The top-rated business insurance agent in Louisville, Kentucky is Zachary Hernan - State Farm Insurance Agent, rated 5.0 stars across 907 reviews. Other highly rated options include Aspen Ridge Insurance, LLC, RLP Insurance, Greg Haus - State Farm Insurance Agent. This directory lists 38 business insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Hernan - State Farm Insurance Agent | 10116 Taylorsville Rd | (502) 749-5466 |
| 2 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 3 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 4 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 5 | The Insurance Artist LLC | 9700 Bunsen Pkwy | (502) 830-9176 |
| 6 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 7 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 8 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 9 | Price Point Insurance Services | 5427 Bardstown Rd #3 | (502) 290-5061 |
| 10 | Johnson Lawrence & Walker | 6506 Strawberry Ln | (502) 361-9411 |
Zachary Hernan - State Farm Insurance Agent serves the Louisville, Kentucky metro area by providing business insurance solutions tailored to local enterprises. This agency helps company owners assess their operational risks and secure commercial policies to protect their assets and employees. Business insurance agents in this region work closely with small to mid-sized businesses to customize coverage against common local liabilities. Supporting clients through complicated claims processes is a key part of the service offered here. The agency specifically handles commercial property insurance and general liability insurance for Louisville businesses.
Aspen Ridge Insurance, LLC provides a comprehensive range of business insurance services to local enterprises throughout the Louisville, KY area. It offers ongoing support and coverage maintenance plans tailored to protect operational assets and manage evolving liability risks. The firm assists clients in identifying appropriate coverage for commercial structures and various business ventures. Its services extend to safeguarding diverse property types, including single-family homes, apartments, retail storefronts, and full-service restaurants.
RLP Insurance serves local businesses, property managers, and commercial property owners throughout the Louisville, KY area. The agency provides business insurance solutions including general liability, commercial property, and workers’ compensation coverage. Its work focuses on helping companies manage risk and protect their assets with appropriate policies. The agency’s services are designed to support the operational needs of small and midsize commercial clients. RLP Insurance also extends its coverage and consultation to businesses in the nearby Jeffersontown community.
Greg Haus - State Farm Insurance Agent in Louisville, KY offers commercial auto, general liability, and property coverage for local businesses. It also provides workers’ compensation and professional liability policies to help companies manage operational risks. The agency serves sole proprietors, small retailers, and larger commercial operations throughout the area. Its business insurance helps protect against interruptions caused by equipment breakdowns or property damage during severe winter storms and ice events that are common in Louisville.
The Insurance Artist LLC in Louisville, Kentucky provides business insurance services that are divided between one-time policy consultations and recurring coverage updates. General liability and property coverage are common offerings for local enterprises. Customizing protection plans for small retail shops and larger commercial firms is typical. Risk assessment reviews help identify unique exposures within the region. Client service runs on an as-needed basis for policy adjustments, with annual renewals scheduled for continuity.
Hyland Insurance serves businesses, homeowners, and property managers in Louisville, Kentucky, by providing commercial insurance policies tailored to local industry needs. The agency assists clients in obtaining coverage for general liability, property protection, and workers' compensation. Recognizing the diverse risks faced by companies operating in the region, it works to match each client with appropriate plans. Beyond its Louisville base, Hyland Insurance also covers businesses located in the surrounding Jefferson County area.
Commonwealth Insurance Services in Louisville, Kentucky specializes in crafting tailored business insurance packages, covering general liability and property protection for local enterprises. The agency further serves its commercial clients by assessing potential risks and securing appropriate commercial auto or workers’ compensation policies. Its agents work closely with small and mid-sized companies throughout the region. A typical concern this firm helps resolve each spring is reviewing and adjusting coverage limits before the start of the busy construction and outdoor event season.
Louisville businesses face shifting liability risks with each change in seasonal weather or local regulations. Schwartz Insurance Group provides business insurance agent services to help companies manage these exposures and maintain stable coverage. Their professionals analyze daily operational hazards specific to commercial enterprises across the Kentuckiana area. They tailor general liability, property, and workers’ compensation strategies to match each client’s operational profile. The process begins with a comprehensive on-site inspection of the business premises to identify risk factors and verify current safeguards before any policy discussion proceeds.
Price Point Insurance Services in Louisville, Kentucky assists businesses in obtaining coverage for general liability, property, and workers compensation needs. The agency also specializes in adding on customized protection for specific operational risks. Business owners can secure policies that address professional liability, commercial auto, and business interruption. Their client base includes local offices, warehouses, and food service establishments requiring tailored insurance solutions.
What Does a a Business Insurance Agent in Louisville Cost?
Typical costs for a small business insurance policy in Kentucky range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by industry and payroll but often start at 500 to 2,000 dollars annually for low-risk businesses. A business owners policy BOP which bundles liability and property insurance usually costs between 600 and 2,500 dollars per year. These are general estimates and your actual cost will depend on your specific business details. This is general information and not insurance advice.
About business insurance agents in Louisville
A business insurance agent in Louisville Kentucky helps local companies find the right coverage for their specific risks. Kentucky law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through state requirements and help protect your assets.
Frequently Asked Questions
What types of business insurance are required in Kentucky?
Kentucky law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I find a business insurance agent in Louisville?
You can search for licensed agents through the Kentucky Department of Insurance website. Many agents specialize in commercial lines and can quote coverage from multiple carriers. It helps to have your business revenue payroll and industry details ready when you call.
What factors affect the cost of business insurance in Kentucky?
Insurance costs depend on your industry number of employees revenue location and claims history. For example a restaurant in downtown Louisville may pay more for general liability than a home-based consulting firm. Each carrier uses its own formula to set rates.
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