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HomeBusiness Insurance AgentsMissouri › Cape Girardeau

Find Business Insurance Agents Near You in Cape Girardeau, MO

Browse business insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Cape Girardeau.

Showing 20 business insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
7Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
8Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
9Landon Besand - Insurance Agent1917 William St(573) 517-7734
10Farmers Insurance - Clarence Matthews1750 N Kingshighway St Suite B(573) 334-8888
DI
1009 N Kingshighway St
Discount Insurance Group
Business Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves the Cape Girardeau, Missouri area by offering business insurance policies to local companies. As an independent agency, it works with multiple carriers to find appropriate coverage for its clients. Common policies include general liability and property insurance to protect physical assets and legal risks. It also handles workers’ compensation insurance to cover employee injuries and commercial auto insurance for vehicles used in business operations.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Business Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides a full range of business insurance services in Cape Girardeau, MO, including general liability, property, and workers' compensation coverage. It offers tailored risk management consultations to help local businesses develop effective protection plans. Regular policy reviews ensure coverage keeps pace with evolving operational needs. The agency services single-family homes, apartments, retail establishments, and a variety of restaurants in the area.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Business Insurance Agent · Cape Girardeau, MO

TIG Thomas Insurance Group serves local homeowners, businesses, and property managers in the Cape Girardeau area by recommending commercial coverage solutions that protect against common operational and liability risks. As a business insurance agent, the company helps clients understand policy options for property, general liability, and workers’ compensation. Whether serving a small retail shop or a larger commercial enterprise, the focus is on matching protection to the specific exposures each business faces. The agency also extends its services to clients in the nearby Jackson community.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Business Insurance Agent · Cape Girardeau, MO

Michael Jones - State Farm Insurance Agent serves Cape Girardeau, MO, and the surrounding communities in southeast Missouri. The agency handles a range of business insurance needs, including liability, property, and commercial auto coverage. For each client, it conducts a detailed review of business operations and associated risks. The typical job follows a consultative approach, beginning with a thorough assessment of the specific exposures a business faces, then working to develop tailored policy recommendations that address those unique circumstances.

CI
1001 Independence St
Coalter Insurance Group
Business Insurance Agent · Cape Girardeau, MO

Coalter Insurance Group in Cape Girardeau, MO, offers both one-time policy reviews and ongoing service agreements for businesses seeking general liability or commercial property coverage. The company helps local companies manage risk through tailored protection plans that address industry-specific needs. Service scheduling operates on an as-needed basis, allowing clients to request consultations or policy adjustments whenever their business circumstances change.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Business Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Tom Smith in Cape Girardeau, MO offers specialized business insurance agent services, including general liability and commercial property coverage tailored to local enterprises. It also assists small and mid-sized businesses in managing risks and selecting appropriate policy packages. The agency helps local shops and contractors secure protection against common operational liabilities. During winter weather, it guides business owners in obtaining coverage for potential ice-related damage or temporary closures.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Business Insurance Agent · Cape Girardeau, MO

As spring storms approach the Mississippi River region, local businesses in Cape Girardeau look to secure their commercial property and liability coverage. Hoesli Insurance Agency provides business insurance policies designed to protect contractors, retail shops, and other enterprises against regional weather and operational risks. The agency focuses on reviewing each client’s specific needs to build a balanced protection plan. An initial consultation includes an inspection of your premises and a direct walk-through of your coverage gaps.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Business Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® serves the Cape Girardeau, MO area by providing business insurance agent services for local enterprises. The agency specializes in helping commercial clients secure appropriate coverage, offering tailored risk management solutions for their specific operational needs. Businesses can obtain policies designed to protect assets, liabilities, and daily operations. This agency is available to assist offices requiring general liability protection, warehouses needing property and inventory coverage, and food service establishments seeking specialized liability and equipment insurance.

LB
1917 William St
Landon Besand - Insurance Agent
Business Insurance Agent · Cape Girardeau, MO

Landon Besand - Insurance Agent in Cape Girardeau, Missouri provides residential insurance solutions for local homeowners and property owners. The agency also extends comprehensive commercial coverage tailored to area businesses, including liability and property policies. Designed to serve clients across Cape Girardeau and the surrounding region, this agent works closely with customers to address individual risk needs. After initial policy setup, the office offers scheduled follow-up consultations to review coverage, ensuring adjustments are made between regular renewal visits.

FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Business Insurance Agent · Cape Girardeau, MO
BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Business Insurance Agent · Cape Girardeau, MO
(573) 335-5822
brightwayprima.com
AI
875 N Kingshighway St
Arnold Insurance
Business Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Business Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Business Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Business Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Business Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
SI
1418 N Kingshighway St
Shelter Insurance - Terri Shaw
Business Insurance Agent · Cape Girardeau, MO
(573) 335-8116
shelterinsurance.com/CA/agent/TERRISHAW
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Business Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com
PI
1650 N Kingshighway St
Precision Insurance & Financial Services Inc
Business Insurance Agent · Cape Girardeau, MO
(877) 908-6837
precisioninsuranceagency.com
CI
2909 Beavercreek Dr
Consolidated Insurance Co
Business Insurance Agent · Cape Girardeau, MO
(573) 334-6094
ciains.net

What Does a a Business Insurance Agent in Cape Girardeau Cost?

Typical costs for a small business general liability policy in Missouri range from 400 to 1500 dollars per year. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance averages 500 to 2000 dollars annually. These are general estimates and actual costs depend on your specific business risks location and coverage limits. This information is general and not insurance advice.

About business insurance agents in Cape Girardeau

Business insurance agents in Cape Girardeau Missouri help local companies find coverage for property liability and workers compensation. Missouri law requires most employers with five or more employees to carry workers compensation insurance. A local agent can guide you through these requirements and help protect your business from financial loss.

Frequently Asked Questions

What types of business insurance do Cape Girardeau agents offer?

Agents offer general liability commercial property workers compensation and professional liability insurance. They can also provide commercial auto and umbrella policies based on your business needs.

Does Missouri require businesses to have workers compensation insurance?

Yes Missouri law requires workers compensation for most employers with five or more employees. Construction businesses with one or more employees must also carry it. An agent can help you comply with these state regulations.

How do I choose a business insurance agent in Cape Girardeau?

Look for an agent licensed in Missouri who understands your industry. Ask about their experience with local businesses and request quotes from multiple agencies to compare coverage options and premiums.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.