The top-rated business insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 18 business insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 8 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 9 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
| 10 | Paul Manganelli Agency LLC American Family Insurance | 717 Rue St. Francois St | (314) 972-6000 |
Alex Vogt - State Farm Insurance Agent serves businesses in the Florissant, Missouri, area and surrounding St. Louis County. The agency provides commercial insurance policies designed to protect local companies from financial losses. General liability coverage addresses risks like property damage or bodily injury claims. Commercial property insurance helps safeguard business buildings, equipment, and inventory. Work-related injuries are handled through workers' compensation policies, which can cover medical costs and lost wages. The office also assists with business liability coverage, including professional liability options for service-based industries.
John "Rock" Simmons - State Farm Insurance Agent in Florissant, MO provides a full range of commercial insurance solutions for local businesses. The agency offers tailored coverage options for various operational needs. Ongoing policy reviews and risk assessment consultations are available to help businesses adapt their plans as they grow. This includes serving the insurance requirements for single-family homes operated as businesses, apartments, retail stores, and restaurants in the area.
Dimitri Owens - State Farm Insurance Agent in Florissant, Missouri serves local homeowners, business owners, and commercial property managers by providing tailored policies that help protect assets and operations. This agency focuses on general liability, commercial property, and business interruption coverage to address common regional risks. The team also assists with bundling personal and business insurance for convenience. In addition to serving Florissant, Dimitri Owens represents State Farm in neighboring communities such as Hazelwood and the greater St. Louis metro area.
Shelter Insurance - Chris Hamilton helps business owners distinguish between policies requiring a one-time purchase, such as a general liability certificate, and those needing recurring service, like workers' compensation or commercial property coverage. Clients in Florissant, MO receive guidance in selecting adequate protection for their specific operations. Coverage options address common local risks. Support for claims management is also provided. Ongoing service runs on an as-needed basis, allowing policyholders to seek adjustments when their business circumstances change.
AAA Florissant Insurance and Member Services serves the Florissant, Missouri area and surrounding North County communities. This agency handles business insurance needs, including commercial property and liability coverage. It assists local small business owners in managing risk and protecting their assets. The agency provides guidance through insurance options and tailors coverage to match each client's specific operations and budget. To handle a typical job, it starts with a detailed consultation to assess business exposures, then reviews relevant policy details and policy adjustments with the client.
Darrell Ditto American Family Insurance provides business insurance agent services, specializing in liability coverage, property protection, and workers' compensation packages for local enterprises. The agency assists Florissant owners in evaluating risk factors and customizing policies to suit their distinct operational needs. Whether addressing coverage for commercial vehicles or safeguarding inventory against unexpected damage, it supports businesses year-round. With the approach of winter, the agency helps clients secure appropriate protection against weather-related closures or equipment breakdowns.
As Florissant weather shifts with the seasons, local businesses face new risks to their property and operations. Miller Agency & Associates, LLC American Family Insurance provides tailored coverage to protect against those evolving threats. Their team works directly with each client to explain general liability and commercial property options that are relevant in the St. Louis area. The goal is to keep your business running smoothly through every unexpected event. The agency begins by conducting a thorough inspection of your current operations to assess specific insurance needs.
The Milburn Agency assists local business owners in Florissant with securing comprehensive insurance coverage tailored to their operational risks. It specializes in policies that protect against liability, property damage, and business interruption losses. Risk assessments and customized policy bundles are offered to ensure adequate protection for diverse commercial enterprises. The agency can serve offices requiring general liability and professional indemnity, warehouses needing property and inventory coverage, and food service establishments seeking protection for equipment and product liability exposures.
Alternatives Insurance provides business insurance agent services to commercial clients in Florissant, Missouri, while also handling residential coverage needs. Their work involves helping local companies secure appropriate policies for general liability, property, and other common risks. The agency covers businesses throughout the Florissant area and surrounding communities. After an initial policy is set, the agency can follow up between regular visits to review coverage and adjust plans as the client's operations evolve.
Paul Manganelli Agency LLC American Family Insurance in Florissant, MO, is known for providing professional business insurance agent services. It offers a broad range of coverage to help local entrepreneurs protect their commercial assets and operations from common risks. The agency works with small and medium-sized companies to develop policies that address general liability and property needs. Business interruption insurance is available as an add-on to help cover lost income during unexpected closures.
What Does a a Business Insurance Agent in Florissant Cost?
Typical costs for a small business general liability policy in Missouri range from 400 to 1,500 dollars per year. A business owners policy BOP which bundles liability and property insurance often costs between 500 and 3,000 dollars annually. Premiums depend on factors like industry location revenue and claims history. This is general information and not insurance advice.
About business insurance agents in Florissant
Business insurance agents in Florissant Missouri help local companies find coverage for property damage general liability and workers compensation. Missouri state law requires most employers to carry workers compensation insurance. An agent can explain how Florissant business regulations affect your policy needs.
Frequently Asked Questions
What types of business insurance do Florissant agents offer?
Agents in Florissant Missouri offer general liability commercial property workers compensation and business interruption insurance. They can also help with professional liability and commercial auto policies. Each policy is tailored to the specific risks of your business.
Does Missouri require businesses to have workers compensation insurance?
Yes Missouri law requires workers compensation insurance for most employers with five or more employees. Agricultural workers and certain domestic workers may be exempt. An agent can confirm if your business meets the state threshold.
How do I choose a business insurance agent in Florissant?
Look for an agent who is licensed in Missouri and has experience with your industry. Ask about their knowledge of Florissant specific risks like weather or local zoning. Compare quotes from multiple agents to find suitable coverage.
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