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HomeBusiness Insurance AgentsMissouri › Lake St Louis

Find Business Insurance Agents Near You in Lake St Louis, MO

Browse business insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in Lake St Louis, Missouri is Farmers Insurance - Amy Edmonds, rated 5.0 stars across 128 reviews. Other highly rated options include Spectrum Insurance Solutions, Mike McMullen - COUNTRY Financial Agent, Lee Lester - State Farm Insurance Agent. This directory lists 19 business insurance agents serving Lake St Louis.

Showing 19 business insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
2Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
3Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
4Lee Lester - State Farm Insurance Agent8641 State Rte N(636) 561-4699
5Andrew Hill's Insurance Services128 Sunglow Dr(314) 518-7471
6Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
7Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
8Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
9Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
10Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Business Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds serves Lake St Louis and surrounding St Charles County, offering commercial coverage for small and mid-sized businesses. The agency works with local shopkeepers and contractors to tailor policies that protect their operations from common liability and property risks. As an independent agent, Amy Edmonds represents a well-known nationwide carrier while providing personalized service to each client. The office specifically handles general liability for storefronts and workers compensation to help local businesses manage employee-related exposures.

SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Business Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions works with businesses in Lake St Louis, MO to tailor commercial coverage that matches each operation's unique risks. Its services include general liability, property, and workers’ compensation policies designed to protect assets and daily operations. Regular policy reviews help clients adjust coverage as their business grows or changes, ensuring ongoing protection against emerging liabilities. The agency assists single-family homes operating as small businesses, apartments, retail stores, and restaurants with their insurance needs.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Business Insurance Agent · Lake St Louis, MO

Mike McMullen, a COUNTRY Financial agent, serves local homeowners, businesses, and property managers in Lake St Louis, Missouri. He provides business insurance to protect companies from liability, property damage, and operational disruptions. His agency also offers coverage for commercial vehicles and rental properties, helping clients manage risk with tailored policies. Understanding the diverse needs of the St. Charles County market ensures local entrepreneurs receive proper protection. In addition to Lake St Louis, he supports businesses throughout the neighboring community of O'Fallon.

LL
8641 State Rte N
Lee Lester - State Farm Insurance Agent
Business Insurance Agent · Lake St Louis, MO

Lee Lester - State Farm Insurance Agent in Lake St Louis, Missouri is known for providing business insurance coverage to local enterprises. The agency helps companies secure policies that protect their assets, employees, and daily operations from various risks. Clients in the Lake St Louis area can access general liability, property, and workers compensation insurance through this office. The agency also offers commercial auto coverage as a common add-on for vehicles used in company fleets.

AH
128 Sunglow Dr
Andrew Hill's Insurance Services
Business Insurance Agent · Lake St Louis, MO

Some business insurance needs only a single, short-term solution, while others require ongoing protection that renews annually. Andrew Hill's Insurance Services in Lake St Louis, MO helps businesses evaluate their liability, property, and income coverage options. The agency assists with bundling policies to reduce gaps in protection for local companies. This agent serves clients who need a policy for a limited project or a comprehensive yearly plan. Service is offered on a one-time, scheduled, or as-needed basis depending on the business’s specific insurance requirements.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Business Insurance Agent · Lake St Louis, MO

Shelter Insurance - John Dickey, Lutcf specializes in business insurance agent services in Lake St Louis, MO, offering tailored coverage for property, liability, and commercial vehicles. It also provides general risk assessment and policy reviews for small to mid-sized local businesses. The agency assists with the unique coverage needs that arise during seasonal inventory shifts or unexpected weather events, helping clients remain protected through changing operational conditions.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Business Insurance Agent · Lake St Louis, MO

As the weather shifts between seasons in Lake St Louis, businesses often find themselves reviewing their coverage for new equipment or liability concerns. Oscar Marroquin: Allstate Insurance helps local proprietors by presenting clear options for business insurance, whether they run a small retail shop or a growing service company. The agent draws on Allstate’s standard risk-assessment tools to evaluate each client’s unique operations, explaining policy features and endorsements without pressure. An in-person or virtual inspection of the business premises begins the process.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Business Insurance Agent · Lake St Louis, MO

Robin Ruhmann - COUNTRY Financial Agent provides business insurance services to companies in the Lake St Louis, Missouri area. The agency assesses operational risks and offers specialized policy add-ons, such as general liability and property coverage. These protections are designed to address the unique exposures businesses commonly face in this region. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to fit their distinct needs.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Business Insurance Agent · Lake St Louis, MO

Dan Day of State Farm Insurance serves the Lake St Louis, MO, area with personal insurance for homes and automobiles. For local business owners, the agency also provides commercial coverage tailored to safeguard assets and manage liability risks. The business serves clients throughout the broader region, ensuring small and mid-sized enterprises have adequate protection for their operations. Follow-up consultations are offered between regular policy reviews to address any coverage adjustments or new concerns that may arise.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Business Insurance Agent · Lake St Louis, MO

Jennifer Hutcheson & Associates LLC American Family Insurance in Lake St Louis, MO, provides business insurance agent services to local enterprises. This agency helps commercial clients assess their operational risks and secure appropriate coverage packages. Policies available may include general liability, property insurance, and commercial auto protection. The agency works with small and mid-sized businesses to address their specific industry exposures. As a specialty service, it can add on business interruption insurance to help companies manage income loss during unexpected closures.

SI
930 Bent Oak Ct Ste 109
Shelter Insurance - Hunter Feldewerth
Business Insurance Agent · Lake St Louis, MO
(636) 240-2100
shelterinsurance.com/CA/agent/HFELDEWERTH
MS
50 Centre On The Lk #220
Macor SR22 Insurance Group
Business Insurance Agent · Lake St Louis, MO
(205) 793-9474
FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Business Insurance Agent · Lake St Louis, MO
(636) 283-2072
agents.farmers.com/mo/lake-saint-louis/jeremiah-essmyer
SC
3401 Technology Dr suite 180
Stuckey & Company
Business Insurance Agent · Lake St Louis, MO
(800) 828-3452
stuckey.com
MH
6280 Ronald Reagan Dr
Mid Health Insurance LLC
Business Insurance Agent · Lake St Louis, MO
(636) 698-7401
FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Business Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith
BC
1000 Lake St Louis Blvd Ste. 206
Bill Crets Insurance Agency
Business Insurance Agent · Lake St Louis, MO
(636) 561-3700
stlouischurchinsurance.com
GA
1200 Lake St Louis Blvd #328
Gillespie Agency, LLC
Business Insurance Agent · Lake St Louis, MO
(636) 344-0686
SI
10890 Veterans Memorial Pkwy
Steinlage Insurance Agency Administration
Business Insurance Agent · Lake St Louis, MO
(636) 561-5060
steinlageagency.com

What Does a a Business Insurance Agent in Lake St Louis Cost?

Typical costs for business insurance in Missouri vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance for a small office might cost 500 to 2000 dollars annually. This is general information and not insurance advice.

About business insurance agents in Lake St Louis

A business insurance agent in Lake St Louis Missouri helps local companies find the right coverage for their specific needs. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can guide you through options like general liability commercial property and professional liability policies.

Frequently Asked Questions

What types of business insurance does an agent in Lake St Louis offer?

An agent in Lake St Louis can provide general liability commercial property workers compensation and professional liability insurance. They also offer business interruption coverage and commercial auto policies. The agent will review your operations to recommend appropriate coverages.

Is business insurance required by law in Missouri?

Missouri requires workers compensation insurance for businesses with five or more employees. Commercial auto insurance is required for any vehicles used for business purposes. Other coverages like general liability are not legally required but are often needed by landlords or clients.

How does an agent in Lake St Louis help with Missouri specific risks?

An agent understands Missouri weather risks like tornadoes and floods which can damage commercial property. They also know local liability laws and can help you meet contract requirements from clients or landlords. This local knowledge helps you avoid gaps in coverage.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.