Morgan
Business Insurance Agent · Covington, KY

Sherrill Morgan serves the Covington area and surrounding communities in northern Kentucky, handling a full range of business insurance needs for local enterprises. It works with owners to secure coverage for standard policies, including general liability, property, and workers' compensation. The agency also assists with risks specific to the region’s commercial landscape, such as professional liability and commercial auto. To complete a typical engagement, Sherrill Morgan reviews the client’s current operations and liability exposures before matching options from multiple carriers that fit the business’s specific budget and risk profile.

CN
4333 Winston Ave
Curt Nortman - State Farm Insurance Agent
Business Insurance Agent · Covington, KY

Curt Nortman - State Farm Insurance Agent in Covington, KY, distinguishes between one-time policy setups and recurring service plans for business insurance. The agency provides coverage tailored for local companies, addressing general liability, property, and commercial vehicle needs to protect against common operational risks. As a general practice in the area, this service allows businesses to select claims assistance and policy adjustments as needed. Coverage adjustments and new policy consultations run strictly on an as-needed basis for existing and prospective clients.

TI
430 Madison Ave
TrustFirst Insurance Agency
Business Insurance Agent · Covington, KY

TrustFirst Insurance Agency in Covington, KY offers specialty services such as general liability protection and property coverage for small to mid-sized businesses in the area. Its general work encompasses advising clients on risk management strategies and tailoring commercial insurance plans to protect assets and daily operations. This agency specifically helps local companies address seasonal fluctuations in inventory or staffing, ensuring proper coverage during peak business cycles or slower periods to guard against unforeseen operational interruptions.

TI
530 Madison Ave
ThriveSure Insurance KY
Business Insurance Agent · Covington, KY

As spring construction picks up across Covington, local contractors and small retailers often reassess their liability coverage. ThriveSure Insurance KY works as a business insurance agent, helping firms navigate general liability and property policies tailored to regional risks like weather or commercial property age. The team reviews typical exposures for main-street shops, warehouses, and professional offices. An initial assessment begins with an on-site walk-through and a review of current certificates, identifying gaps before providing coverage options that align with business operations.

SI
6200 Taylor Mill Rd
Shelter Insurance - Shawn Moore
Business Insurance Agent · Covington, KY

Shelter Insurance’s Shawn Moore provides business insurance to protect local companies from common operational risks, with specialty options for liability coverage, commercial property protection, and workers’ compensation. His agency focuses on securing policies that match the specific exposures of each enterprise in the Covington, KY area. Commercial sectors he can serve include local office spaces, warehouse facilities, and food service establishments, ensuring all necessary coverages are addressed.

AV
36 W Pike St 3rd floor
Anthony Vickery- SFM Insurance
Business Insurance Agent · Covington, KY

Anthony Vickery- SFM Insurance serves residential clients in Covington, KY who need business insurance coverage. The agency helps local small business owners review their commercial policies, including property and liability options. Covering the greater Covington area, they assist with new policies and annual policy check-ins. Clients can reach out for help with coverage questions as they arise, and return visits may be scheduled for routine reviews between regular business visits.

LC
130 E 6th St
LowCo Car Insurance Team
Business Insurance Agent · Covington, KY

LowCo Car Insurance Team in Covington, KY is known for connecting local businesses with tailored business insurance agent services. It helps clients secure coverage for general liability, property, and workers’ compensation to protect their daily operations. The company serves small and medium-sized enterprises across the region, assessing unique risks to find suitable policies. For added protection, it also offers commercial auto insurance for company vehicles and fleets.

PH
1611 Madison Ave
Passport Health Plan
Business Insurance Agent · Covington, KY
(859) 888-5092
molinahealthcare.com/members/ky/en-us/Pages/home.aspx
GI
100 E Rivercenter Blvd Suite 800
Gallagher Insurance, Risk Management & Consulting
Business Insurance Agent · Covington, KY
(859) 581-2088
assuredpartners.com/Bellevue

What Does a a Business Insurance Agent in Covington Cost?

The cost of business insurance in Kentucky varies by industry location and coverage limits. A small retail shop in Covington might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and classification codes typically ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies often start around 1200 dollars per year per vehicle. This is general information and not insurance advice.

About business insurance agents in Covington

Business insurance agents in Covington Kentucky help local companies find coverage that meets state requirements. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain how Kentucky specific regulations affect your policy needs and help you compare options from multiple carriers.

Frequently Asked Questions

What types of business insurance are required in Kentucky?

Kentucky law requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required for any business owned vehicles. General liability is not state mandated but is often required by landlords or contracts.

How do I find a business insurance agent in Covington?

You can search for licensed agents through the Kentucky Department of Insurance website or ask for referrals from other local business owners. Many agents in Covington specialize in small to medium sized businesses and can meet with you in person.

Does Kentucky have specific rules for business insurance policies?

Yes Kentucky has unique regulations for workers compensation through the Kentucky Department of Workers Claims. The state also has specific minimum liability limits for commercial auto policies. An agent familiar with Kentucky law can help you comply with these requirements.

Business Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.