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Find Business Insurance Agents Near You in Owensboro, KY

Browse business insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated business insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 business insurance agents serving Owensboro.

Showing 20 business insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Candace Crossan - State Farm Insurance Agent933 Tamarack Rd(270) 926-1114
3Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
4The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
5T.H.E Insurance Group745 Carlton Dr(270) 240-1835
6Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
7Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
8Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
9Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
10EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Business Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves clients throughout Owensboro and Daviess County, Kentucky. The agency provides business insurance designed to protect local companies from unexpected financial losses. Policies cover property damage, liability claims, and income interruption, helping entrepreneurs manage daily operational risks. Additional personal coverage options are also available for business owners. The firm assists with commercial auto insurance for company vehicles and workers compensation policies to address employee injury claims.

CC
933 Tamarack Rd
Candace Crossan - State Farm Insurance Agent
Business Insurance Agent · Owensboro, KY

Candace Crossan - State Farm Insurance Agent provides businesses in Owensboro, KY with comprehensive coverage options, including general liability, commercial property, and workers compensation. The agency assists clients on an ongoing basis, offering policy reviews, risk assessment consultations, and support through the claims process to ensure proper maintenance of their coverage. It services a wide variety of local properties, from single-family homes and apartment complexes to retail stores and full-service restaurants.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Business Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent serves Owensboro homeowners, business owners, and property managers with tailored coverage plans. The agency provides general liability, commercial auto, and property insurance to protect local enterprises and rental properties. Clients receive guidance on risk management and policy options to safeguard their assets. The office also assists residents in the neighboring communities of Thruston and Maceo, Kentucky, extending its service area throughout Daviess County for both personal and commercial insurance needs.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Business Insurance Agent · Owensboro, KY

Serving Owensboro, Kentucky, and the surrounding communities, The Hayden Agency: Allstate Insurance handles a wide range of business insurance needs. The agency assists local enterprises with coverage for general liability, property, and workers’ compensation. Its work also frequently involves advising commercial clients on proper policy limits and risk assessments. To complete a typical job, the agency first reviews the client’s operations, then presents tailored policy options that address the specific exposures identified during that review.

TH
745 Carlton Dr
T.H.E Insurance Group
Business Insurance Agent · Owensboro, KY

T.H.E Insurance Group in Owensboro, KY helps businesses distinguish between one-time policy purchases, such as those for a single event or short-term project, and recurring commercial coverage like general liability or workers' compensation. Their business insurance agents assess local risk factors to recommend appropriate protection for various industries. Clients receive guidance on matching policy types to their operational needs, whether annual renewals or project-specific certificates. Service typically runs on a scheduled basis, aligning with policy renewal cycles to ensure continuous coverage adjustments.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Business Insurance Agent · Owensboro, KY

Allstate Insurance Agent Kent Banning in Owensboro, Kentucky provides specialty business insurance services, including tailored liability coverage and commercial property protection. The agency also addresses general daily operational risks common to local small businesses, helping owners manage financial exposures. For those concerned about winter weather disruptions, the agency assists in securing coverage for lost inventory and revenue caused by seasonal closures or property damage.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Business Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc in Owensboro, KY helps local businesses secure general liability and property coverage. It also specializes in adding tailored policies such as professional liability or commercial auto to meet specific operational risks. The agency serves a variety of commercial sectors, including professional offices needing errors and omissions protection, warehouses requiring inventory and equipment insurance, and food service establishments seeking coverage for premises liability and spoilage.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Business Insurance Agent · Owensboro, KY

As the seasonal changes in western Kentucky bring fluctuating liability risks to local businesses, Owensboro Insurance Agency reviews commercial coverage gaps that often appear in standard policies. Located in Owensboro, KY, this business insurance agent helps companies navigate property, general liability, and workers’ compensation requirements. The agency evaluates each client’s unique operational exposures and recommends appropriate limits and deductibles. The initial step is a no-obligation consultation to review current policies and identify potential vulnerabilities in your coverage.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Business Insurance Agent · Owensboro, KY

Elite Risk Advisors serves business owners in Owensboro, Kentucky, with customized insurance solutions for commercial property, liability, and workers’ compensation coverage. The agency also assists residential clients seeking appropriate protection for their homes and personal assets. Serving the local region, the team evaluates each operation’s unique exposures to craft policies that address specific operational risks and legal requirements. After the initial placement, the agency conducts regular policy reviews and follow-up consultations, providing ongoing support between seasonal or renewal visits to ensure coverage remains aligned with changing needs.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Business Insurance Agent · Owensboro, KY
KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Business Insurance Agent · Owensboro, KY
(270) 926-9600
kyfb.com/daviess/central
WI
2410 W Parrish Ave
WD Insurance
Business Insurance Agent · Owensboro, KY
(270) 240-2268
wdinsuranceobky.com
BI
801 Old Hartford Rd
Bennett Insurance Agency
Business Insurance Agent · Owensboro, KY
(270) 228-2323
IG
745 Carlton Dr
THE Insurance Group by Drew Young
Business Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Business Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Business Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Business Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagency.com
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Business Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Business Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Business Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com

What Does a a Business Insurance Agent in Owensboro Cost?

The cost of business insurance in Owensboro varies by industry, payroll, and coverage limits. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction contractor could pay $2,000 to $5,000 or more for workers comp and liability combined. Kentucky rates are influenced by local claim trends and state regulations. This is general information, not insurance advice.

About business insurance agents in Owensboro

Owensboro business owners can work with a local insurance agent to secure coverage that meets Kentucky state requirements. Kentucky law mandates workers compensation insurance for most employers with one or more employees. An agent can help you compare policies from multiple carriers to find the right protection for your Daviess County business.

Frequently Asked Questions

What types of business insurance do Owensboro companies need?

Common coverages include general liability, workers compensation, commercial property, and commercial auto. Kentucky requires workers comp for most businesses with employees. An agent can help you assess your specific risks and legal obligations.

How do I find a business insurance agent in Owensboro Kentucky?

You can search online directories, ask other local business owners for referrals, or contact the Kentucky Department of Insurance for a list of licensed agents in Daviess County. Many agents offer free quotes and consultations.

Is business insurance required by law in Kentucky?

Kentucky law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often required by landlords or clients.

Business Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.