The top-rated business insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, Kentucky area as a business insurance agent. The agency provides commercial coverage designed to protect local enterprises from common financial risks. Their services address a range of business needs, including policies for property damage, liability claims, and income interruption. The agency works with business owners to customize insurance packages that fit their specific operational exposures. Frankfort clients can obtain tailored solutions for general liability insurance and commercial property coverage.
RB Brown - State Farm Insurance Agent in Frankfort, KY, provides a range of business insurance services including general liability, commercial property, and workers’ compensation coverage. The agency assists local businesses in identifying appropriate levels of protection for their operations, advising on policy details and claims processes through ongoing account management. Its service approach involves regular policy reviews to align with changing business needs. Properties typically serviced include single-family homes operated as home-based businesses, apartment buildings, retail stores, and restaurants.
Serving homeowners, businesses, and property managers in Frankfort, Kentucky, Steve Woodrum - State Farm Insurance Agent provides commercial insurance coverage for local enterprises. The agency helps business owners with general liability, property insurance, and workers’ compensation policies to manage their operational risks. Coverage options are designed to protect small and medium-sized companies from financial losses. The agency also offers personalized consultations to identify the right protection for each client’s specific industry. Additionally, it supports properties and businesses in neighboring Versailles and the surrounding Franklin County area.
Serving Frankfort, Kentucky, and the surrounding communities, Erika Hancock - State Farm Insurance Agent handles business insurance for local enterprises. It offers coverage to protect against common risks faced by small and mid-sized operations in the region. The agency works with business owners to understand their specific operational exposures and liability concerns. To handle a typical job, the agent reviews the client's current coverage, identifies gaps, and then recommends a tailored policy that addresses exposure while meeting budget constraints.
Bill McCoy Insurance Agency in Frankfort, KY helps local businesses distinguish between one-time policy purchases and recurring coverage plans tailored to ongoing operational needs. Their services focus on protecting commercial property, liability exposures, and other essential business risks common in the region. Policies can be structured for single projects or renewed annually to maintain continuous protection. Service runs on either a one-time basis for short-term needs or an as-needed schedule for policy updates and claims support.
Sean Shah: Allstate Insurance specializes in providing customized business insurance coverage for companies throughout the Frankfort area. Their services include helping local businesses secure essential policies that protect property, liability, and operational assets. They also support clients in reviewing and adjusting coverage as businesses grow or change. As seasonal weather events, such as winter storms or summer thunderstorms, can impact local operations and cause unexpected damage, the agency assists business owners with timely policy reviews to address these specific weather-related risks.
As local businesses in Frankfort prepare for the spring construction and agriculture season, Brenda Harris - State Farm Insurance Agent provides commercial coverage options tailored to these activities. The agency helps business owners review policies that address liability, property damage, and income interruption risks common in central Kentucky. Clients typically receive an initial consultation that evaluates their specific operational exposures and potential coverage gaps. The process concludes with a full inspection of the business premises to confirm the chosen policy meets both safety requirements and state regulations.
Franklin Goins Insurance Agency works with local businesses in Frankfort, Kentucky to secure general liability and property coverage. Its specialty add-ons include professional liability policies and commercial auto insurance for company fleets. Clients are guided through risk assessments to tailor appropriate protection. The agency's services are available for offices needing standard liability, warehouses requiring equipment and inventory coverage, and food service operations seeking product liability and business interruption insurance.
Sturm Insurance Agency serves residents in Frankfort with personal insurance needs, including coverage for homes and personal property. For local business owners, the agency provides commercial insurance solutions such as general liability and property protection tailored to different industries. They serve clients throughout the Frankfort area and surrounding communities. When claims or policy adjustments are required between scheduled reviews, clients can contact the agency for prompt assistance and follow-up service.
Kentucky Farm Bureau Insurance in Frankfort, Kentucky offers general business coverage to protect company assets and operations, with specialized additions such as liability extensions and commercial property endorsements. Their policies aim to address common risks faced by enterprises of various sizes. The agency works with sectors requiring tailored solutions, including professional offices, warehouse and distribution centers, and food service establishments.
What Does a a Business Insurance Agent in Frankfort Cost?
Typical costs for a business insurance policy in Frankfort Kentucky range from 400 to 3000 per year for general liability coverage. Workers compensation premiums vary by payroll and risk class often costing 0.50 to 3.00 per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 per vehicle annually. These are general estimates and your actual cost will depend on your specific business operations coverage selections and claims history. This information is for general reference and is not insurance advice.
About business insurance agents in Frankfort
Business insurance agents in Frankfort Kentucky help local companies secure coverage that meets state requirements. Kentucky law mandates that employers with five or more employees carry workers compensation insurance. An agent can guide you through liability property and commercial auto policies tailored to your Frankfort business.
Frequently Asked Questions
What types of business insurance are required in Kentucky?
Kentucky requires workers compensation insurance for most employers with five or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a business insurance agent in Frankfort Kentucky?
You can search online directories ask other local business owners or contact the Kentucky Department of Insurance for a list of licensed agents in Frankfort. Make sure the agent is licensed to sell commercial lines in Kentucky.
What factors affect the cost of business insurance in Frankfort?
Costs depend on your industry payroll location claims history and coverage limits. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay several thousand dollars for workers comp and liability.
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