The top-rated business insurance agent in Columbia, Missouri is Shelter Gardens, rated 4.8 stars across 946 reviews. Other highly rated options include Stephanie Wilmsmeyer - State Farm Insurance Agent, Bry Reine Agency LLC American Family Insurance, Insurance Plus. This directory lists 20 business insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelter Gardens | 1817 W Broadway | (800) 555-5555 |
| 2 | Stephanie Wilmsmeyer - State Farm Insurance Agent | 2609 E Broadway Ste 214 | (573) 445-5774 |
| 3 | Bry Reine Agency LLC American Family Insurance | 2909 Falling Leaf Ln suite c | (573) 442-3368 |
| 4 | Insurance Plus | 1604 Business Loop 70 W | (573) 615-0291 |
| 5 | Shelter Insurance - Mitch Theede | 3201 S Providence Rd Ste 203 | (573) 443-6080 |
| 6 | Acrisure Columbia, MO (Vogel Stuart Insurance Group) | 29 N 10th St | (573) 449-5395 |
| 7 | Shelter Insurance - Jeremy Hughes | 1715 W Worley St Ste A1 | (573) 445-8627 |
| 8 | Goosehead Insurance - Jeremy Kiesewetter | 124 E Nifong Blvd Suite C-1 | (573) 818-2988 |
| 9 | Kasmann Insurance Agency | 116 N Garth Ave | (573) 442-1105 |
| 10 | Hereth Insurance Consulting | 1207 W Broadway #103 | (573) 475-4015 |
Stephanie Wilmsmeyer - State Farm Insurance Agent provides business insurance coverage throughout the Columbia, MO area. Services typically include general liability, commercial property, and workers' compensation policies tailored to various industries. Service plans focus on assessing risk exposures and adjusting coverage limits as businesses grow or change. Policyholders receive ongoing support for claims filing and routine policy reviews. The agency services a range of properties, including single-family homes, apartments, retail storefronts, and restaurants.
Bry Reine Agency LLC American Family Insurance serves homeowners, businesses, and property managers in Columbia, MO. The agency provides business insurance coverage tailored to protect commercial assets, liability, and operations. Clients can discuss risk management strategies for local enterprises. The team assists with policy options that address property, general liability, and commercial auto needs. Professional guidance is offered for diverse business types and sizes across the region. The agency also extends its business insurance services to the greater Boone County area, including the nearby community of Ashland.
Insurance Plus in Columbia, MO distinguishes between one-time policy reviews and ongoing business insurance management. Its coverage options include general liability and property protection tailored to commercial operations. The services address local risk factors common to small and mid-sized businesses in mid-Missouri. Business owners receive claims support and policy adjustments relevant to their industry. Service runs on either a one-time consultation or an as-needed basis depending on client preference.
Shelter Insurance - Mitch Theede offers specialized commercial auto and liability coverage for local businesses, along with general property insurance for offices and retail spaces. The agency works closely with entrepreneurs in Columbia to tailor policies that match their operational risks. It also helps seasonal enterprises, such as summer tourism shops and holiday vendors, adjust their coverage to avoid gaps during peak activity and slower months.
Acrisure Columbia, MO (Vogel Stuart Insurance Group) serves Columbia and the surrounding mid-Missouri communities, handling commercial insurance policies for local businesses of various sizes. It assists clients with general liability, property coverage, and workers’ compensation to protect operations from common risks in the region. For a typical job, the agency reviews each company’s unique exposures, identifies coverage gaps, and then markets the risk among multiple carriers to present a tailored solution that fits the client’s budget.
As local businesses in Columbia adjust their coverage for seasonal inventory increases or summer liability exposures, Shelter Insurance - Jeremy Hughes provides commercial policies that protect both property and operations. A business insurance agent here evaluates specific risks that Missouri small-business owners face, including weather-related damage or customer injuries on site. The process begins with a personal inspection of your premises and a review of current liabilities, so policies are built around actual needs rather than generic templates. An initial consultation assesses these factors before any coverage is put into place.
Goosehead Insurance - Jeremy Kiesewetter provides commercial insurance coverage for businesses in Columbia, MO. The agency offers general liability and property protection to safeguard assets and operations. It also specializes in specialized business insurance add-ons, such as equipment breakdown coverage and cyber liability policies. Clients can obtain tailored risk management solutions for a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Kasmann Insurance Agency in Columbia, MO is known for helping local business owners secure appropriate commercial coverage for their operations. The agency works with a variety of industries, tailoring policies to fit each company's specific risks, property needs, and liability concerns. The team provides straightforward guidance on general liability and property insurance fundamentals. As a specialty service, this agency can also add professional liability coverage to protect against claims of errors or omissions in the client's delivered services.
Hereth Insurance Consulting, based in Columbia, Missouri, is recognized for providing tailored protections to local business owners. Its service range includes general liability, property coverage, and workers’ compensation policies designed for small and mid-sized enterprises. The firm assists clients in identifying exposures unique to their industry and geographic region. For comprehensive risk management, Hereth Insurance Consulting can add on specialized coverage for commercial auto fleets or professional liability needs.
What Does a a Business Insurance Agent in Columbia Cost?
The cost of business insurance in Missouri varies widely by industry and coverage level. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars annually for workers comp and liability combined. Costs also depend on payroll revenue and location. This is general information and not insurance advice.
About business insurance agents in Columbia
A business insurance agent in Columbia Missouri helps local companies find coverage that meets state requirements and protects their assets. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can explain the specific coverage needs for your industry and help you compare policies from multiple carriers.
Frequently Asked Questions
What types of business insurance are required in Missouri?
Missouri requires workers compensation insurance for most businesses with five or more employees. Commercial auto liability is required if you use vehicles for work. Other coverages like general liability are not required by state law but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Columbia?
Look for an agent who is licensed in Missouri and has experience with your industry. Ask about their carrier network and whether they can quote from multiple companies. Check online reviews and ask for references from other Columbia business owners.
Can a business insurance agent help me save money on premiums?
Yes an agent can compare quotes from different insurers to find competitive rates. They can also advise on risk management practices that may lower your premiums. However the final cost depends on your business type revenue and claims history.
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